Finint
Finint Revalue is an Italian full-service provider of credit management and financed asset management services, serving banks, leasing companies, and financial institutions through a proprietary FCS platform, nationwide agent network, and integrated remarketing capabilities.
- Company typePrivate
- Founded2016
- HeadquartersSan Vendemiano, Italy
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Finint does
Finint Revalue S.p.A. is an Italian full-service provider of credit management and financed asset management services, headquartered in Conegliano (San Vendemiano area) and operating as a wholly-owned subsidiary of Gruppo Banca Finint. The firm was formed in 2016 through the merger of Eurisko Italia (credit management, founded 1989) and Sogepim Real Estate (property/facility management), combining debt recovery expertise with real estate servicing capabilities under a unified platform. Service offerings span six interconnected categories: specialized services (performing loan management, tax, notarial/cadastral practices), due diligence and advisory, loan management (phone/home collection, legal recovery), credit purchasing (pro-soluto direct and via SPV), property management (repossession, facility management, retrofitting), and remarketing (agency mandates, auctions, vehicles, instrumental assets). A wholly-owned subsidiary, Finint Revalue Agenzia Immobiliare, handles real estate brokerage.
The core technology is FCS (Finint Credit Servicing), a proprietary web-based platform designed and built in-house in 2015, providing customizable workflows, real-time performance monitoring, and business intelligence reporting for credit portfolio operations. Operational scale includes 160 credit protection agents providing door-to-door collection services, 45 technical experts for asset appraisals, 500+ real estate consultants, 9,000 properties managed, and 2,000+ notarial deeds processed annually. Finint Revalue operates through three offices (Conegliano HQ, Florence, Sesto San Giovanni/Milan metro area) and holds an Italian Public Security License (since 1996), ISO 9001 certification (since 2006), and an AGCM Legalità Rating.
The business model is B2B enterprise, with services contracted directly to Italian banks, leasing companies, and financial institutions. Revenue is generated through professional services fees (credit management, asset management), transaction fees (remarketing, auctions), and direct credit portfolio acquisition (pro-soluto and via securitization vehicles). Pricing is not publicly disclosed; contracts are multi-year and tailored to portfolio characteristics. Distribution is exclusively direct enterprise sales with no consumer or self-service channels. Marquee engagements include acting as Special Servicer for Goldman Sachs on EUR 1.6 billion (ING Bank N.V.) and EUR 483 million (Hypo Bank) portfolio acquisitions. The company also operates the Finint Green Hub program for energy requalification, extending its retrofitting service line into ESG-aligned building renovation.
Finint firmographics
Firmographics- Name
- Finint
- Legal name
- FININT REVALUE S.P.A.
- Website
- https://finintrevalue.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Finint Revalue is an Italian full-service provider of credit management and financed asset management services, serving banks, leasing companies, and financial institutions through a proprietary FCS platform, nationwide agent network, and integrated remarketing capabilities.
- Ownership category
- akta.pro rank
Finint industry classification
Industry- Product category
- Credit Management Services
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Personal Credit Institutions (6141), Asset-Backed Securities (6189)
- akta.pro primary industry
- Loan Servicing & Special Servicing (Delinquency Management) (FSAKAJAG)
Keywords
Where Finint is headquartered
LocationHeadquarters
- HQ city
- San Vendemiano
- HQ country
- Italy
- HQ region
- Europe
Offices3 records
Markets served
Finint business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Credit Management Services: Fee-based credit management and debt collection services provided to leasing companies, financial institutions, and banks. Services include phone collection, home collection, legal recovery management, and operational credit monitoring.
- Asset Management Services: Property and facility management services for real estate assets arising from credit disputes, including property return management, property management, facility management, and property refitting through the Finint Green Hub program.
- Remarketing Services: Asset remarketing services for real estate, vehicles, and operating equipment recovered from defaulted contracts. Includes agency mandate management, auction participation, direct agency sales through Finint Revalue Agenzia Immobiliare, and vehicle remarketing.
- Credit Portfolio Acquisition: Direct purchase of non-performing loan portfolios (pro-soluto) either directly or through securitization vehicles (SPV), under Ministry of Economy and Finance Decree 53/2015.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Custom B2B service agreements based on portfolio size and service requirements |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Finint product offering
Product offeringCore offering
Finint Revalue provides B2B credit management and asset management services to financial institutions, leasing companies, banks, and consumer credit companies. It specializes in the servicing and acquisition of non-performing loan (NPL) portfolios, performing loan management, property management, remarketing of distressed assets, and specialised due diligence/advisory, supported by its proprietary FCS (Finint Credit Servicing) platform and a nationwide network of field agents.
Product overview
Finint Revalue is a full-service provider in credit management and financed asset management, formed from the union of Eurisko Italia and Sogepim Real Estate. The core offering centers on FCS (Finint Credit Servicing), an in-house web-based platform built in 2015 for credit servicing and collection workflows. The service portfolio spans six interconnected categories: Specialised Services (performing loan management, tax, notarial/cadastral practices), Due Diligence & Advisory, Loan Management (monitoring, phone/home collection, legal recovery), Credit Purchasing, Property Management (repossessions, facility management, refitting), and Remarketing. Key sub-brands include Finint Revalue Agenzia Immobiliare (handling 500+ property units) and Finint Green Hub (energy retrofitting). The company operates through 160 collection agents and 45 technical experts nationwide.
Differentiator
Problem solved
Functional benefit
Brands
- FCS (Finint Credit Servicing): Web-based platform for networks and customers, designed and built entirely in-house in 2015 for flexibility and ability to modify recovery strategies
- Finint Green Hub
- Finint Revalue Agenzia Immobiliare srl
Products and services
- Gestione Crediti (Loan Management)
- Acquisto Crediti (Credit Portfolio Acquisition)
- Gestione Immobiliare (Property Management)
- Remarketing
- Servizi Specialistici (Specialised Services)
- DD & Advisory (Due Diligence and Advisory)
Quantifiable outcome
- 2,000+ notarial deeds managed annually throughout Italy
- +3 more outcomes
Companies that use Finint
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
Finint technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Finint partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered minor and core.
- LegambienteminorLegambiente is the first partner in Gruppo Banca Finint's corporate volunteering program. Finint Revalue employees participate in environmental initiatives such as the Park Litter project, which involves scientific monitoring of parks and urban areas through waste collection and analysis.
- UNIREC (Unione Nazionale delle Imprese di Tutela del Credito)coreFinint Revalue (through predecessor Eurisko Italia) is a founding member of UNIREC, Italy's National Union of Credit Information, Collection and Management Companies. UNIREC promotes ethical standards in credit collection and represents member interests in regulatory matters.
- Assilea (Associazione Italiana Leasing)coreAssilea is Italy's leasing industry association. Finint Revalue participates in Assilea initiatives including the Non Performing Leasing LAB, contributing expertise on credit recovery, portfolio securitization, and asset remarketing from leasing defaults.
- Credit VillageminorCredit Village organizes industry conferences on real estate, distressed debt, and fintech. Finint Revalue Managing Director Ambrogio Valtolina participated as a panelist in the Digital Conference, discussing real estate market outlook and the impact on the leasing sector.
- Finint Revalue Agenzia ImmobiliarecoreFinint Revalue Agenzia Immobiliare srl is the company's in-house real estate agency subsidiary managing the remarketing of over 500 property units through a network of 500+ real estate consultants across 6 specialized channels nationwide.
Scale indicators11 records
Recent moves6 records
Expansion highlights6 records
Finint competitors and assessment
Company assessmentDirect peers
- Cerved: Italian credit information and credit management company with NPL servicing, master servicing, and due diligence offerings comparable to Finint Revalue's DD & advisory and gestione crediti services.
- doValue: Italy's largest listed NPL servicer, directly competing with Finint Revalue for special servicing mandates from Italian banks and asset managers. Both serve the same client base (Italian banks, leasing companies) with overlapping credit servicing and real estate asset management offerings.
- Revalea: Italian NPL and UTP (unlikely-to-pay) servicer with a comparable full-service model covering portfolio acquisition, servicing, and asset management. Direct competitor in the Italian mid-market NPL servicing segment.
- Prelios: Italian credit servicing and real estate management group with overlapping NPL servicing, loan management, and asset remarketing offerings. Prelios is a directly comparable mid-to-large servicer competing for the same institutional mandates.
- Italfondiario: Italian credit servicing company (part of the BPER Group ecosystem) offering NPL servicing, master servicing, and real estate management — a directly comparable competitor for similar Italian bank and institutional mandates.
Broad incumbents
- AMCO: Italian asset management company (state-backed) focused on NPL portfolio acquisition and servicing. Directly competes with Finint Revalue for Italian bank and leasing NPL mandates, with broader scale and balance-sheet capacity.
- Banca Ifis: Italian bank with a dedicated NPL division (Ifis NPL Investing) that purchases and services distressed loans. While broader than Finint Revalue in offering full banking services, it competes directly in the NPL acquisition and servicing market in Italy.
- Intrum: Pan-European credit management leader with a significant Italian presence. Competes with Finint Revalue for international and pan-European mandates, offering broader geographic reach and a more mature technology platform.
Regional players
- Arrow Global: European credit management and asset management company (now part of TPG). Operates in Italy with overlapping NPL purchasing and servicing capabilities, providing a benchmark for international capital-backed competitors in the Italian market.
Emerging players
- CRIF: Italian credit information and business information provider with adjacent credit management offerings. Comparable in serving Italian banks and financial institutions with a combination of data, analytics, and credit services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Finint social profiles
Digital presenceFinint compliance and trust
Trust signalCompliance3 records
Finint financial estimates
Financial estimateRevenue estimate
Valuation estimate
Finint leadership team
Management profileNumber of profiles
Profiles10 records
Finint subsidiaries and ownership
Company hierarchySubsidiaries1 record
Finint funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Finint M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Finint
What does Finint do?
Finint Revalue provides B2B credit management and asset management services to financial institutions, leasing companies, banks, and consumer credit companies. It specializes in the servicing and acquisition of non-performing loan (NPL) portfolios, performing loan management, property management, remarketing of distressed assets, and specialised due diligence/advisory, supported by its proprietary FCS (Finint Credit Servicing) platform and a nationwide network of field agents.
Is Finint a public or private company?
Finint is a private company. It is classified as corporate owned and is currently operating.
When was Finint founded?
Finint was founded in 2016. It employs 51 to 100 people.
Where is Finint based?
Finint is headquartered in San Vendemiano, Italy, in the Europe region.
How does Finint make money?
Four revenue lines are on record. Credit Management Services are the primary driver. The others are asset Management Services, remarketing Services and credit Portfolio Acquisition.
Who are Finint's main competitors?
Direct peers on record are Cerved, doValue, Revalea, Prelios and Italfondiario. Broad incumbents are AMCO, Banca Ifis and Intrum. Arrow Global is listed as a regional player. CRIF is listed as an emerging player.
Does Finint have an API?
No public API is recorded for Finint.
What industry is Finint in?
Finint's product category is Credit Management Services. Its primary akta.pro industry code is FSAKAJAG, Loan Servicing & Special Servicing (Delinquency Management). Its NAICS code is 522 and its SIC code is 6162.