Mirari Wealth Management
Mirari Wealth Management is a Paris-based, AMF-regulated independent wealth advisory firm serving French HNW families and expatriates through an open-architecture platform spanning asset management, real estate, tax, insurance, and financing, distributed via ~40 in-house advisors as part of Groupe Rayne.
- Company typePrivate
- Founded2020
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Mirari Wealth Management does
Mirari Wealth Management (MIRARI) is a Paris-based, independent wealth advisory firm incorporated in 2020 and operating as part of the broader Groupe Rayne multi-brand financial advisory group. The firm provides holistic private wealth services to French HNW individuals and families, spanning wealth strategy, asset management, real estate investment, tax optimization, family protection (insurance), and financing solutions. It holds the regulatory registrations required to operate as a multi-product advisor in France: CIF (Conseil en Investissement Financier), COA (Courtier en Assurance), and COBSP (Courtier en Opérations de Banque et Services de Paiement), and operates under an open-architecture model that is not tied to any single product provider.
The firm distributes its advisory services through a network of approximately 40 'Conseillers en Gestion de Patrimoine' supported by patrimonial assistants, heads of department, and central functions, with onboarding and continuous training delivered through the in-house MIRARI Campus program. Underlying advisor workflows run on JEDDAK, a proprietary platform that aggregates client assets and supports the advisory process; externally, Mirari extends its product shelf through a strategic partnership with Tikehau Capital (announced January 2024) covering private and alternative investments, and through cross-referrals with sister brands Wakerstone, L&A Finance, Rivaria Capital, and Arcanis Conseil within Groupe Rayne, which collectively manages €2B+ AUM across 180+ advisors with a stated average €4.2M of annual business volume per advisor.
Mirari's revenue model is commission-based, deriving from entry and ongoing management fees on placed wealth, insurance, real estate, and financing products rather than from flat advisory fees. Distribution is via employed and partner advisors, supplemented by a 2024-launched international mobility line serving French expatriates. Physical footprint expanded materially in 2025 with a new flagship Boulevard Haussmann office in Paris (February 2025) and a planned Biarritz regional office.
Mirari Wealth Management firmographics
Firmographics- Name
- Mirari Wealth Management
- Legal name
- MIRARI WEALTH MANAGEMENT
- Website
- https://mirari-wm.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mirari Wealth Management is a Paris-based, AMF-regulated independent wealth advisory firm serving French HNW families and expatriates through an open-architecture platform spanning asset management, real estate, tax, insurance, and financing, distributed via ~40 in-house advisors as part of Groupe Rayne.
- Ownership category
- akta.pro rank
Mirari Wealth Management industry classification
Industry- Product category
- Wealth Management Advisory
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)
- akta.pro secondary industries
- Financial Planning–Led RIAs (FSAAACAB), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)
Keywords
Where Mirari Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Mirari Wealth Management business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Financial Advisory Commissions: As a non-independent financial investment advisor (CIF non-indépendant), MIRARI receives commissions from financial product promoters and intermediaries involved in commercialization. Commissions are based on subscription fees and/or management fees from recommended products. The firm also earns commissions on insurance products (assurance-vie, retraite), SCPI investments, private equity, structured products, and OPC funds through CTO/PEA-PME accounts.
- Insurance Brokerage Commissions: The firm acts as an insurance broker (COA) and earns commissions on life insurance, retirement, and prévoyance (protection) products distributed to clients.
- Banking Intermediation Commissions: As a broker for banking operations and payment services (COBSP), the firm earns commissions on financing solutions including real estate loans and credit restructuring.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Customized advisory services with commission-based pricing |
| Other | Pay-as-you-go | Initial patrimonial audit (free) |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Mirari Wealth Management product offering
Product offeringCore offering
Mirari Wealth Management is an independent French wealth management and investment advisory firm offering five integrated service lines: real estate investment advisory, financial asset management, tax optimization, family/social protection (insurance), and financing solutions. The firm operates on an open-architecture model, advising high-net-worth individuals and families on structuring, growing, and transmitting their wealth through regulated CIF (Conseiller en Investissements Financiers) advisors.
Product overview
MIRARI Wealth Management is a wealth management and investment advisory firm offering five core integrated services: L'Immobilier (real estate investment), La Gestion d'Actifs (asset management), La Fiscalité (tax optimization), La protection de la Famille (family protection/insurance), and Le Financement (financing solutions). The company operates with an open-architecture approach, selecting financial products and partners freely to provide tailored, independent advice. Services cover the full wealth lifecycle from structuring to transmission, regulated by the AMF and working with partners including insurance companies (Generali, AXA), SCPI providers, private equity managers, and structured product brokers. The group is part of Groupe Rayne and utilizes the proprietary JEDDAK technology platform for client service delivery.
Differentiator
Problem solved
Functional benefit
Products and services
- L'Immobilier (Real Estate Investment Advisory) Advisory on real estate investments to help clients build a secure and diversified property portfolio, including rental property, professional real estate, and tax-optimization (défiscalisant) real estate vehicles such as SCPI.
- La Gestion d'Actifs (Asset Management) Customized management of financial capital aligned with each client's investment horizon, risk profile, and objectives, including funds (OPC), private equity, structured products, and discretionary portfolio mandates.
- La Fiscalité (Tax Optimization) Tax advisory helping clients reduce their tax burden through investment in adapted fiscal envelopes, real estate tax-optimization placements, and wealth transmission planning.
- La Protection de la Famille (Family Protection / Insurance) Personalized prévoyance (insurance/protection) solutions, including life insurance, retirement contracts, and death/disability coverage, designed to anticipate life events and protect loved ones' financial future.
- Le Financement (Financing Solutions) Financing solutions for real estate purchases, rental projects, or credit consolidation, leveraging negotiated banking conditions through a network of banking partners acting as broker (COBSP).
Quantifiable outcome
- 4.2 million euros average annual business volume per advisor
- +1 more outcomes
Companies that use Mirari Wealth Management
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles5 records
Mirari Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability1 record
Feature1 record
Mirari Wealth Management partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered flagship, core and secondary.
- Tikehau CapitalflagshipGroupe Rayne (parent of MIRARI Wealth Management) entered a strategic partnership with Tikehau Capital, a world-renowned alternative asset management firm. This partnership marks a major development milestone, providing access to new financial resources for high-value-added growth projects. Tikehau Capital's expertise in private debt and commitment to real economy aligns with Groupe Rayne's long-term ambitions. The partnership aims to support market consolidation and organic/external growth while preserving the group's independence. Jérôme Rusak (President of Groupe Rayne) and Laurent Halimi (Director General of Groupe and President of MIRARI WM) welcomed the alliance as essential for achieving development objectives.
- GeneralicoreGenerali is a key insurance partner providing life insurance and retirement products distributed by MIRARI advisors. The firm acts as an insurance broker (COA) with no exclusive contractual obligation, analyzing sufficient contracts available on the market.
- AXAcoreAXA serves as an insurance partner providing life insurance and retirement products distributed through MIRARI's advisory network.
- AlpheyscorePlatform partner providing CTO (Comptes Titres Ordinaires) and PEA-PME investment account services, enabling distribution of French equity-based investments.
- Cyrus ConseilsecondaryBroker partner specializing in structured products, offering differentiated investment solutions to MIRARI clients.
- Arkéa REIMcoreAsset management company providing SCPI (Société Civile de Placement Immobilier) products distributed through MIRARI's real estate investment advisory.
- SofidycoreAsset management company offering SCPI and Club Deal investment products for MIRARI client portfolios.
- Tikehau CapitalcoreThrough the strategic partnership, Tikehau Capital provides alternative investment products including private equity and private debt, accessible to MIRARI clients.
- AlderancoreAsset management company specializing in SCPI products for real estate investment portfolios.
- KyaneossecondaryAsset management company providing SCPI products with ESG/ISR focus for sustainable real estate investing.
- La Financière de l'ÉchiquiersecondaryAsset management company providing OPC (funds) products for diversified portfolio allocation.
- La FrançaisesecondaryAsset management company offering diversified investment products and real estate solutions.
- Pictet Asset ManagementsecondaryInternational asset management firm providing global investment solutions and funds for client portfolios.
- AgeassecondaryInternational insurance group providing life insurance and retirement products distributed through MIRARI advisors.
- SelenciasecondaryInsurance provider offering life insurance and retirement products for MIRARI client distribution.
- JEDDAKcoreProprietary technology platform of Groupe Rayne enabling MIRARI advisors to deliver personalized wealth management services, manage client portfolios, and coordinate advisory delivery across the group's network of advisors.
- ANACOFcoreNational Association of Financial Advisors - MIRARI is a member of ANACOF, the professional body for CIF (Conseillers en Investissements Financiers) advisors, adhering to its code of good conduct and subject to AMF oversight.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Mirari Wealth Management competitors and assessment
Company assessmentDirect peers
- Cyrus Conseil: Independent French wealth management firm offering multi-service advisory (asset management, tax, real estate, insurance) to HNW clients. Directly comparable as a French independent multi-service CGP, though structured as a larger group with deeper institutional backing.
- Advenis Investment Managers: French listed wealth and asset management group serving private investors and HNW clients with a multi-product, open-architecture platform. Comparable in target clientele, distribution model, and breadth of solutions offered.
- K&P Finance: Mid-sized French independent wealth management firm offering investment advisory, tax optimization, real estate, and family protection to HNW clients — closely mirroring MIRARI's five-service open-architecture model at similar scale.
Others
- Tikehau Capital: Listed French alternative asset manager and MIRARI's strategic partner providing private debt, private equity, and real-asset products. Indirectly comparable as an ecosystem enabler — supplies the alternative investment products distributed through MIRARI's open-architecture platform.
Broad incumbents
- UFF (Union Financière de France): One of France's largest dedicated wealth management networks under the Natixis/Groupe BPCE umbrella, providing advisory and discretionary management to mass-affluent and HNW clients. A much larger incumbent competitor operating in the same regulatory and market context.
- Lazard Frères Gestion: Private wealth management arm of the Lazard Group in France, serving HNW families with bespoke advisory, asset management, and wealth engineering. Comparable in HNW client focus and breadth of services, but at significantly larger scale and with global reach.
- SwissLife Banque Privée: Private banking arm of SwissLife in France, distributing insurance, asset management, and wealth advisory to HNW clients through tied and partner advisors. Comparable in French HNW target market and multi-product distribution model.
- Indosuez Wealth Management: Crédit Agricole's private banking arm and one of France's largest wealth managers, serving U/HNW clients domestically and internationally with a multi-product platform. Comparable in international HNW positioning and broad product architecture.
- Nortia (Edmond de Rothschild Patrimoine): French private wealth management franchise within the Edmond de Rothschild group, focused on HNW entrepreneurs and family wealth. Comparable in entrepreneur/HNW client focus and integrated wealth-engineering value proposition.
- La Banque Privée 1818 (Indosuez): French private bank providing wealth management, financing, and family services to HNW clients. Comparable in multi-service HNW positioning and French regulatory framework, though backed by a much larger institutional parent.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Mirari Wealth Management social profiles
Digital presenceMirari Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mirari Wealth Management leadership team
Management profileNumber of profiles
Profiles13 records
Mirari Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mirari Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mirari Wealth Management
What does Mirari Wealth Management do?
Mirari Wealth Management is an independent French wealth management and investment advisory firm offering five integrated service lines: real estate investment advisory, financial asset management, tax optimization, family/social protection (insurance), and financing solutions. The firm operates on an open-architecture model, advising high-net-worth individuals and families on structuring, growing, and transmitting their wealth through regulated CIF (Conseiller en Investissements Financiers) advisors.
Is Mirari Wealth Management a public or private company?
Mirari Wealth Management is a private company. It is classified as corporate owned and is currently operating.
When was Mirari Wealth Management founded?
Mirari Wealth Management was founded in 2020. It employs 11 to 50 people.
Where is Mirari Wealth Management based?
Mirari Wealth Management is headquartered in Paris, France, in the Europe region.
How does Mirari Wealth Management make money?
Three revenue lines are on record. Financial Advisory Commissions are the primary driver. The others are insurance Brokerage Commissions and banking Intermediation Commissions.
Who are Mirari Wealth Management's main competitors?
Direct peers on record are Cyrus Conseil, Advenis Investment Managers and K&P Finance. Tikehau Capital is listed as an others. Broad incumbents are UFF (Union Financière de France), Lazard Frères Gestion, SwissLife Banque Privée, Indosuez Wealth Management, Nortia (Edmond de Rothschild Patrimoine) and La Banque Privée 1818 (Indosuez).
Does Mirari Wealth Management have an API?
No public API is recorded for Mirari Wealth Management.
What industry is Mirari Wealth Management in?
Mirari Wealth Management's product category is Wealth Management Advisory. Its primary akta.pro industry code is FSAAACAA, Comprehensive/Full-Service RIAs & Independent Wealth Managers, with a secondary code of FSAAACAB, Financial Planning–Led RIAs. Its NAICS code is 523940 and its SIC code is 6282.