What Cybersoft does

Cybersoft (legal name C/S Enformasyon Teknolojileri A.Ş.) is a privately held Turkish financial technology company founded in 1995 and headquartered in Istanbul with a secondary office in Ankara. The company builds and licenses enterprise software for banks, consumer finance companies, factoring and supply chain finance providers, leasing and insurance firms, and selected government entities. Its customer base spans tier-one Turkish institutions including Şekerbank, QNB, Quick Finans, Vodafone FINCO, Takasbank, Merkezi Kayıt Kuruluşu, Anadolu Sigorta, Yurtiçi Kargo, and Tedaş, with active flagship relationships dating back more than two decades in some cases.

The product portfolio is built on Orion, a proprietary cloud-native, microservices-based development platform with serverless architecture, container-based infrastructure, NoSQL support, and low-code abstractions that reportedly reduce development effort by 40%. On top of Orion, Cybersoft delivers Aurora (a core banking system covering headquarters/branch operations, mobile and internet banking, regulatory reporting, and third-party integrations), Orion Finance (a cloud-native consumer finance system with a three-tier modular architecture), fChain (a supply chain finance platform with MFKS / Central Invoice Registration System integration), eHub (a plug-and-play integration product family encompassing e-Rehin, e-SGK, e-İmza, e-Defter, e-Haciz, and export credit integrations), and Side (a low-code HTML frontend development platform). The company also counts Turkey's first Java/Web-based wall-to-wall banking application (QNB, 2000) and the first cloud-native consumer finance application (Vodafone FINCO, 2020) among its historical milestones.

Cybersoft generates revenue through a combination of enterprise software licensing, professional services / implementation, and ongoing maintenance and support contracts, sold via direct enterprise sales through its website and field engagement with C-level and IT decision-makers at financial institutions. The company invested in QNB eSolutions as a joint venture with QNB in 2012, and operates with process maturity credentials including CMMI Level 3 (2007), ISO 27001 (2008), ISO 9001:2015, ISO 15504 (SPICE), TSE Service Adequacy, and TS 13298. The go-to-market is Turkey-focused and consultative, with no public pricing and no external funding disclosed.

Name

Cybersoft

Legal name

C/S Enformasyon Teknolojileri A.Ş.

Website

https://cs.com.tr

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

251–500 employees

Short description

Cybersoft is a Turkish enterprise software vendor founded in 1995 that builds and licenses cloud-native banking, consumer finance, supply chain finance, and regulatory integration platforms built on its proprietary Orion platform, serving banks, fintechs, and government clients in Turkey.

Ownership category

akta.pro rank

Product category

Core Banking Software

NAICS

Software Publishers (5132), Computer Systems Design and Related Services (54151), Computer Systems Design and Related Services (5415)

SIC

Services-Prepackaged Software (7372), Services-Computer Integrated Systems Design (7373), Services-Computer Programming Services (7371)

akta.pro primary industry

Digital Banking & Neobank Platforms (BPAMAFAD)

Keywords

• Core banking software
• Consumer finance systems
• Supply chain finance
• Financial regulatory integrations
• Cloud-native development platform

Headquarters

HQ city

Çankaya

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Enterprise Software Licensing & Implementation: Cybersoft generates revenue through licensing its proprietary software platforms (Aurora, Orion Finance, fChain, eHub, Side) to financial institutions. Given the enterprise nature of the products (core banking systems, consumer finance systems, supply chain finance platforms), revenue is derived from software licensing fees, implementation services, and likely ongoing maintenance/support contracts.
2. Professional Services & Implementation: Cybersoft provides system integration, customization, and implementation services for its software platforms deployed at financial institution clients. This includes deployment at major banks (Şekerbank, QNB), fintech companies (Quick Finans, Vodafone FINCO), and other financial sector entities.
3. Maintenance & Support Contracts: Ongoing technical support, software updates, and maintenance services for deployed systems at financial institutions, generating recurring revenue from existing client base.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Cybersoft develops and licenses proprietary software platforms for the financial sector, including a core banking system (Aurora), a cloud-native consumer finance system (Orion Finance), a supply chain finance platform (fChain), a financial-sector integration suite (eHub), and a low-code frontend development platform (Side). All products are built on the company's Orion cloud-native software development platform, which uses microservices architecture, NoSQL databases, container-based infrastructure, and low-code abstractions, and are sold via enterprise licensing, implementation services, and recurring maintenance contracts to banks, factoring companies, leasing companies, insurance firms, and fintechs primarily in Turkey.

Product overview

Cybersoft offers a comprehensive financial technology portfolio built on its Orion cloud-native software development platform. The Orion platform provides the foundational infrastructure with microservices architecture, low-code capabilities, and container-based deployment. The product suite includes Aurora (core banking system for all banking needs including retail, mobile/internet banking, and regulatory compliance), Orion Finance (consumer finance system with modular architecture covering credit, treasury, and customer management), Side (frontend development platform enabling rapid UI development without coding), fChain (supply chain financing bridging buyers, sellers, and financiers), and eHub (integration platform connecting financial institutions with regulatory bodies and government systems). The portfolio serves banking, consumer finance, fintech, factoring, leasing, and insurance sectors.

Differentiator

Problem solved

Functional benefit

Products and services

• Aurora Comprehensive core banking system addressing all banking sector needs including headquarters and branch operations, mobile/internet banking, legal reporting, end-of-day operations, and regulatory/third-party integrations. Features service orchestration capabilities enabling rapid and stable banking function development. Built for commercial, public, and private banks.
• Orion Finance Cloud-native consumer finance system developed on the Orion platform, managing consumer finance processes with maximum definitional control and automating daily operations. Features a three-tier modular architecture (core modules for accounting/workflow/document management, finance modules for customer/credit/collateral/risk/pricing/treasury, and peripheral modules). Uses REST API architecture. Designed for finance companies, fintechs, and techfin companies.
• Orion Platform Cloud-native software development platform based on modern methodologies. Features serverless architecture, microservices, horizontal scalability, NoSQL database support, hot deploy/hot swap capabilities, and low-code abstractions that reduce development effort by 40 percent. All system components run on container images for flexible scaling. Underpins Aurora, Orion Finance, fChain, eHub, and Side.
• Side Frontend development platform for rapid development of responsive HTML web interfaces. Enables users without software experience to easily develop interfaces through drag-and-drop approach. Features ready screen components, version control, JS library integration, and simultaneous development capabilities. Targeted at technology companies and development teams.
• fChain Supply chain financing platform serving as a technological bridge between buyers, sellers, and financiers, providing fast, reliable, and manageable processes. Supports supply chain financing, re-factoring, conventional factoring, export factoring, dealer financing, and direct borrowing (DBS). Features MFKS (Central Invoice Registration System) integration for dual financing control and RESTFUL service architecture for ERP integration.
• eHub Integration products family consolidating all financial sector integration needs under one platform. Includes e-Rehin (Electronic Pledge), e-SGK (Social Security Institution), e-İmza (Electronic Signature), e-Defter (Electronic Ledger), e-Haciz (Electronic Seizure including customs and TMSF variants), and e-Belgeli/Belgesiz İhracat Kredileri (Documented and Non-documented Export Credits). Supports banks, investment banks, factoring companies, and leasing companies. Includes integrations with Ministry of Trade, Police Department, and Turkey Union of Notaries.

Quantifiable outcome

• 40% reduction in development effort with Orion low-code platform
• +4 more outcomes

Named customers9 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature9 records

Partnerships

Four partnerships are on record, tiered core and flagship.

• Quick FinanscoreStrategic or Co-development Partner · 1 December 2021Quick Finans, established in December 2021 with the vision of a 'New Generation Finance Company,' partnered with Cybersoft to build its end-to-end loan financing software on Cybersoft's Orion Finance platform. The project started in February 2022 and went live on August 26, 2022, receiving BDDK operating license in July 2022. In May 2023, Quick Finans launched Turkey's first 'Policy Premium Credit' product, developed by Cybersoft.
• Vodafone FINCOflagshipStrategic or Co-development Partner · 1 January 2020Vodafone FINCO partnered with Cybersoft to launch Turkey's first cloud-native consumer finance application (Orion Finance) in 2020. Cybersoft's modern technological infrastructure enabled Vodafone FINCO to quickly start operations and become a significant sector player. Cybersoft's flexible approach and expert personnel help provide comprehensive, high-quality, and sustainable standards of service to customers.
• QNBflagshipStrategic or Co-development Partner · 1 January 2012In 2012, QNB and Cybersoft co-founded QNB eSolutions as a joint venture. In 2000, Cybersoft had previously developed Turkey's first Java and Web-based wall-to-wall banking application for QNB. The partnership represents a long-standing co-development relationship between QNB and Cybersoft.
• ŞekerbankflagshipStrategic or Co-development PartnerŞekerbank is a flagship reference customer and long-term strategic partner of Cybersoft. The partnership began in 2002 with Internet Banking applications and expanded to core banking system development. Cybersoft developed Aurora, Turkey's first service-oriented banking application development framework, for Şekerbank. The system is still in use at Şekerbank today, enabling dynamic and rapid development to meet business units' changing needs.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Mambu: Cloud-native, composable core banking platform serving banks, fintechs, and finance companies. Architecturally comparable to Orion (cloud-native, microservices, low-code), and competes for the same digital banking modernization budgets.
• Temenos: Swiss-headquartered global leader in core banking software. Directly competes with Cybersoft's Aurora in the core banking platform market, offering a full banking suite to retail, business, and private banks across 150+ countries.
• Backbase: Digital banking platform provider enabling banks to modernize customer-facing channels and engagement. Comparable to Cybersoft's Aurora (digital banking) and Side (frontend) capabilities, with similar enterprise bank target market.
• Thought Machine: UK-based cloud-native core banking platform (Vault) offering microservices-based core systems to global banks. Direct competitor in modern core banking replacement, with similar architectural positioning to Orion.
• 10x Banking: UK cloud-native core banking platform targeting incumbent bank transformation. Similar SaaS-delivered, cloud-native architecture to Orion, competing for bank modernization deals globally including in EMEA.

Broad incumbents

• Infosys Finacle: Core banking and digital banking platform from India's Infosys, deployed at large banks globally. Directly comparable to Aurora in core banking functionality, with broader geographic reach and IT services integration.
• Fiserv: US-headquartered financial services technology provider with core banking, digital, and merchant solutions. Overlaps with Cybersoft in core banking and digital banking channels, but as a much broader incumbent.
• Oracle Financial Services: Oracle's banking software arm offering core banking, lending, and risk solutions to global banks. Competes with Cybersoft in core banking platform space, with a much wider product portfolio and global footprint.
• FIS (Fidelity National Information Services): Large US-based financial technology incumbent offering core banking, payments, and capital markets software. Broader portfolio than Cybersoft, but core banking solutions overlap with Aurora in serving large regulated banks.

Emerging players

• nCino: Cloud-native banking platform focused on commercial, retail, and mortgage workflows for financial institutions. Compares to Cybersoft's cloud-native platform approach for serving banks and finance companies, though with narrower product scope.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/cyber_tweet
• Facebookfacebook.com/people/Cybersoft/100057267677470
• LinkedInlinkedin.com/company/cybersoft
• Instagraminstagram.com/cybersoft_company

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cybersoft