GPS Asset Management

What GPS Asset Management does

GPS Asset Management is a Buenos Aires-based boutique asset manager that acquires, administers, and disposes of loan portfolios — primarily non-performing loans, repossessed real estate (REOs), and 'special opportunity' credit rights — on behalf of institutional investors and financial institutions across Latin America. The firm operates from regional offices in Argentina (HQ), Chile, Colombia, Peru, Mexico, Paraguay, and Uruguay, with reported administration of 272,476 loans and 404 REOs alongside strategic alliances with regional collection agencies, law firms, and real estate brokers.

The core technology is a proprietary multi-product, multi-currency servicing platform with an online proposal approval system and a dedicated business intelligence function. Product breadth covers advisory (Due Diligence and valuation), portfolio administration (performing and non-performing loans), real estate administration, backup and back-office services, IT and reporting, and the NEO APP plus Negociatudeuda self-service portals.

Revenue is generated through four streams: recurring asset-management fees, transaction fees on portfolio acquisitions and dispositions, managed services for collection and real estate administration, and professional services for backup/back-office operations. Distribution runs through direct enterprise sales via regional offices, supplemented by digital self-service portals and partner referrals, with all pricing quoted on a customized, case-by-case basis.

Name

GPS Asset Management

Legal name

GPS MANAGEMENT DEL PERU S.A.C

Website

https://gpsmanagement.com.ar

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

GPS Asset Management is a Buenos Aires-based boutique asset manager that acquires, administers, and disposes of non-performing loan portfolios, repossessed real estate, and special-opportunity credit rights for institutional investors and financial institutions across seven Latin American countries.

Ownership category

akta.pro rank

Product category

Distressed Asset Management

NAICS

Real Estate Property Managers (53131), Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Offices of Real Estate Agents and Brokers (531210)

SIC

Real Estate Agents & Managers (For Others) (6531), Investment Advice (6282), Real Estate Dealers (For Their Own Account) (6532)

akta.pro primary industry

Real Estate Portfolio & Fund Management (Institutional/REIT/PE) (BPAJAMAJ)

akta.pro secondary industries

Real Estate Advisory & Consulting (Strategy, Portfolio & Location) (FSAEAJAH), Real Estate Strategy & Portfolio Consulting (Corporate/Institutional) (BPAJANAB)

Keywords

• Distressed asset management
• Non-performing loans
• Portfolio administration services
• Real estate management
• Back-office services

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Asset Management Fees: GPS charges management fees for administering loan portfolios on behalf of investors throughout their lifecycle, including both performing and non-performing assets.
2. Portfolio Acquisition and Disposal: The company acquires distressed loan portfolios and real estate assets, manages them to maximize recovery, and strategically exits investments. This includes both the acquisition of non-performing loans (NPL) and the sale of repossessed real estate (REOs).
3. Portfolio Administration Services: Comprehensive services including extrajudicial and judicial collection management, legal debt recovery, real estate management, and back-office operations provided to investors and loan issuers.
4. Backup and Back-office Services: Robust backup and back-office services that help mitigate operational risks for investors and loan issuers by replicating all processes involved in operations, ensuring continuity and minimizing investment risk.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

GPS Asset Management is a boutique asset manager that acquires, administers, and manages loan portfolios throughout their entire lifecycle across Latin America. It specializes in non-performing loans (NPLs), repossessed real estate (REOs), and special opportunities, offering advisory, portfolio administration, real estate management, backup/back-office, and business intelligence services to institutional investors and financial institutions.

Product overview

GPS Asset Management offers a unified boutique asset management platform specialized in risk assets in Latin America. The core platform enables acquisition, management, and servicing of loan portfolios throughout their lifecycle. The product portfolio consists of core advisory and portfolio administration modules (Asesoramiento, Administración de Carteras), real estate and property management services (Administración de Inmuebles), operational support services (Backup & Back Office, Administration and Back Office), and technology services (Business Intelligence, IT y Reporting). Supporting sub-products include the self-service Negotiate Debt platform (Negociatudeuda) and mobile application (NEO APP). The company manages assets including unsecured loan portfolios, residential and commercial portfolios, single loans, real estate (REOs), credit rights, and special assets across Argentina, Chile, Colombia, Mexico, Peru, Paraguay, and Uruguay.

Differentiator

Problem solved

Functional benefit

Brands

• Neo App: Technology platform referenced on the website for client access

Products and services

• Asesoramiento (Advisory Services) Specialized advisory team that detects investment opportunities, conducts Due Diligence processes, and provides comprehensive financial valuation for structuring operations in distressed and special situations assets, targeted at institutional investors.
• Administración de Carteras (Portfolio Administration) Full lifecycle credit portfolio administration services covering performing and non-performing loans, including extrajudicial and judicial collection with an online proposal approval system. Targeted at banks and lenders needing outsourced servicing of distressed and performing portfolios.
• Administración de Inmuebles (Real Estate Administration) Administrative and legal cleansing, monthly expense management, property maintenance and value enhancement, and sale through specialized brokers for repossessed real estate (REOs) and unproductive properties acquired in defense of credits.
• Backup & Back Office Services Robust backup and back-office services that replicate all operational processes (accounting, loan registration, payment processing, collection) to mitigate operational risks for investors and loan servicers, ensuring business continuity and minimizing investment risk.
• Business Intelligence Business Intelligence team that generates analytical information for optimizing portfolio results and reducing costs, leveraging extensive administration experience across hundreds of thousands of loans.
• IT y Reporting Technology infrastructure and reporting service designed for massive debt management, leveraging a multi-product and multi-currency software platform that administers performing, non-performing, and repossessed portfolios.
• Negociatudeuda (Debt Negotiation Portal) Self-service online portal that allows individual debtors to inquire about outstanding balances held by GPS-managed portfolios and initiate payment negotiations.
• NEO APP Mobile application that provides clients and investors with access to GPS Asset Management portfolio information and services.

Quantifiable outcome

• 272,476 loans managed under administration
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core and minor.

• Beretta Galarce y AsociadoscoreStrategic or Co-development PartnerBeretta Galarce y Asociados is a law firm that has worked with GPS management team members for over 20 years. The firm specializes in debt recovery and financial law. Alejandro Galarce joined the firm in 2003 after extensive experience at Deutsche Bank and BankBoston, bringing valuable expertise in collection and loan portfolio management.
• Grupo 3C (Contactos Corporativos Castillejo SRL)coreChannel Partner/ Reseller/ DistributorGrupo 3C, led by Pedro Castillejo, is a collection and portfolio recovery firm based in Peru. The company has extensive experience serving banks, pension funds (AFPs), and insurance companies. It is an active member of ANECOP (National Association of Collection Companies of Peru).
• Non Performing Loans (NPL)minorChannel Partner/ Reseller/ DistributorNPL (Non Performing Loans) is referenced as a strategic alliance partner, likely involved in the NPL market ecosystem across Latin America.

Scale indicators6 records

Recent moves8 records

Expansion highlights4 records

Direct peers

• CarVal Investors: Global distressed-debt and special-situations manager (Cargill affiliate). Multiple GPS directors previously worked at CarVal, and the firms share a focus on NPL portfolio acquisition and workout across emerging markets.
• MGG Investment Group: US-based specialty finance firm focused on non-performing and performing loans, including secured real estate. Comparable niche scale and underwriting-style approach to distressed portfolios.
• Encore Capital Group: Publicly-traded global specialty finance company purchasing and servicing non-performing consumer debt portfolios. Operates similar buy-and-service NPL model and competes in the same portfolio auctions.
• Avenue Capital Group: Special situations and distressed-debt manager with deep emerging-markets and LatAm presence. Directly competes for cross-border NPL portfolio mandates in the region.
• PRA Group: Public global acquirer and servicer of non-performing loans. Directly comparable business model — purchasing charged-off and performing loan portfolios at a discount and recovering via collections and real estate disposition.
• Gordon Brothers: Global advisory and investment firm specializing in distressed asset management, real estate, and brand monetization. Comparable REO and special-asset disposition capability with institutional client base.
• Arrow Global: European-headquartered NPL acquirer and servicer that has expanded into southern European and emerging-market distressed assets. Comparable buy-sell-service model with multi-country servicing infrastructure.
• Hilco Global: Asset valuation and disposition firm that acquires and monetizes distressed and surplus assets, including real estate. Overlaps with GPS's REO acquisition, management and disposition workflows.

Broad incumbents

• Oaktree Capital Management: Large global distressed-debt and special-situations manager with an emerging-markets strategy. Overlaps with GPS's NPL focus but operates at vastly greater scale across many asset classes.

Others

• Beretta Galarce y Asociados: Argentine law firm specializing in financial law and debt recovery; long-standing strategic partner of GPS. Adjacent rather than competitive, providing legal workout capability that complements GPS's portfolio management.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GPS Asset Management