Name

Quick Finans

Legal name

Quick Finansman Anonim Şirketi

Website

https://quickfinans.com.tr

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Consumer Finance

NAICS

Sales Financing (52222), Other Nondepository Credit Intermediation (52229)

SIC

Personal Credit Institutions (6141), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industry

Merchant Cash Advance & Payment-linked Lending (CRAFALAK)

Keywords

• Consumer finance
• Vehicle financing
• Commercial lending
• Insurance premium loans
• Fintech lending

Headquarters

HQ city

Istanbul

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Vehicle (Mobilite) Financing: Quick Finans generates revenue through interest-bearing loans for automobile, commercial vehicle, motorcycle, and trailer purchases. The company offers financing for both new and used vehicles, stock financing for distributors and dealers, and fleet financing. Interest income is the primary revenue stream.
2. Policy Premium Credit (Poliçe Prim Kredisi): First-in-Turkey product enabling insurance policy premiums to be financed through installment loans. Customers pay premiums in installments rather than upfront, generating interest income for Quick Finans.
3. Housing/Real Estate Financing: Housing loans for urban transformation projects and prepaid housing projects (kentsel dönüşüm, ön ödemeli konut projeleri), offered in partnership with QFlats and Quick Residence.
4. Commercial and Retail Financing: Loans for commercial equipment, office equipment, machinery, green transformation, supply chain, auto parts stock, furniture/appliances, auto service, and rooftop solar (Çatı GES) financing.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Quick Finans is a BDDK-licensed Turkish financing company that originates and services installment-based loans for individual consumers, sole proprietors, and corporate customers. Its product suite covers vehicle (auto, motorcycle, light/heavy commercial, trailer, fleet) financing, commercial equipment and supply chain financing, retail loans for appliances and rooftop solar, housing loans via QFlats projects, and the pioneering Poliçe Prim Kredisi (Policy Premium Credit) that finances insurance premiums in installments. Loans are distributed through a nationwide authorized dealer network, the QFİN digital partner portal, and the parent's 6,000+ insurance agency network.

Product overview

Quick Finans is a new-generation financing company offering a comprehensive suite of loan products organized into four main categories: Mobilite Kredileri (Mobility Loans including automobile, second-hand vehicle, motorcycle, light/heavy commercial, fleet, trailer, and automotive stock financing), Ticari Krediler (Commercial Loans covering auto parts inventory, office equipment, machinery, green transformation, and supply chain financing), Perakende Kredileri (Retail Loans for appliances, furniture, auto service, and rooftop solar systems), and Konut Kredileri (Housing Loans through the QFlats platform). The company also offers Poliçe Prim Kredisi (Policy Premium Credit) for insurance premium financing and digital lending solutions. Licensed by BDDK under Law 6361, Quick Finans operates as Turkey's first and only financing company established by an insurance group, leveraging AI and machine learning technologies within a microservices architecture to provide smart, practical, and instant financing solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Otomobil Kredisi (Automobile Loan) Financing for new automobiles for individuals, sole proprietors (gerçek kişi tacir) and corporate customers (tüzel müşteriler) with terms up to 48 months.
• 2. El Taşıt Kredisi (Second-Hand Vehicle Loan) Financing for second-hand vehicles, including those 16 years and above (uniquely enabled by Kaskonomiq casko insurance from Quick Sigorta), with terms up to 48 months.
• Motosiklet Kredisi (Motorcycle Loan) Financing for new motorcycles for individual enthusiasts and commercial customers, with terms up to 36-48 months bundled with insurance.
• Hafif Ticari Araç Kredisi (Light Commercial Vehicle Loan) Financing for new light commercial vehicles with terms up to 48 months.
• Ağır Ticari Araç Kredisi (Heavy Commercial Vehicle Loan) Financing for heavy commercial vehicles for sole proprietors and corporate customers.
• Filo Kredisi (Fleet Loan) Fleet financing for new vehicle purchases from distributors, with pre-defined credit limits and terms up to 36 months.
• Treyler/Dorse Kredisi (Trailer/Semi-Trailer Loan) Financing for trailers and semi-trailers (including Krone brand) for sole proprietors and corporate logistics customers, with terms up to 48 months.
• Otomotiv Stok Finansmanı (Automotive Stock Financing) Inventory financing for automotive dealers for new and used vehicles sourced from distributors or auction platforms, with pre-defined credit limits and terms up to 90 days.
• Konut Kredisi (Housing Loan) Housing financing for urban transformation and pre-paid housing projects offered through QFlats / Quick Residence, with terms up to 60 months and bundled with Quick Hayat life insurance.
• Poliçe Prim Kredisi (Policy Premium Credit) Turkey-first installment financing for commercial insurance policy premiums (traffic, casco, fire, surety, health) up to 12 months for annual policies and up to 36 months for long-term policies, distributed through Quick Sigorta and Corpus Sigorta agencies.
• Oto Yedek Parça Stok Kredisi (Auto Parts Inventory Loan) Stock financing for auto parts distributors and suppliers with pre-defined credit limits and terms up to 12 months.
• Ofis Ekipman Kredisi (Office Equipment Loan) Financing for office furniture and equipment purchases through partner dealers with terms up to 36 months.
• Makine Ekipman Kredisi (Machinery Equipment Loan) Financing for machinery and equipment investments supporting production operations.
• Yeşil Dönüşüm Kredisi (Green Transformation Loan) Sustainable financing for businesses undertaking green transformation projects.
• Tedarik Zinciri Kredisi (Supply Chain Loan) Customized financing for supplier payments and supply chain management.
• Dijital Kredi (Digital Commercial Loan) Digital commercial financing application allowing installment payments for purchases from partner sellers with terms up to 36 months.
• Beyaz Eşya ve Mobilya Kredisi (Appliance and Furniture Loan) Financing for furniture and white goods purchases with terms up to 36 months, protecting against price increases.
• Oto Servis Kredisi (Auto Service Loan) Financing for vehicle maintenance and repair, periodic service, parts replacement, tire renewal and unexpected repairs with terms up to 48 months.
• Çatı GES Kredisi (Rooftop Solar Loan) Financing for residential rooftop solar energy system installations with terms up to 48 months, enabling immediate energy cost savings.
• QFİN İş Ortağı Portalı (QFİN Partner Portal) Partner portal providing quick credit entry screens, POS collection capabilities, and access to financing, payment (QPAY) and leasing solutions on a single platform.

Quantifiable outcome

• First loan disbursed on August 26, 2022, with the company growing to one of the highest paid-in capital financing companies in Turkey by 2025
• +1 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• SmartIQcoreStrategic or Co-development Partner · 6 February 2026SmartIQ is a data analytics and market intelligence company. Quick Finans partners with SmartIQ to co-produce and publish the monthly '2. El Oto Raporu' (2nd Hand Auto Report), providing market data, trend analysis, and insights for Turkey's automotive sector. This partnership positions Quick Finans as an industry thought leader.
• OtomobilencoreChannel Partner/ Reseller/ Distributor · 7 December 2024Otomobilen is the 2nd hand vehicle brand of Tunalar Şirketler Topluluğu (Tunals Group), with over 35 years of automotive retail experience. The partnership provides stable, flexible, and accessible financing solutions for the 2nd hand automotive sector.
• DFSK MotorcoreChannel Partner/ Reseller/ Distributor · 21 November 2023DFSK Motor, a major Chinese automotive manufacturer, partnered with Quick Finans to provide financing solutions for DFSK vehicles (2 passenger and 4 light commercial vehicles) sold in Turkey through SHS Filo distribution.
• Carvak (Kavak Turkey)coreStrategic or Co-development Partner · 7 November 2023Carvak is the Turkish brand of Kavak, Mexico's first unicorn and one of the world's leading 2nd hand automobile platforms. Quick Finans and Carvak partnered to bring innovative financial solutions to Turkey's 2nd hand automobile market.
• Borusan Araç İhalecoreChannel Partner/ Reseller/ Distributor · 24 August 2023Borusan Araç İhale is one of Turkey's leading 2nd hand vehicle auction companies. Quick Finans provides financing solutions for 2nd hand vehicle purchases through Borusan Araç İhale platforms.
• KronecoreStrategic or Co-development Partner · 7 May 2023German company Krone is Europe's leading trailer manufacturer with 118 years of history. Quick Finans serves as Krone's financing partner in Turkey, providing financing solutions for Krone trailer and semi-trailer purchases by Turkish logistics companies. Quick Finans visits Krone's Tire factory as part of the partnership.
• ikinciyeni.comminorChannel Partner/ Reseller/ Distributor · 17 March 2023ikinciyeni.com is Turkey's leading 2nd hand automobile portal and guide brand. Through the partnership, ikinciyeni.com's corporate members gain access to Quick Finans' 2nd hand vehicle stock financing solutions.
• Chery TurkeycoreChannel Partner/ Reseller/ Distributor · 6 January 2023Chery, one of the world's largest automotive brands, partnered with Quick Finans to offer comprehensive financing solutions for Chery vehicles in the Turkish market.
• KaskonomiqcoreStrategic or Co-development PartnerKaskonomiq is an insurance product developed by Quick Sigorta that enables casko (comprehensive motor) insurance for vehicles of any age. The partnership between Quick Finans and Kaskonomiq is unique in Turkey, allowing Quick Finans to provide financing for vehicles 16 years and older - the first company to do so by bundling insurance with financing.
• QFlatscoreStrategic or Co-development PartnerQFlats is Maher Holding's real estate development brand. Quick Finans provides exclusive housing loan solutions for QFlats real estate projects, combining housing finance with Quick Hayat insurance. Projects include Quick Residence in Kurtköy, Istanbul.
• QCAR MobiliteminorStrategic or Co-development PartnerQCAR Mobilite is a mobility company within the Maher Holding ecosystem providing car rental services. Achieved 200,000 rental days annually and aims to expand to all 81 Turkish provinces by 2026.

Scale indicators5 records

Recent moves10 records

Expansion highlights6 records

Direct peers

• Deniz Finansman: DenizBank's consumer finance subsidiary, operating in vehicle financing, retail credits, and SME lending. Closest direct Turkish comparable to Quick Finans's Mobilite and Ticari Kredi suite.
• Toyota Finans (Toyota Financial Services Turkey): Toyota's captive auto finance operation in Turkey, providing vehicle loans and leasing. Direct competitor in Turkish auto credit markets.
• ING Finansman: ING's Turkish consumer finance arm focused on vehicle and retail lending via dealer networks. Comparable in digital-first origination and product breadth.
• Ford Kredi (Ford Motor Credit Turkey): OEM captive auto finance provider for Ford vehicles in Turkey. Comparable to Quick Finans's vehicle financing core but vertically integrated with a single OEM.
• TEB Tüketici Finansmanı: BNP Paribas-affiliated Turkish consumer finance arm providing vehicle loans, retail credits, and SME financing. Directly comparable on product breadth and dealer-channel distribution model.
• QNB Finansman: Turkish non-bank consumer and auto financing company wholly owned by QNB (Qatar National Bank). Comparable to Quick Finans in operating under BDDK Law 6361 and offering similar vehicle, retail, and SME credit products through dealer networks.
• Garanti BBVA Tüketici Finansmanı: Garanti BBVA's consumer finance subsidiary offering vehicle, housing, and retail credits. Provides a benchmark for bank-affiliated non-bank financing competition in Turkey.

Broad incumbents

• Aktif Yatırım Bankası: Turkish investment bank with active consumer finance, leasing, and factoring divisions. Broader portfolio player overlapping with Quick Finans's SME and retail credit products.
• Cofidis: European consumer credit specialist (Crédit Mutuel group) operating in Turkey offering installment lending at point of sale. Comparable on cross-border consumer finance expertise and dealer-channel distribution.

Emerging players

• Carvak (Kavak Turkey): Mexico-headquartered used-car platform's Turkish arm and Quick Finans's 2nd-hand auto financing partner. Adjacent rather than directly competing but a meaningful reference for 2nd-hand vehicle financing distribution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/quickfinans
• Facebookfacebook.com/quickfinans
• LinkedInlinkedin.com/company/quick-finans

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quick Finans