Finanzkanzlei am See

Name

Finanzkanzlei am See

Legal name

Finanzkanzlei am See GmbH

Website

https://finanzkanzlei-am-see.de

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Independent Financial Advisory Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163), Investment Advice (6282)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

akta.pro secondary industries

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Wealth Lending & Credit Solutions (Lombard/Margin, Mortgages, Structured Credit) (FSAAABAG), Debt & Structured Finance / Mortgage Brokerage (BPAJABAK), Business Owner & Executive Financial Planning (FSAEAAAO), Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

Keywords

• Mortgage financing advisory
• Wealth management services
• Commercial financing brokerage
• Real estate investment consulting
• Independent financial advisory

Headquarters

HQ city

Überlingen

HQ country

Germany

HQ region

Europe

Offices11 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Commission from Product Partners: The company generates revenue through commissions paid by financial product partners (banks, insurance companies, real estate developers) for successfully placed financial products. This applies to mortgage financing, insurance products, and investment products. Services are free for end customers, funded entirely by commissions from product providers.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Finanzkanzlei am See is an independent financial advisory and brokerage firm that intermediates mortgage and construction financing (Hauskredite, Anschlussfinanzierung), personal installment loans, commercial financing, real-estate investment products (Denkmalimmobilien, Seniorenimmobilien, Mikroappartements) and wealth management services for private and corporate clients across the Lake Constance region. Advice is delivered through 11 branch offices plus remote channels, comparing offerings across approximately 600 bank partners via EUROPACE and acting as a tied agent for Fürst Fugger Privatbank for wealth services.

Product overview

Finanzkanzlei am See is an independent financial advisory firm operating as a platform-plus-modules architecture. The core offering spans three main divisions: (1) Financing & Capital Needs covering home loans, personal installment loans, and commercial financing with online calculators (Bauzinsenrechner, Budgetrechner, Grundbuchrechner, Anschlussfinanzierung); (2) Capital Investments offering real estate products including Denkmalimmobilien (heritage properties), Seniorenimmobilien (senior living), and Mikroappartements (micro-apartments), plus Photovoltaik-Beratung for renewable energy investments; and (3) Wealth Management & Investment comprising Vermögensberatung (wealth advisory), Vermögensverwaltung (wealth management), and Depot-/Portfolioanalyse (portfolio analysis), with supplementary services including Family Office and Nachfolgeplanung (succession planning). The company emphasizes product-neutral advice through over 600 banking partners using EUROPACE and Immoheld transaction platforms, supplemented by FKSee-Mode merchandise and the FKSee Kinder- und Jugendstiftung charitable foundation.

Differentiator

Problem solved

Functional benefit

Products and services

• Hauskredite / Home and Construction Financing Independent intermediation of home loans, construction financing and real-estate financing for new builds or existing properties, with comparison across over 600 banking institutions and access to KfW and L-Bank promotional programs. Targeted at private individuals purchasing or refinancing owner-occupied residential property.
• Privater Ratenkredit / Personal Installment Loan Independent brokerage of personal installment loans with fast processing and immediate credit decisions, comparing interest rates across all relevant providers. Targeted at private individuals for personal financing needs.
• Gewerbliche Finanzierung / Commercial Financing Tailored financing solutions for commercial investment projects including commercial real-estate, investor financing, developer financing and commercial investments, with integrated access to promotional programs and guarantee banks. Targeted at SMEs, commercial real-estate investors and property developers.
• Denkmalimmobilien / Heritage Property Investment Advisory and brokering of capital investment in monument-protected properties combining modernised historic buildings with high tax advantages through special depreciation under §7i EStG. Targeted at private real-estate investors seeking tax-efficient assets.
• Pflegeimmobilien und Betreutes Wohnen / Senior Living and Assisted-Living Investment Brokerage of investment in care homes and assisted-living facilities offering a long-term growing market, stable returns and 20-30 year lease agreements with state security. Targeted at private investors seeking stable rental income assets.
• Mikroappartements / Micro-Apartment Investment Brokerage of small 1-2 room furnished apartments as profitable investment objects targeting business commuters, researchers and students with flexible urban living needs. Targeted at private investors in urban German markets.
• Vermögensberatung / Wealth Advisory Personal investment advisory service developing individual wealth concepts across securities, ETFs, funds, gold and real estate based on client return expectations and risk tolerance. Targeted at affluent private clients.
• Vermögensverwaltung / Wealth Management Strategy-oriented discretionary wealth management through Fürst Fugger Privatbank offering classical and substance-oriented approaches with five alternative investment strategies from conservative to offensive (minimum investment EUR 250,000). Targeted at high-net-worth individuals and family wealth clients.
• Depot-/Portfolioanalyse / Portfolio Analysis Independent expert portfolio analysis and depot consultation comparing stock and securities portfolios with the goal of reducing risks and optimising returns. Targeted at private investors seeking a neutral second-opinion on existing portfolios.
• Photovoltaik-Beratung / Photovoltaic Investment Consulting Full-service consulting for photovoltaic investments including direct investment, residential rooftop systems and agricultural photovoltaic installations, with access to KfW and other promotional subsidies. Targeted at private and commercial clients investing in renewable energy.
• Family Office Dienste / Family Office Services Intensive collaboration for managing and structuring large family wealth with advisors from various specialist areas. Targeted at substantial family wealth clients requiring multi-specialist coordination.
• Nachfolgeplanung / Succession Planning Certified succession planning for securing family wealth through qualified, competent and intergenerational wealth and liquidity planning. Targeted at business owners and families planning generational wealth transfer.

Quantifiable outcome

• Interest rate fixation up to 30 years available through extensive bank partner network

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Dr. Klein Privatkunden AGcoreChannel Partner/ Reseller/ DistributorCertified consulting partner and exclusive Dr. Klein franchise partner. The partnership provides access to EUROPACE transaction platform enabling comparison and placement of mortgage financing across over 600 bank partners. Dr. Klein is one of Germany's largest financial services providers with around 600 consultants and over 200 locations nationwide, operating for over 65 years.
• Fürst Fugger Privatbank AktiengesellschaftcoreChannel Partner/ Reseller/ DistributorFinanzkanzlei am See operates as a contractually bound agent (vertraglich gebundener Vermittler) for Fürst Fugger Privatbank in Augsburg. The bank, with roots dating to 1486, provides wealth management services with the company acting as local advisor for high-net-worth clients. Minimum investment amount of EUR 250,000 for individual wealth management services.
• FinMatch AGcoreChannel Partner/ Reseller/ DistributorPartnership for commercial and corporate financing services. FinMatch AG is a corporate finance platform headquartered in Stuttgart with five additional locations across Germany, Austria, and Switzerland. They specialize in structuring complex commercial financing and accessing public promotional funds and subsidies, with a network of over 600 financing partners.
• ImmoheldminorChannel Partner/ Reseller/ DistributorMunich-based real estate transaction platform founded in 2019. Provides investment and sales software connecting investors and buyers with capital investment properties. Offers digital tools for document management and automated processes, reportedly reducing sales costs by an average of 43% per transaction.
• Studio SH ArchitekturbürominorStrategic or Co-development PartnerArchitectural firm in Freiburg specializing in monument property renovations. Partnership for providing comprehensive advice on historical building preservation and restoration to clients investing in Denkmalimmobilien (monument properties).

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Emerging players

• Baufinex: Digital mortgage platform enabling direct comparison of construction financing offers. Comparable as a direct mortgage-brokerage competitor focusing on the same private financing segment but with a digital-only, lower-cost delivery model.
• Honorarfinanz AG: Fee-only independent financial advisor in Germany serving private clients with holistic wealth and financing planning. Comparable as an independent advisory competitor operating on a transparent fee model rather than commissions.
• BCA AG: Germany's leading broker pool offering independent financial advisors access to multiple product partners and back-office infrastructure. Comparable as a structural enabler for independent mortgage and wealth advisors competing with tied bank channels.

Broad incumbents

• DVAG (Deutsche Vermögensberatung): Germany's largest independent financial advisory network with thousands of agents. Comparable as a mass-market independent advisor offering insurance, financing, and wealth products, though operating via a much larger agent network and broader product suite.

Direct peers

• FinMatch AG: Stuttgart-based corporate-finance platform specializing in commercial financing with 600+ financing partners. Directly comparable as a partner and structural competitor in commercial financing intermediation across the DACH region.
• MLP SE: Publicly listed independent financial advisory and wealth management firm serving private and corporate clients. Comparable as a multi-product independent advisor offering financing, wealth management, and insurance; however MLP operates nationally and at much larger scale.
• Dr. Klein Privatkunden AG: Germany's largest franchise network for mortgage and insurance brokers with 200+ locations and 600+ consultants. Directly comparable as both a partner (via EUROPACE) and a structural competitor in independent mortgage and insurance intermediation.
• Plansecur Finanzberatung: Independent German financial advisor group covering insurance, financing, and investment products through regional partner offices. Comparable as a mid-sized multi-product independent advisor with a similar branch-led and product-neutral distribution model.
• A.S.I. Wirtschaftsberatung: Independent German financial advisory firm specializing in serving academics, physicians, and engineers with financing and wealth products. Comparable as a product-neutral multi-line independent advisor with a strong regional branch network.
• Interhyp AG: One of Germany's largest independent mortgage brokers, comparing loan offers from hundreds of banks. Directly comparable as a non-bank mortgage intermediation competitor, although Interhyp operates nationally and primarily via digital/phone channels whereas Finanzkanzlei am See is regional and branch-led.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/FinanzkanzleiAmSee
• LinkedInlinkedin.com/company/finanzkanzlei-am-see-gmbh/?viewAsMember=true
• Instagraminstagram.com/finanzkanzleiamsee
• Xx.com/FK_See

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Finanzkanzlei am See