MAK Ubezpieczeni

What MAK Ubezpieczeni does

MAK Ubezpieczenia Sp. z o.o. is the core operating entity of MAK Group, the largest insurance broker in Poland with 100% Polish capital, headquartered in Warsaw and operating since 1995. The company serves 7,000+ corporate clients across 12 Central and Eastern European countries, placing approximately 3.32 billion PLN in insurance premiums in 2025 through a network of 250+ licensed brokers and 600+ total employees. Its service offering spans property, motor fleet, life/health, specialty lines (marine, aviation, cyber, financial), and reinsurance intermediation, with horizontal segmentation across large enterprises, leasing companies, manufacturing/industrial firms, and the transport-forwarding-logistics (TSL) sector. Revenue is generated through brokerage commissions on placed policies and after-sales service fees for policy management, claims support, and risk consulting, on a quote-based engagement model with no publicly disclosed pricing.

The group's product surface is anchored by proprietary technology developed in-house by MAK IT (founded 2018). The inSure platform provides a fully digitised insurance sales and policy management system with automated data exchange; eVIDA enables online implementation and servicing of group insurance schemes; and ClaimManager handles motor vehicle claims settlement with partner-system integration. The platforms connect directly to insurers' systems via WebService, enabling personalised offers based on customer insurance and vehicle history. The group holds ISO 9001 certification at the broker level, ISO 27001 at the claims subsidiary (Mój Serwis Likwidacyjny), and operates GDPR-compliant data processing. The group structure includes 40+ member companies covering specialised brokerage, reinsurance, claims adjustment, and IT, with international subsidiaries in Czech Republic (MAK Macula) and Lithuania (MAK Elio). Distribution is exclusively direct sales through dedicated broker teams, supported by eight Polish branch offices and active engagement in industry conferences, fleet manager associations (SKFS), and thought leadership on regulatory topics (NIS2, EU Pay Equality Directive).

Name

MAK Ubezpieczeni

Legal name

M.A.K. Ubezpieczenia Sp. z o.o.

Website

https://makubezpieczenia.pl

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

251–500 employees

Short description

MAK Ubezpieczenia is Poland's largest domestically-owned insurance broker, serving 7,000+ corporate clients across 12 CEE countries through 250+ licensed brokers, with 3.32bn PLN in premiums handled in 2025 across property, motor fleet, life/health, and specialty lines, supported by proprietary in-house IT platforms.

Ownership category

akta.pro rank

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices9 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance brokerage commissions: MAK acts as an intermediary between clients and insurance companies, earning commissions on placed insurance policies. The company negotiates and places insurance coverage on behalf of corporate clients across property, motor fleet, life/health, and specialty lines.
2. After-sales service and claims support: Ongoing service fees for policy management, claims settlement support, insurance audits, and risk management consulting services provided to corporate clients.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

MAK Ubezpieczenia is an insurance broker that acts as an intermediary between corporate clients and insurance companies, placing coverage across property, motor fleet, life/health, and specialty insurance lines. The company provides full outsourcing of insurance duties including audit, negotiation, legal support, policy implementation, and ongoing claims settlement, supported by proprietary IT platforms (inSure, eVIDA, ClaimManager) developed by its subsidiary MAK IT. It serves large corporate clients, leasing companies, transport/logistics firms, and industrial manufacturers across 12 Central and Eastern European countries.

Product overview

MAK Ubezpieczeni operates as an insurance broker with a multi-product portfolio. The core offering is supported by proprietary technology platforms including inSure (insurance platform), ClaimManager (claims settlement), and eVIDA (group insurance management). MAK IT serves as the technology subsidiary developing these systems. The company offers insurance brokerage services across motor, property, life, and leasing sectors, supported by their integrated IT infrastructure.

Differentiator

Problem solved

Functional benefit

Brands

• inSure: Proprietary IT platform developed by MAK IT for comprehensive insurance scheme management, including policy handling, claims management, and data exchange.
• eVIDA
• ClaimManager

Products and services

• inSure The most advanced insurance system on the Polish market, providing fully digitised services and fully automated data exchange. Developed by MAK IT, it includes insurance sales platform, master agreement management, claims handling, dashboards and reports, and integration with insurers' websites.
• eVIDA Proprietary application for managing and servicing group insurance schemes online. Enables fully digitalised implementation of group insurance programmes with reduced onboarding time.
• ClaimManager Claims settlement and monitoring system for motor vehicle claims, integrating with partner systems and enabling dynamic changes based on business partner needs.
• MAK IT IT company within the MAK Group responsible for developing proprietary systems for handling insurance schemes, including inSure and ClaimManager platforms.
• Life and Personal Insurance Brokerage Insurance brokerage services for life and personal insurance for corporate clients, covering group life, health, and personal insurance schemes. Over 300,000 people are insured for life and health through MAK Group.
• Motor Fleet Insurance Brokerage Insurance brokerage services for vehicle fleets, including motor insurance, GAP insurance, and fleet cost management (CFM) for corporate clients and leasing companies.
• Property Insurance Brokerage Insurance brokerage services for property coverage including complex industrial risks, property damage, business interruption, product liability, and trade credit insurance for manufacturing and industrial companies.
• Leasing Schemes Brokerage Specialised brokerage services for leasing companies including motor vehicle insurance, GAP insurance, assistance products, and dealer package solutions for leased assets.
• Transport and Logistics (TSL) Insurance Brokerage Specialised insurance brokerage for transport, forwarding, and logistics companies, including freight forwarder third-party liability, vehicle fleet insurance, and cargo insurance.
• Reinsurance Brokerage (MAK Re) Reinsurance services provided through MAK Re, a spin-off established in 2020 to provide specialised reinsurance brokerage services.
• Claims Settlement Services (Mój Serwis Likwidacyjny) Claims settlement and handling services provided through Mój Serwis Likwidacyjny, a member company acquired in 2020, providing customers with a full range of after-sales service.

Quantifiable outcome

• Over 300,000 people insured for life and health; 800,000+ policies managed; 3.32bn PLN premiums placed (2025)

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature4 records

Partnerships

Eleven partnerships are on record, tiered minor and core.

• KS ToruńminorOthers · 1 January 2024KS Toruń is a speedway club dating back to 1962, with a Polish Championship win in 2001. MAK Group joined as a sponsor from 2024, supporting the club's development of young talents and promotion of speedway sport.
• Konopka Tomczykowski Sp. z o.o.minorStrategic or Co-development Partner · 5 October 2023A new brokerage company established on 5 October 2023, closely linked to Tomczykowski-Tomczykowska — one of Poland's largest tax and legal advisory firms serving major Polish business families. The partnership opens new cooperation opportunities for MAK Group, particularly in the area of Family Foundations.
• WTS Sparta WrocławminorOthers · 1 January 2022WTS Sparta Wrocław is a leading Polish speedway club with multiple Polish championship titles. MAK Group has been a sponsor since 2022, supporting the club's sporting activities and regional promotion.
• Rinkos Insurance SolutionscoreStrategic or Co-development Partner · 1 January 2022Rinkos Insurance Solutions is a leading Lithuanian insurance broker. MAK Group acquired a majority stake in Elio Insurance (now MAK Elio) in partnership with Rinkos. Together they expanded MAK's services to the Baltic States region. Rinkos brings specialist insurance expertise and a shared business philosophy of professional excellence.
• Teatr 6.piętrominorOthers · 1 January 2017MAK Group has been a patron of Teatr 6.piętro in Warsaw since 2017. The partnership was extended to 2028. The theatre, founded by Michał Żebrowski and Eugeniusz Korin, enjoys a strong reputation on Warsaw's cultural map.
• Hutnik WarszawaminorOthersHutnik Warsaw, founded in 1957, is a sports club best known for its football team. MAK Group sponsors the club to promote physical activity and a healthy lifestyle.
• Camper WyszkówminorOthersCamper Wyszków is a volleyball sports club founded in 2007 in Wyszków, Mazovia region. MAK Group sponsors the club to promote sport and recreation among youth.
• Trefl SopotminorOthersTrefl Sopot is a professional basketball club from Sopot, supported through STBU (a MAK Group member). Joint sports sponsorship project based on passion, cooperation, and Pomeranian values.
• Knockout Promotions / Knockout Boxing NightminorOthersKnockout Promotions is one of Poland's most important boxing promoters, organising events with top Polish boxers since 1999. MAK Group has been a long-time supporter of professional boxing through Knockout Boxing Night events.
• Stowarzyszenie Kierowników Flot Samochodowych (SKFS)minorOthersSKFS is the Association of Fleet Managers. MAK Ubezpieczenia is an active member and regular participant in SKFS conferences, including the Fleet Manager Przyszłości conference and SKFS Winter Conference.
• Polskie Elektrownie Jądrowe (Polish Nuclear Power Plants)minorOthersMAK Group participated in the 'Atomowe Szanse' conference organised by Polskie Elektrownie Jądrowe, contributing to a panel on insurance for the nuclear sector.

Scale indicators9 records

Recent moves11 records

Expansion highlights6 records

Direct peers

• Marsh Poland: Polish arm of Marsh, one of the world's largest insurance brokers. Marsh Poland directly competes with MAK for WIG20 and large corporate accounts, offering similar multi-line brokerage services but with global placement capability.
• Aon Poland: Polish operations of global broker Aon. Competes head-to-head with MAK on enterprise risk and insurance brokerage, with the additional capability of international placement for multinational clients. Aon Polska is referenced in MAK management's career histories.
• Lockton Poland: Largest independent global broker, with growing Polish operations serving corporate clients. Comparable to MAK on mid-to-large enterprise accounts with an independent ownership positioning.
• Howden Poland: Global broker with Polish operations focused on specialty and corporate risks. Competes directly with MAK's STBU maritime and specialty segments, leveraging Howden's international network.
• Willis Towers Watson (WTW) Poland: Global broker with Polish operations serving large corporate and TSL clients. Directly comparable to MAK on enterprise brokerage, with stronger multinational placement capabilities on cross-border programmes.
• Arthur J. Gallagher (Gallagher Poland): Global insurance brokerage with a growing Polish presence, competing for enterprise and specialty accounts. Similar growth-by-acquisition model and multi-line brokerage positioning as MAK.
• GrECo Group: Austrian-headquartered broker with operations in CEE including Poland. Competes with MAK on corporate and leasing insurance brokerage in the region. Referenced in MAK management team career history.

Regional players

• WAGAS Broker Ubezpieczeniowy: Established Polish insurance broker serving corporate clients with multi-line capabilities. Domestic competitor to MAK within the Polish enterprise brokerage segment.
• Mentor Broker: Major Polish insurance broker focused on corporate and fleet clients. Directly comparable to MAK on Polish enterprise brokerage, serving as a domestic competitor without significant international footprint.

Broad incumbents

• UNIQA Insurance Group: Austrian-headquartered insurance carrier with significant Polish operations. While a carrier rather than a pure broker, UNIQA is one of the principal counterparties for MAK's brokerage placements and competes in distribution via its own agency channels. Referenced in MAK management's career histories.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/mak-ubezpieczenia

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries18 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MAK Ubezpieczeni