Ditzo
- Company typePrivate
- Founded2007
- HeadquartersUtrecht, Netherlands
- Headcount101–250
- GTM typeB2C
- OfferingServices
Ditzo firmographics
Firmographics- Name
- Ditzo
- Legal name
- a.s.r.
- Website
- https://ditzo.nl
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Ditzo industry classification
Industry- Product category
- Retail Insurance
- NAICS
- Insurance Carriers (5241)
- akta.pro primary industry
- Earthquake & Difference-in-Conditions (DIC) Property Insurance (FSAJACAH)
Keywords
Where Ditzo is headquartered
LocationHeadquarters
- HQ city
- Utrecht
- HQ country
- Netherlands
- HQ region
- Europe
Markets served
Ditzo business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Distribution channels1 record
Marketing channels1 record
Ditzo product offering
Product offeringCore offering
Ditzo is a Dutch insurance company that sells home, car, travel, and liability insurance policies to consumers. The company runs a self-service digital distribution model that allows customers to purchase policies, report claims, change addresses, and manage documentation entirely online without advisor involvement.
Differentiator
Problem solved
Functional benefit
Products and services
- Home insurance (Woonhuisverzekering) Coverage for private dwellings; available to Dutch consumers via Ditzo's self-service online platform without advisor intermediation.
- Car insurance (Auto) Motor vehicle insurance for individual policyholders in the Netherlands; purchased and managed directly through Ditzo's online self-service portal.
- Travel insurance (Doorlopende reisverzekering) Continuous travel insurance coverage for Dutch consumers; available through Ditzo's self-service digital channel without advisor involvement.
- Liability insurance (Aansprakelijkheidsverzekering) Personal liability insurance for Dutch consumers covering third-party claims arising from everyday activities; purchased and managed via Ditzo's online self-service platform.
Companies that use Ditzo
Customer profileSegments3 records
Ideal customer profiles1 record
Ditzo technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Ditzo partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Independent financial advisorsminora.s.r. works with independent financial advisors who can assist customers with insurance decisions. The platform offers both self-service options and advisor-assisted pathways for customers who prefer guidance.
Recent moves4 records
Expansion highlights4 records
Ditzo competitors and assessment
Company assessmentDirect peers
- OHRA: OHRA (part of NN Group) is a Dutch direct insurer with a strong online presence offering health, auto, home and liability products, competing head-to-head with Ditzo on self-service convenience.
- InShared: InShared is a Dutch online-only insurer owned by Achmea that sells home, auto and liability cover directly to consumers; it is a clear direct competitor on the digital-only proposition.
- Interpolis: Interpolis, part of Achmea, offers Dutch household and SME insurance through a digital-first channel and is one of Ditzo's closest sub-brand-style competitors within the P&C direct market.
- FBTO: FBTO is another Achmea-owned Dutch brand built around online self-service P&C insurance (auto, home, travel, liability), directly competing with Ditzo in the same sub-brand-as-digital-channel category.
- Centraal Beheer: Centraal Beheer is the flagship direct/digital P&C brand of Achmea in the Netherlands, offering auto, home, travel and liability insurance with an online self-service model almost identical to Ditzo's positioning.
Broad incumbents
- Allianz Nederland: Allianz's Dutch unit provides property, auto, travel and liability cover through both advised and direct channels, serving as a broad incumbent peer operating in the same Dutch P&C categories as Ditzo.
- Nationale-Nederlanden: Nationale-Nederlanden is one of the largest Dutch insurers offering life, health and P&C across consumer and business segments; while broader than Ditzo, it overlaps significantly on home, auto and liability products.
- Univé: Univé is a Dutch cooperative insurer offering P&C and health products to individuals and SMEs, with growing digital capabilities that position it as an incumbent peer to Ditzo in the Dutch market.
- ASR Nederland (parent group): a.s.r., Ditzo's parent, is a top-three Dutch insurance group spanning life, health, P&C and pensions; it is included as the relevant broader incumbent whose overall proposition Ditzo's offering sits within.
Emerging players
- now.online: now.online is a Dutch digital-first insurance scale-up selling household and mobility cover purely online, representing the emerging insurtech cohort that increasingly competes with Ditzo's self-service value proposition.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Ditzo social profiles
Digital presenceDitzo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ditzo leadership team
Management profileNumber of profiles
Profiles1 record
Ditzo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ditzo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ditzo
What does Ditzo do?
Ditzo is a Dutch insurance company that sells home, car, travel, and liability insurance policies to consumers. The company runs a self-service digital distribution model that allows customers to purchase policies, report claims, change addresses, and manage documentation entirely online without advisor involvement.
Is Ditzo a public or private company?
Ditzo is a private company. It is classified as corporate owned and is currently operating.
When was Ditzo founded?
Ditzo was founded in 2007. It employs 101 to 250 people.
Where is Ditzo based?
Ditzo is headquartered in Utrecht, Netherlands, in the Europe region.
Who are Ditzo's main competitors?
Direct peers on record are OHRA, InShared, Interpolis, FBTO and Centraal Beheer. Broad incumbents are Allianz Nederland, Nationale-Nederlanden, Univé and ASR Nederland (parent group). now.online is listed as an emerging player.
Does Ditzo have an API?
No public API is recorded for Ditzo.
What industry is Ditzo in?
Ditzo's product category is Retail Insurance. Its primary akta.pro industry code is FSAJACAH, Earthquake & Difference-in-Conditions (DIC) Property Insurance. Its NAICS code is 5241.