Kaiyo Wealth
Kaiyo Wealth is a privately-held, San Diego-based financial services firm founded in 2021 that provides financial planning, advisory, and investment management services to individual clients, operating with a small team of 1-10 employees.
- Company typePrivate
- Founded2021
- HeadquartersSan Diego, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Kaiyo Wealth does
Kaiyo Wealth is a privately-held financial services firm headquartered in San Diego, California, that focuses on financial planning, advice, and investment management services. Founded in 2021, the company operates as a small, for-profit entity with a headcount of 1-10 employees, suggesting a boutique or emerging-advisor scale of operations.
The firm's product offering centers on personal financial planning and investment management for individual clients, though the input data does not disclose specific service tiers, fee structures, account minimums, or underlying technology platforms. No information was available regarding proprietary technology, model portfolios, rebalancing automation, or third-party custodians and tech stack integrations. The company's primary web presence returned only a verification/loading screen, indicating limited public-facing digital infrastructure or, alternatively, restricted/unavailable data capture during source aggregation.
Kaiyo Wealth's business model is not characterized in the available source material — no pricing model (fee-only, AUM-based, flat-fee, commission), go-to-market motion, client acquisition channels, or revenue mechanics are documented. There are no funding rounds, investor disclosures, M&A activity, partnerships, or management team details in the input. Consequently, while the firm is categorized as a private, operating wealth management entity, the absence of substantive data prevents a deeper assessment of its commercial viability, competitive positioning, or growth dynamics beyond its existence and basic firmographic footprint.
Kaiyo Wealth firmographics
Firmographics- Name
- Kaiyo Wealth
- Website
- https://kaiyowealth.com
- Company type
- Private
- Founded year
- 2021
- Headcount range
- 1–10 employees
- Short description
- Kaiyo Wealth is a privately-held, San Diego-based financial services firm founded in 2021 that provides financial planning, advisory, and investment management services to individual clients, operating with a small team of 1-10 employees.
- Ownership category
- akta.pro rank
Kaiyo Wealth industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Private Client/High-Net-Worth Advisory (FSAEAAAN), Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)
Keywords
Where Kaiyo Wealth is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Markets served
Kaiyo Wealth business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Kaiyo Wealth product offering
Product offeringCore offering
Kaiyo Wealth specializes in financial planning, advice, and investment management services for individuals. The firm delivers personalized planning, ongoing advisory guidance, and the management of client investment portfolios through a small, advisor-led practice based in San Diego, California.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Planning Personalized financial planning services for individuals, covering goals-based planning, budgeting, and ongoing financial guidance. Intended for individual consumers seeking advisor-led financial roadmaps.
- Financial Advice Ongoing advisory services providing individuals with financial guidance on personal finance decisions. Intended for individual clients who want professional counsel on financial matters.
- Investment Management Management of client investment portfolios, including asset allocation and ongoing investment decisions. Intended for individuals who want professional discretionary or non-discretionary portfolio management.
Companies that use Kaiyo Wealth
Customer profileIdeal customer profiles1 record
Kaiyo Wealth technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Kaiyo Wealth partnerships and signals
Strategic signalRecent moves1 record
Kaiyo Wealth competitors and assessment
Company assessmentEmerging players
- Betterment: Leading robo-advisor offering automated investment management with access to human advisors for higher tiers. Comparable as an investment management and advisory alternative competing for the same digitally-engaged retail and mass-affluent clients Kaiyo may serve.
- Wealthfront: Automated investment and financial planning platform offering portfolio management, retirement planning, and cash management. Comparable as a low-fee, planning-inclusive alternative competing for younger and mass-affluent clients considering boutique RIAs.
- Facet Wealth: Tech-enabled, fee-only financial planning and investment advisory firm targeting mass-affluent clients nationwide. Comparable in its planning-first, virtual delivery model and is a direct mid-sized competitor to small, planning-led RIAs like Kaiyo.
- Ellevest: Digital wealth management and financial planning platform with goals-based advice. Comparable as a planning-first, digital-delivery advisory targeted at a specific client segment, similar in model to a small RIA.
Broad incumbents
- Edelman Financial Engines: Large RIA offering financial planning, investment management, and employer-sponsored advice. Comparable as a scaled, planning-centric RIA; relevant peer for understanding what scale-build looks like in the segment Kaiyo operates in.
- Mercer Advisors: RIA serving HNW and UHNW clients with comprehensive financial planning, investment management, and tax services. Comparable in the comprehensive planning model and an example of an RIA that scaled via roll-ups of smaller advisory firms.
- Personal Capital / Empower Personal Advisory: Large hybrid RIA offering financial planning, advice, and investment management to mass-affluent and HNW clients via a tech-enabled platform. Comparable as a planning-led, fee-based RIA serving similar client profiles to Kaiyo, but at significantly greater scale.
- Vanguard Personal Advisor: Vanguard's hybrid robo-plus-human advisory service offering ongoing financial planning and portfolio management at low fees. Comparable as a planning-led, fee-based advisory offering competing for the same client base.
- Schwab Wealth Advisory: Charles Schwab's managed-portfolio and advisor-referral program serving clients seeking financial planning and discretionary investment management. Comparable in advisory service offering and a key custodian/channel option for boutique RIAs.
Direct peers
- XY Planning Network: Network of fee-only financial advisors serving mass-affluent and HNW clients, typically through virtual practices with 1–10 person teams. Closest structural peer to Kaiyo given size, fee-only planning model, and remote-capable delivery.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat1 record
Key risks5 records
Key highlights4 records
Customer concentration
Kaiyo Wealth social profiles
Digital presenceKaiyo Wealth financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kaiyo Wealth leadership team
Management profileNumber of profiles
Kaiyo Wealth funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kaiyo Wealth M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kaiyo Wealth
What does Kaiyo Wealth do?
Kaiyo Wealth specializes in financial planning, advice, and investment management services for individuals. The firm delivers personalized planning, ongoing advisory guidance, and the management of client investment portfolios through a small, advisor-led practice based in San Diego, California.
When was Kaiyo Wealth founded?
Kaiyo Wealth was founded in 2021. It employs 1 to 10 people.
Where is Kaiyo Wealth based?
Kaiyo Wealth is headquartered in San Diego, United States, in the North America region.
Who are Kaiyo Wealth's main competitors?
Emerging players on record are Betterment, Wealthfront, Facet Wealth and Ellevest. Broad incumbents are Edelman Financial Engines, Mercer Advisors, Personal Capital / Empower Personal Advisory, Vanguard Personal Advisor and Schwab Wealth Advisory. XY Planning Network is listed as a direct peer.
Does Kaiyo Wealth have an API?
No public API is recorded for Kaiyo Wealth.
What industry is Kaiyo Wealth in?
Kaiyo Wealth's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAEAAAN, Private Client/High-Net-Worth Advisory. Its NAICS code is 523940 and its SIC code is 6282.