Federation of Guarantees and Affinity Insurance

What Federation of Guarantees and Affinity Insurance does

Fédération des Garanties et Assurances Affinitaires (FG2A) is a French non-profit federation founded in 2012 by Arnaud Hozatte, Frédéric Bidoux and Stéphane Savalle to federate and professionalize the affinity and warranty insurance sector in France. Headquartered at 17 rue de Vouillé in Paris, the organization serves as the industry association for insurers (members include BNP Paribas Cardif, Chubb, Allianz and Marsh France), distributors, brokers, and warranty/assistance providers operating across automobile, travel, technological goods, legal protection, health, art/valuable goods, and other affinity lines. Its mandate centers on promoting professional ethics, building consumer trust, and facilitating structured dialogue with the French insurance regulator (ACPR).

FG2A's core deliverables are association-style rather than technology products: a portfolio of seven specialized working commissions (Automobile, Travel Insurance, Technological Goods, Legal Protection, Health, Innova'Tech, Valuable Goods & Affinity), three member networking clubs (RH, Digital, Visionnaires), an innovation laboratory (Lab FG2A), a legal and regulatory committee, and a quality certification program (Label Qualité Assurances & Services). The federation publishes consumer studies and barometers in partnership with research firms (Odoxa, Harris Interactive, GIPA, CSA) and runs a retail intelligence newsletter (mind retail) in partnership with Groupe mind/IREF. Flagship member events include the annual Soirée FG2A, Dîner des Décideurs, the 2025 Colloque de l'Affinitaire, and the 2026 INSUR IA colloquium with the Québec delegation.

The business model is a member-dues-funded association supplemented by event registration fees and sponsorship; pricing is not publicly disclosed. FG2A has international subsidiaries FG2A Canada (established 2023) and FG2A Iberia, and is governed by a bureau led by President Patrick Raffort and Déléguée générale Sophie Hozatte. The technology stack is essentially that of a trade association — website, newsletter, webinar platform, and member portal — with no proprietary insurance technology, AI models, or data products developed in-house.

Name

Federation of Guarantees and Affinity Insurance

Legal name

Fédération des Garanties et Assurances Affinitaires

Website

https://fg2a.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

FG2A is the French non-profit federation (founded 2012) for the affinity and warranty insurance sector, serving insurers, distributors, brokers and warranty providers through working commissions, networking clubs, a quality label, consumer research, and regulatory dialogue with the ACPR.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Distribution channels1 record

Marketing channels6 records

Core offering

FG2A (Federation of Guarantees and Affinity Insurance) is a French professional federation serving the affinity and warranty insurance sector. It operates as a member-based association offering a Quality Label program for affinity insurance products, thematic working commissions (automobile, travel, technological goods, legal protection, health, innovation, valuable goods/art), professional networking clubs (RH, Digital, Visionaries), an innovation laboratory, a legal/regulatory committee, consumer research studies and barometers, and industry events such as the annual Dîner des Décideurs and Soirée FG2A galas.

Product overview

FG2A (Fédération des Garanties et Assurances Affinitaires) is a professional federation serving the French affinity insurance industry, operating as an association rather than a product company. The organization provides a portfolio of professional services including: a Quality Label program (Label Qualité Assurances & Services) for certifying member products; multiple specialized working commissions covering Automobile, Travel Insurance, Technological Goods, Legal Protection, Health, Innovation (Innova'Tech), and Valuable Goods/Art sectors; three professional clubs (Club RH, Club Digital, Club des Visionnaires) for networking and knowledge sharing; a dedicated Innovation Laboratory (Lab FG2A); a Legal and Regulatory Committee; and research services including consumer studies, barometers, and surveys. FG2A also publishes industry studies and distributes a retail-focused newsletter in partnership with mind retail, and maintains the Référentiel Garantie Panne Automobile reference framework for automotive warranty standards.

Differentiator

Problem solved

Functional benefit

Products and services

• Label Qualité Assurances & Services Paid certification program that evaluates and labels affinity insurance products and services meeting FG2A-defined quality standards; available to FG2A member insurance companies offering affinity and warranty products.
• FG2A Membership (Adhésion) Annual membership subscription for insurers, distributors, brokers, warranty providers, and service companies operating in the French affinity insurance sector; provides access to commissions, clubs, events, regulatory dialogue, and the member-only private area.
• Référentiel Garantie Panne Automobile Industry reference framework defining standards for automotive mechanical breakdown warranties in the French affinity insurance market; serves as a quality and compliance reference for member insurers and warranty providers.
• Études Consommateurs et Baromètres Consumer research studies, surveys, and barometers (including health barometers and Conso 360) on French consumption patterns, affinity insurance awareness, travel insurance, and consumer behavior; produced in partnership with research firms and available to member companies and the wider market.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• Délégation générale du Québec à PariscoreStrategic or Co-development Partner · 22 September 2026Cocktail exclusive partnership for INSUR IA 2026 colloqium 'Intelligence at the heart of trust' bringing together French and Canadian decision-makers. Organized by FG2A France President Patrick Raffort and FG2A Canada President Benoit Lapointe de Vaudreuil.
• Lincoln (HR Advisory)minorStrategic or Co-development Partner · 7 July 2026HR workshop partnership for interactive session on European salary transparency directive. Lincoln provides HR expertise for the workshop on compensation transparency risks and challenges.
• Trophées de l'AssurancecoreGTM or Marketing Partner · 1 January 202625th edition of Trophées de l'Assurance - major insurance industry event. FG2A is official partner for this first major event in over 20 years. Jury co-chaired by Corinne Cipiere (BPCE Assurances) and Jean-Philippe Dogneton (MACIF).
• Groupe mind (IREF/FG2A/mind Retail)coreGTM or Marketing Partner · 1 January 2021Joint economic intelligence program 'mind RETAIL' dedicated to transformation of commerce and distribution. Partnership with IREF and Groupe mind for industry research and intelligence sharing.
• CaareaminorOthersVenue and co-host partner for 'IA & Affinitaire' webinar alongside SEYNA, WTW, and KINRO. Caarea (Tour Aviso, Puteaux) serves as event location.
• OdoxacoreStrategic or Co-development PartnerOngoing research partnership for 'Conso 360' and health barometers. FG2A partners with Odoxa and RTL to conduct consumer behavior studies on French consumption patterns and health practices.
• Harris Interactive, GIPA, CSA ResearchminorStrategic or Co-development PartnerResearch partnerships for consumer studies including affinity insurance awareness, travel insurance, and consumer behavior studies published by the federation.

Scale indicators2 records

Recent moves9 records

Expansion highlights5 records

Others

• LIMRA: US-based insurance and financial services industry research and trade organization. Comparable to FG2A as an enabling industry body providing research, benchmarking, and thought leadership that complements (rather than directly competes with) FG2A's federation work.

Broad incumbents

• Insurance Europe: The pan-European insurance and reinsurance federation representing national associations across Europe. It is comparable to FG2A as a higher-level industry body that aggregates national member associations, including those active in affinity insurance, and engages with EU regulators.
• GFIA (Global Federation of Insurance Associations): Global umbrella body for national insurance associations. Comparable to FG2A as a higher-order federation layer, providing FG2A's international expansion a potential peer network and forum for cross-border affinity insurance advocacy.

Regional players

• UNESPA: Spanish association of insurance and reinsurance entities. Directly comparable because FG2A has expanded into Iberia (FG2A Iberia), making UNESPA the natural counterpart for the Spanish market in terms of federation structure and regulatory engagement.
• Associação Portuguesa de Seguradores (APS): Portuguese insurance association representing insurers and reinsurers operating in Portugal. Comparable to FG2A as a national federation structure covering affinity and other insurance lines in a neighboring market.
• Insurance Bureau of Canada: Canada's national insurance industry association. Comparable because FG2A has a Canadian subsidiary (FG2A Canada), making IBC the analogous Canadian federation serving property/casualty, life, and affinity-type insurance products.

Direct peers

• France Assureurs: The main French insurance industry federation (formerly Fédération Française de l'Assurance), representing insurers operating in France. It is the closest direct peer to FG2A because it federates the same French insurance ecosystem at a broader (all-lines) level and engages ACPR on the same regulatory topics.
• British Insurance Brokers' Association (BIBA): UK trade association for insurance brokers and intermediaries. Comparable to FG2A in mission (federating brokers/distributors and engaging UK regulators on distribution governance) and in serving as a quality/standards body for intermediary-sold products.
• Council of Insurance Agents & Brokers (CIAB): US trade association for commercial insurance brokers and agents. Comparable to FG2A as a federation that represents broker/agent members, advocates on distribution regulation, and provides research and networking for the intermediary side of insurance.
• Independent Insurance Agents & Brokers of America (IIABA): US association for independent insurance agents and brokers. Comparable to FG2A because both federate distribution-side insurance intermediaries, run member commissions/clubs, and engage regulators on distribution and product governance.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/fg2a
• Xx.com/FG2A_France

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Federation of Guarantees and Affinity Insurance