C3 Group Inc
C3 Group Inc is a private public adjusting firm that negotiates commercial property insurance claims for policyholders across 34 U.S. states. Founded in 2012, it has recovered over $500M in client settlements on contingency fees, serving commercial, multifamily, agricultural, and HOA clients.
- Company typePrivate
- Founded2012
- HeadquartersGreenwood Village, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What C3 Group Inc does
C3 Group Inc is a privately held public adjusting firm founded in 2012, operating as a policyholder advocate in commercial property insurance claim disputes. The company, headquartered in Lawrenceburg, Tennessee with operating presence in Greenwood Village, Colorado, is licensed to operate in 34 U.S. states and has helped clients recover more than $500 million in cumulative settlement revenue, with an average claim settlement exceeding $1 million. Its target clients are commercial, industrial, and multifamily property owners; REITs; HOAs and COAs; storm restoration contractors; and agricultural operators across the United States.
C3's core offering is full-cycle commercial property insurance claim handling, organized around specialized claim types (fire, hail, hurricane, tornado, water, and wind) and client-specific practices (Property Managers, Contractors, Agriculture). The firm's technical stack is anchored by Xactimate estimating software - the industry standard used by 22 of 25 major U.S. insurance carriers - combined with drone aerial imaging, Matterport 3D capture, capacitance moisture meters, forensic investigation protocols, and licensed industrial hygienist review on water and fire losses. The firm holds an unusual concentration of Xactimate expertise, including one of only 48 certified Xactimate trainers in the United States and Level 3 certification across its investigations team. Education and Training services for contractors, attorneys, and other public adjusters are operated as an add-on line.
The business model is contingency-fee professional services. C3 collects a percentage of the additional settlement proceeds it recovers (industry range 10-25%; no recovery, no fee) and uses free claim reviews as its lead generation entry point. Distribution combines direct enterprise field sales with referral partnerships through storm restoration contractors and property management firms, supported by SEO-optimized content marketing (blogs, case studies, white papers), industry events, and social channels. C3 has not disclosed funding events, M&A activity, or material leadership transitions in the input data and appears to remain independently operated.
C3 Group Inc firmographics
Firmographics- Name
- C3 Group Inc
- Legal name
- C3 Group Adjusters
- Website
- https://c3adjusters.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- C3 Group Inc is a private public adjusting firm that negotiates commercial property insurance claims for policyholders across 34 U.S. states. Founded in 2012, it has recovered over $500M in client settlements on contingency fees, serving commercial, multifamily, agricultural, and HOA clients.
- Ownership category
- akta.pro rank
C3 Group Inc industry classification
Industry- Product category
- Public Insurance Adjusting Services
- NAICS
- Claims Adjusting (524291), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Claims Management & Cargo Insurance Administration (TLAIANAK)
Keywords
Where C3 Group Inc is headquartered
LocationHeadquarters
- HQ city
- Greenwood Village
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
C3 Group Inc business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Contingency-Based Public Adjusting Fees: C3 Group works on a contingency basis. If they do not recover additional insurance proceeds, the client pays nothing. They get paid when the client gets paid. This means they have a vested interest in resolving claims ethically, properly, and promptly.
- Percentage of Settlement: Public adjusters are compensated with a percentage of the payable loss they are able to secure for their clients. The FAQ states most public adjusters charge 10-25% of the settlement.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | Contingency-based pricing with no upfront cost |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels11 records
C3 Group Inc product offering
Product offeringCore offering
C3 Group Inc is a public adjusting firm that represents commercial property owners in negotiating and settling property damage insurance claims with insurance carriers. The firm provides end-to-end claims handling—including damage inspection, Xactimate-based estimation, documentation, negotiation, and settlement support—for fire, hail, hurricane, tornado, water, and wind damage claims. Services are delivered on a contingency basis (no recovery = no fee) across 34 U.S. states.
Product overview
C3 Group Inc is a public adjusting firm offering a unified service platform for commercial property insurance claims. The core offering centers on Commercial Property Insurance Claims Handling, supported by specialized claim type services for Fire, Hail, Hurricane, Tornado, Water, and Wind damage. Client-specific services include Property Manager Services, Contractor Partner Services, and Agriculture Insurance Claims. Additional offerings include Education and Training Services and Xactimate Estimation Services. The company operates on a contingency basis, collecting fees only when settlements are recovered.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial Property Insurance Claims Handling
- Fire Damage Insurance Claims
- Hail Damage Insurance Claims
- Hurricane Damage Insurance Claims
- Tornado Damage Insurance Claims
- Water Damage Insurance Claims
- Wind Damage Insurance Claims
- Property Manager Services
- Contractor Partner Services
- Agriculture Insurance Claims
- Education and Training Services
- Xactimate Estimation Services
Quantifiable outcome
- C3 has assisted clients in recovering over $500 million in settlement revenue
- +7 more outcomes
Companies that use C3 Group Inc
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
C3 Group Inc technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
C3 Group Inc partnerships and signals
Strategic signalScale indicators5 records
Recent moves5 records
Expansion highlights5 records
C3 Group Inc competitors and assessment
Company assessmentDirect peers
- Citizens' Adjustment Bureau: Long-standing policyholder-side public adjusting firm serving commercial and residential property owners in complex claims. Shares C3's contingency-fee model and emphasis on advocacy against insurer underpayment.
- Tutwiler & Associates (Tutwiler Public Adjusters): Multi-state public adjusting firm specializing in commercial property and catastrophe claims. Operates as policyholder advocate with contingency pricing, overlapping directly with C3's service offering and customer base.
- Polevoy & Associates: Insurance dispute and public adjusting practice focused on commercial property claims for policyholders. Comparable to C3 in combining claims advocacy, technical damage assessment, and contingency-based representation against insurers.
- Adjusters International: National public adjusting firm that represents policyholders in commercial property insurance claims, directly comparable to C3's core service. Both operate contingency-based and handle large-loss fire, wind, and water claims for commercial, multifamily, and institutional property owners.
- Pilot Catastrophe Services: Independent catastrophe-focused claims firm handling large-volume property losses after major weather events. Overlaps with C3's storm-driven hurricane, hail, tornado, and wildfire claim work, though operates more on insurer engagement.
Broad incumbents
- Sedgwick: Global claims management, loss adjusting, and managed care firm serving insurers, employers, and major corporations. Overlaps with C3 in large-loss property claims as a carrier-side counterparty and adjacent claims services provider.
- Cottingham & Butler: National insurance brokerage and claims management firm providing property claim services, adjusting, and TPA functions for carriers and large insureds. Comparable breadth of P&C claim capability at a different part of the value chain than C3.
- Engle Martin & Associates: Independent insurance adjusting and claim management firm serving carriers and self-insureds across property and casualty. Operates at greater scale than C3 and overlaps in commercial property claims handling on the carrier side.
- Crawford & Company: Global, publicly traded third-party administrator delivering claims management solutions to insurers and large self-insureds, including property claims. Much broader scope than C3 but overlaps in commercial property claim handling on the carrier side.
- E.A. Renfroe & Company: Large independent adjusting firm primarily serving insurance carriers (not policyholders) across P&C claims nationwide. Provides a counter-position perspective and is a key competitive counterparty to firms like C3 during claim negotiations.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
C3 Group Inc social profiles
Digital presenceC3 Group Inc compliance and trust
Trust signalCompliance2 records
C3 Group Inc financial estimates
Financial estimateRevenue estimate
Valuation estimate
C3 Group Inc leadership team
Management profileNumber of profiles
C3 Group Inc funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
C3 Group Inc M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about C3 Group Inc
What does C3 Group Inc do?
C3 Group Inc is a public adjusting firm that represents commercial property owners in negotiating and settling property damage insurance claims with insurance carriers. The firm provides end-to-end claims handling—including damage inspection, Xactimate-based estimation, documentation, negotiation, and settlement support—for fire, hail, hurricane, tornado, water, and wind damage claims. Services are delivered on a contingency basis (no recovery = no fee) across 34 U.S. states.
Is C3 Group Inc a public or private company?
C3 Group Inc is a private company. It is classified as unknown and is currently operating.
When was C3 Group Inc founded?
C3 Group Inc was founded in 2012. It employs 11 to 50 people.
Where is C3 Group Inc based?
C3 Group Inc is headquartered in Greenwood Village, United States, in the North America region.
How does C3 Group Inc make money?
Two revenue lines are on record. Contingency-Based Public Adjusting Fees are the primary driver. The others are percentage of Settlement.
Who are C3 Group Inc's main competitors?
Direct peers on record are Citizens' Adjustment Bureau, Tutwiler & Associates (Tutwiler Public Adjusters), Polevoy & Associates, Adjusters International and Pilot Catastrophe Services. Broad incumbents are Sedgwick, Cottingham & Butler, Engle Martin & Associates, Crawford & Company and E.A. Renfroe & Company.
Does C3 Group Inc have an API?
No public API is recorded for C3 Group Inc.
What industry is C3 Group Inc in?
C3 Group Inc's product category is Public Insurance Adjusting Services. Its primary akta.pro industry code is TLAIANAK, Claims Management & Cargo Insurance Administration. Its NAICS code is 524291 and its SIC code is 6411.