What Shareppy does

Shareppy is a Colombian software development company founded in 2008 in Bucaramanga, specializing in fintech solutions for the credit union and banking sector. The company has built an integrated product portfolio of seven applications — Smartroad (workflow automation), Central Research (centralized querying for decision-making), Portfolio Management (debt recovery), Dematerialized Promissory Note (digital signing integrated with Colombia's Deceval securities depository), Biometrics (fingerprint authentication), PaperLess (document digitization), and Mobile Branch (mobile transactions and collections) — all developed on Shareppy's proprietary BLUE programming language, which supports cross-platform deployment on computers, smartphones, and tablets. Solutions are designed to integrate with clients' existing core banking systems, and Shareppy operates its own Tier II datacenter from Zona Franca Santander to host and deliver services.

The company sells exclusively on a B2B basis to Colombian financial institutions, primarily credit cooperatives (cooperativas de crédito) and banks, through a consultative direct enterprise sales motion. Shareppy reports 108 module implementations across 35 clients with national coverage in Colombia. Revenue is generated through software licensing and implementation services, though specific pricing is not publicly disclosed and contracts appear to be quote-based and tailored to each institution's requirements. In January 2020 the company launched Shareppy International, a wholly-owned subsidiary also based in Zona Franca Santander, to extend services into Latin America, and concurrently joined the Colombia Fintech industry association. The company has 11-50 employees overall and remains privately held with no external funding disclosed.

The business model is built on deep vertical specialization rather than horizontal scale. Shareppy positions itself as a local Colombian provider with 12 years of sector-specific experience, a consolidated team, and a technology platform designed for the regulatory and operational realities of the local financial and cooperative sector. The company is founder-controlled, has no parent organization, and has not raised institutional capital.

Name

Shareppy

Legal name

Shareppy S.A.S.

Website

https://shareppy.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Shareppy is a Colombian software firm founded in 2008 that develops integrated fintech applications on a proprietary programming language for credit unions and banks in Colombia, with 35 clients and 108 module implementations.

Ownership category

akta.pro rank

Headquarters

HQ city

Bucaramanga

HQ country

Colombia

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Software Licensing and Implementation: Shareppy provides software solutions to financial institutions including credit unions and banks. The company implements modules with customer systems, suggesting a licensing model with implementation services. Products are customizable and integrated with the customer's core banking infrastructure.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Shareppy is a Colombian software development company that builds and licenses an integrated portfolio of seven fintech applications for credit unions, cooperatives, and banks in Colombia. Its products automate banking processes, manage portfolios, digitize promissory notes, enable biometric authentication, support paperless workflows, and provide mobile transaction capabilities, all built on its proprietary BLUE programming language and designed to integrate with clients' existing core banking systems.

Product overview

Shareppy is a Colombian software development company specialized in the financial sector, serving credit cooperatives and banking markets. The company offers an integrated portfolio of seven software applications: Smartroad (process automation), Central Research (centralized querying for decision-making), Portfolio Management (debt collection and recovery), Dematerialized Promissory Note (digital document signing integrated with Deceval), Biometrics (fingerprint-based identity authentication), PaperLess (document digitization), and Mobile Branch (mobile transactions and collections). All products are built on Shareppy's proprietary programming language called BLUE and are designed to be customizable, portable, and integrable with banking core systems. The company operates with a Tier II Data Center and maintains 108 implementations across 35 national clients. Development and maintenance of tools is handled by Shareppy International based in Zona Franca Santander.

Differentiator

Problem solved

Functional benefit

Products and services

• Smartroad A process flow programming tool that allows financial entities to systematize, accelerate, and flexibly adapt their workflows.
• Central Research Central consultation tool that assists decision-making at the operational and administrative level within financial institutions.
• Portfolio Management (Gestión de Cartera) Provides better channels for portfolio management, reducing operating costs and raising portfolio recovery rates for credit operations.
• Dematerialized Promissory Note (Pagaré Desmaterializado) Allows digital signing of promissory notes as backing for credit operations, directly connected to the Central Securities Depository of Colombia (Deceval).
• Biometrics Fingerprint identification method using a hand-held biometric device to authenticate customers at financial institutions.
• PaperLess Software components that help digitize various company processes, reducing paper usage across financial institution operations.
• Mobile Branch Tool that facilitates money collection and transaction execution for partners or portable clients in the field using mobile devices.

Quantifiable outcome

• 108 implementations of modules with customer systems
• +2 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Zona Franca SantandercoreStrategic or Co-development Partner · 21 January 2020Shareppy International operates from Zona Franca Santander, one of the most important free trade zones in Colombia. This partnership provides access to physical and technological resources that enable the company to provide high-quality services and support continued growth. The free zone location is strategic for the company's expansion plans in Latin America.
• Colombia FintechcoreGTM or Marketing Partner · 17 January 2020Shareppy International became a member of Colombia Fintech, the association of fintech companies in Colombia. This association includes 120+ partner and affiliate companies and is a leading platform for fintech news and visibility. Membership provides industry recognition and networking opportunities within the Colombian fintech ecosystem.
• Shareppy InternationalcoreOthersShareppy International is a subsidiary company established in Zona Franca Santander approximately one year prior to the portfolio page publication. Shareppy International handles continued development and maintenance of tools while the parent company maintains operations and serves as integration partners. The subsidiary was created to expand services to Latin America.

Scale indicators4 records

Recent moves8 records

Expansion highlights4 records

Broad incumbents

• Temenos: Global core banking software vendor serving banks and financial institutions across multiple geographies. Comparable to Shareppy as a banking software provider integrating with core banking systems, but at vastly greater scale and breadth.
• Jack Henry & Associates: Long-standing US provider of core banking and digital solutions for community banks and credit unions. Comparable to Shareppy in targeting cooperative and community financial institutions with integrated software suites.
• FIS (Fidelity National Information Services): Large incumbent provider of banking and financial software, including core systems and digital channels. Relevant peer for Shareppy's banking software business given overlapping buyer base (financial institutions) and overlapping functionality.

Direct peers

• nCino: Cloud-based banking software platform serving financial institutions with workflow automation and portfolio management capabilities. Comparable to Shareppy's Smartroad and Portfolio Management offerings in serving similar institutional customers.
• Alkami Technology: US-based digital banking platform purpose-built for banks and credit unions. Most directly comparable peer to Shareppy given shared focus on credit unions/cooperatives, digital banking delivery, and core-system integration.
• Q2 Holdings: Provider of digital banking solutions for community banks and credit unions, including mobile banking, portfolio management, and core integration. Closely aligned with Shareppy's customer base and product scope.

Emerging players

• Mambu: Cloud-native core banking platform enabling banks and lenders to launch financial products rapidly. Comparable to Shareppy in offering composable banking software, though focused on a SaaS core-banking model rather than modular extensions.
• Backbase: Digital banking platform offering customer onboarding, servicing, and digital channels for banks and credit unions globally. Comparable to Shareppy's mobile and digital banking focus, particularly its Mobile Branch and PaperLess offerings.

Regional players

• Belvo: LatAm open banking API platform enabling financial data aggregation and payment initiation across the region. Comparable to Shareppy as a LatAm-headquartered fintech infrastructure provider serving financial institutions, though focused on APIs rather than workflow software.
• Pomelo: LatAm banking-as-a-service platform enabling companies to launch financial products. Regionally relevant peer to Shareppy in serving the LatAm financial ecosystem and targeting similar institutional buyers, though via a different delivery model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/shareppyfintech
• Facebookfacebook.com/Shareppy-115358901854124
• LinkedInlinkedin.com/company/shareppy-s-a-s-

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Shareppy