Triodos crowdfunding

What Triodos crowdfunding does

Triodos Crowdfunding is a UK-based ethical investment crowdfunding platform operated by Triodos Bank UK Limited, a wholly-owned subsidiary of the Dutch-headquartered sustainable banking group Triodos Bank N.V. Launched in 2018 as the first crowdfunding platform operated by a UK bank, the platform enables UK retail investors to directly invest in bonds and shares issued by social and environmental organisations, with eligible bond investments held within an Innovative Finance ISA (IFISA) wrapper for tax-free returns. The product set spans charity bonds, renewables bonds, and share offers, supported by an Electronic Wallet for cash management and an Electronic Registrar system for investor records.

The underlying technology platform is provided by Share In Limited, which holds intellectual property rights over the website and software. Identity verification is delegated to NorthRow, while investor funds are held in a segregated Client Money Account at Barclays Bank PLC under FCA client money rules. The platform is dual-regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 817008), is B Corp certified, and operates exclusively within the United Kingdom — restricting access to UK residents aged 18+ who are not US persons or tax residents of other jurisdictions.

The business model is transaction-fee based: Triodos charges fees to organisations (issuers) raising capital through the platform, typically structured as a percentage of funds raised as disclosed in each offer document. No fees are charged to investors. As of 2026, the platform has facilitated over £212m across 57 organisations and 94 transactions, building on Triodos Bank's prior 15-year track record of raising £187m+ in social investments before the crowdfunding platform launched.

Name

Triodos crowdfunding

Legal name

Triodos Bank UK Limited

Website

https://triodoscrowdfunding.co.uk

Company type

Private

Founded year

2018

Operating status

Operating

Short description

Triodos Crowdfunding is the FCA-regulated ethical investment crowdfunding platform operated by Triodos Bank UK Limited, enabling UK retail investors to directly fund bonds and shares of social and environmental organisations through an IFISA wrapper.

Ownership category

akta.pro rank

Product category

Crowdfunding / Impact Investing

NAICS

Investment Banking and Securities Intermediation (523150)

SIC

Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Creator Fundraising & Crowdfunding Platforms (Recurring/Project-Based) (MPACAFAJ)

Keywords

• Ethical crowdfunding platform
• Impact investment bonds
• Innovative finance ISA
• Social enterprise finance
• Renewable energy bonds

Headquarters

HQ city

Bristol

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Issuer Platform Fees: Triodos charges fees to organizations (issuers) that raise capital through the platform. The main fee is typically a percentage of funds raised, as detailed in each offer document. Investors are not charged fees for using the platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Triodos Crowdfunding is an FCA-regulated ethical investment crowdfunding platform that enables UK retail investors to directly invest in bonds and shares issued by organisations focused on positive social and environmental impact. Eligible bond investments can be held within an Innovative Finance ISA (IFISA) for tax-free returns. The platform curates opportunities across renewable energy, community energy, charities, and social enterprises, charging fees to the issuers raising capital rather than to investors.

Product overview

Triodos crowdfunding is a unified ethical investment crowdfunding platform offering direct investment in UK-based impact organisations. The platform provides two main investment vehicle types: bond instruments (charity bonds and renewables bonds) and share offers. All eligible bond investments can be held within the Innovative Finance ISA (IFISA) for tax-free returns. The platform includes an Electronic Wallet for managing investment cash and operates through an Electronic Registrar system. Key products include Thrive Renewables bonds (5.5%, IFISA eligible), Birtenshaw charity bond (7.75%), and various share offers. The platform has facilitated over £212 million across 57 organisations in 94 transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Crowdfunding Platform An ethical investment crowdfunding platform enabling UK investors to directly invest in bonds and shares issued by organisations focused on positive social and environmental impact.
• Innovative Finance ISA (IFISA) A tax-efficient ISA wrapper allowing eligible bond investments to be held in a tax-free savings account, with flexible withdrawal and transfer capabilities.
• Charity Bonds Fixed-term bond investments issued by registered charities, providing fixed interest payments while supporting charitable social impact initiatives. Typically IFISA eligible.
• Renewables Bonds Fixed-term bonds financing renewable energy projects such as wind farms and solar installations, supporting clean energy transition with IFISA eligibility.
• Share Offers Equity investments in early-stage and established impact-focused companies, typically offering EIS or SEIS tax relief benefits to eligible investors.

Quantifiable outcome

• £212m raised for 57 organisations in 94 transactions/projects
• +1 more outcomes

Named customers6 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Four partnerships are on record, tiered pilot partnership, core infrastructure, supporting and platform provider.

• Crowdfunderpilot partnershipStrategic or Co-development Partner · 16 June 2021Partnership with Crowdfunder, the UK's leading reward-based crowdfunding platform, to raise flexible and patient capital for community-led organizations. First pilot project was FC Clacton, which was later cancelled and money returned to investors. Partnership aimed to help community organisations build resilience after COVID impact.
• Barclays Bank PLCcore infrastructureOthersBarclays Bank PLC provides the Client Money Account where investor funds are held in accordance with FCA client money rules. The account is segregated from Triodos Bank's own funds. Registered office: 1 Churchill Place, London, England, E14 5HP. Authorised by PRA and regulated by FCA (registration number: 122702).
• NorthRowsupportingTechnology or IntegrationNorthRow provides identity verification services used during the account registration process. Investors are redirected to NorthRow's website to complete verification steps including document upload and facial recognition.
• Share In Limitedplatform providerTechnology or IntegrationShare In Limited provides the underlying technology platform for Triodos crowdfunding. They hold intellectual property rights including copyright, database rights, and trade marks related to the website and software.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Triodos crowdfunding