Sprague Wealth Solutions
- Company typePrivate
- Founded-
- HeadquartersSan Ramon, United States
- Headcount—
- GTM typeB2C
- OfferingServices
Sprague Wealth Solutions firmographics
Firmographics- Name
- Sprague Wealth Solutions
- Legal name
- Sprague Wealth Solutions, LLC.
- Website
- https://swsllc.net
- Company type
- Private
- Operating status
- Operating
- Ownership category
- akta.pro rank
Sprague Wealth Solutions industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE), Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE)
Keywords
Where Sprague Wealth Solutions is headquartered
LocationHeadquarters
- HQ city
- San Ramon
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Sprague Wealth Solutions business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Investment Management Services: Fee-based investment management services for individuals and families, likely asset-under-management (AUM) model through affiliation with LPL Financial. Services include portfolio management, asset allocation, and ongoing investment advisory.
- Financial Planning Services: Holistic financial planning services including retirement planning, estate planning, tax planning, and business succession planning. Revenue generated through advisory fees separate from or in addition to investment management fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom advisory services - no tiered pricing structure disclosed |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Sprague Wealth Solutions product offering
Product offeringCore offering
Sprague Wealth Solutions is a financial planning and wealth advisory firm that delivers personalized investment management and holistic financial planning services to individuals, families, business owners, and retirees. Services are organized around integrated life-planning themes — retirement, asset protection, asset allocation, estate and tax planning, business succession, philanthropy, and cash flow management — and are delivered through scheduled advisory consultations backed by LPL Financial (broker-dealer) and Private Advisor Group (RIA) infrastructure.
Product overview
Sprague Wealth Solutions offers a holistic financial planning and wealth management platform for individuals, families, business owners, and retirees. The core offering consists of integrated financial planning services including Retirement Planning, Asset Protection (insurance), Asset Allocation, Cash Flow & Debt Management, Philanthropy & Giving, Estate and Tax Planning, and Business Succession Planning. The firm provides these services through a client portal and delivers personalized advisory through their team, operating as a traditional wealth advisory practice affiliated with LPL Financial and Private Advisor Group.
Differentiator
Problem solved
Functional benefit
Products and services
- Retirement Planning Comprehensive retirement planning services for individuals and families addressing longer life expectancies and evolved retirement needs, helping clients develop strategies for a financially secure post-work life.
- Asset Allocation Strategic asset allocation services that select a mix of asset classes matching investor financial profiles, risk tolerance, and investment preferences, leveraging varying cycles of asset class performance.
- Asset Protection Insurance-based protection services to safeguard families from financial hardship due to death, disability, or critical illness, including tax-advantaged savings features that can be drawn on to supplement other resources.
- Estate and Tax Planning Estate transfer planning services to help clients pass assets to heirs or charitable beneficiaries while minimizing tax implications and avoiding hardship for surviving beneficiaries.
- Business Succession Planning Planning services to help businesses manage ownership transitions when partners or major stockholders die or exit, ensuring continuity, fair valuation, and protection of both the business and surviving family interests.
- Philanthropy & Giving Charitable giving strategies and philanthropy planning to help clients support meaningful causes — including institutions in art, sciences, and education — while potentially optimizing tax benefits.
- Cash Flow & Debt Management Financial planning services focused on managing cash flow patterns and debt obligations to optimize the use of financial resources across the client's life.
- Online Portal Client-accessible online portal for account access, financial monitoring, and ongoing planning tool usage for existing clients of Sprague Wealth Solutions.
Companies that use Sprague Wealth Solutions
Customer profileSegments2 records
Ideal customer profiles2 records
Sprague Wealth Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sprague Wealth Solutions partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- LPL FinancialcoreScott Sprague is a Registered Representative with LPL Financial, Member FINRA/SIPC. LPL Financial provides broker-dealer services, investment platforms, and regulatory infrastructure for securities transactions and investment management services.
- Private Advisor GroupcoreAdvisory services offered through Private Advisor Group, a Registered Investment Advisor. Private Advisor Group and Sprague Wealth Solutions, LLC are separate entities from LPL Financial. Private Advisor Group provides RIA infrastructure and compliance for advisory services.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Sprague Wealth Solutions competitors and assessment
Company assessmentBroad incumbents
- Personal Capital (Empower Personal Dashboard): Hybrid digital wealth advisor combining technology tools with human advisors for investment management and retirement planning. Notably shares the same emaplan.com client portal infrastructure referenced by Sprague Wealth Solutions, indicating direct platform overlap.
- Wealth Enhancement Group: Fast-growing independent wealth management firm offering financial planning, investment management, and tax services. Comparable holistic service offering and primary client focus on business owners and retirees.
- Schwab Wealth Advisory: Charles Schwab's wealth advisory service offering investment management and financial planning to retail and high-net-worth clients. Comparable holistic planning offering, delivered through a much larger custodial platform.
- Mercer Advisors: National RIA providing comprehensive wealth management, estate, tax, and succession planning to households and business owners. Comparable service model and client segments, with a much larger footprint and acquisition roll-up strategy.
- Edelman Financial Engines: Large national RIA offering holistic financial planning, investment management, and retirement advice to individuals and families. Highly comparable to Sprague Wealth Solutions in service breadth and values-based planning approach, but at vastly greater scale.
- Northwestern Mutual Wealth Management: Large-scale financial services firm offering financial planning, investment management, and insurance (asset protection). Comparable integrated planning-plus-insurance value proposition to Sprague's holistic offering.
- Mariner Wealth Advisors: Large independent RIA offering holistic planning, investment management, tax, and estate services to high-net-worth individuals and business owners. Directly comparable holistic planning model and target segments.
- Vanguard Personal Advisor: Hybrid advice service combining automated portfolio management with human advisor access for ongoing financial planning. Comparable to Sprague's hybrid-style relationship model, with significant pricing pressure on advisory fees.
Emerging players
- Facet Wealth: Tech-enabled financial planning firm offering flat-fee advice to households across the U.S. Comparable to Sprague's planning focus, but with a national digital delivery model that competes for the same client segments without geographic limits.
Direct peers
- Capstone Partners: Independent RIA offering financial planning and investment management to individuals, families, and business owners with a relationship-based model. Closely comparable in size, structure, and service mix to Sprague Wealth Solutions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Sprague Wealth Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sprague Wealth Solutions leadership team
Management profileNumber of profiles
Profiles1 record
Sprague Wealth Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sprague Wealth Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sprague Wealth Solutions
What does Sprague Wealth Solutions do?
Sprague Wealth Solutions is a financial planning and wealth advisory firm that delivers personalized investment management and holistic financial planning services to individuals, families, business owners, and retirees. Services are organized around integrated life-planning themes — retirement, asset protection, asset allocation, estate and tax planning, business succession, philanthropy, and cash flow management — and are delivered through scheduled advisory consultations backed by LPL Financial (broker-dealer) and Private Advisor Group (RIA) infrastructure.
Is Sprague Wealth Solutions a public or private company?
Sprague Wealth Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Sprague Wealth Solutions founded?
Sprague Wealth Solutions was founded in -1.
Where is Sprague Wealth Solutions based?
Sprague Wealth Solutions is headquartered in San Ramon, United States, in the North America region.
How does Sprague Wealth Solutions make money?
Two revenue lines are on record. Investment Management Services are the primary driver. The others are financial Planning Services.
Who are Sprague Wealth Solutions's main competitors?
Broad incumbents on record are Personal Capital (Empower Personal Dashboard), Wealth Enhancement Group, Schwab Wealth Advisory, Mercer Advisors, Edelman Financial Engines, Northwestern Mutual Wealth Management, Mariner Wealth Advisors and Vanguard Personal Advisor. Facet Wealth is listed as an emerging player. Capstone Partners is listed as a direct peer.
Does Sprague Wealth Solutions have an API?
No public API is recorded for Sprague Wealth Solutions.
What industry is Sprague Wealth Solutions in?
Sprague Wealth Solutions's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAAACAE, Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers). Its NAICS code is 523940 and its SIC code is 6282.