Summit Leasing

What Summit Leasing does

Summit Leasing is a Slovenian vehicle and movable-property leasing firm headquartered in Ljubljana and operating as a subsidiary of NLB d.d. (Nova Ljubljanska Banka), Slovenia's largest banking group. Founded in 1999 and rebranded under the NLB Lease&Go umbrella, the company provides financial leasing for personal vehicles, motorcycles, motorhomes, and boats, alongside bundled vehicle insurance, a consumer installment credit product (NLB Buy&Go) distributed through 250+ Slovenian merchants, and an e-invoicing service for individuals and legal entities.

Its core technology is a self-service customer portal at mojportal.summit-leasing.si that supports online lease applications, non-binding approvals, document management, and SEPA direct debit setup. Distribution is hybrid: NLB bank branches serve as the primary physical sales channel for advisory-led lease origination, while the digital portal enables fully online quick-leasing origination (NLB Hitri lizing). The company addresses three segments — individual consumers, legal entities (fleet and equipment leasing), and partner merchants.

Revenue mechanics combine recurring monthly installment income on financed vehicles, insurance commission/fees bundled into lease packages, and transaction fees from the Buy&Go consumer credit referral network. Pricing includes a fixed 4.99% rate for EV financing and published service price lists. The company is privately held within NLB Group, with no public revenue or funding disclosures available.

Name

Summit Leasing

Legal name

NLB d. d.

Website

https://summit-leasing.si

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

101–250 employees

Short description

Summit Leasing is a Slovenian vehicle leasing subsidiary of NLB d.d., providing financial leasing for cars, boats, and motorhomes, plus vehicle insurance and consumer credit (NLB Buy&Go), distributed through NLB bank branches and a digital self-service portal.

Ownership category

akta.pro rank

Product category

Vehicle Leasing

NAICS

Passenger Car Leasing (532112), Automotive Equipment Rental and Leasing (5321), Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (53212)

SIC

Services-Auto Rental & Leasing (No Drivers) (7510)

akta.pro primary industry

Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC)

akta.pro secondary industry

Auto & Vehicle Leasing (Personal Use) (FSAKANAA)

Keywords

• Vehicle leasing services
• Consumer credit financing
• Equipment leasing
• Vehicle insurance products
• Motorboat leasing

Headquarters

HQ city

Ljubljana

HQ country

Slovenia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Supply Chain, Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Vehicle Leasing Financing: Core business of providing financial leasing for vehicles including personal vehicles, boats, and recreational vehicles. Customers pay monthly installments over the lease term.
2. Vehicle Insurance Services: Provides vehicle insurance offerings as part of the leasing package, offering competitive insurance options to leasing customers.
3. NLB Buy&Go Consumer Credit: Partnership-based consumer credit service allowing installment purchases at over 250 providers in Slovenia, generating referral/transaction fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Summit Leasing, operating under the NLB Lease&Go brand within NLB Group, provides financial leasing for movable property including passenger vehicles, motorcycles, motorhomes, and boats for individual consumers and legal entities. It supplements core leasing with vehicle insurance products, an online quick-approval leasing product (NLB Hitri lizing), installment consumer credit (NLB Buy&Go) at partner merchants, and electronic invoicing services. Distribution combines NLB's physical bank branch network with a self-service digital customer portal.

Product overview

Summit Leasing operates NLB Lease&Go, a vehicle and movable property leasing platform offering multiple integrated products: NLB Lease&Go (core vehicle leasing for cars, boats, motorhomes), NLB Hitri lizing (fast online-approved leasing), NLB Buy&Go (consumer credit for installment purchases), vehicle insurance add-ons, and e-invoicing services. The platform is accessible via customer portal mojportal.summit-leasing.si and NLB branch offices.

Differentiator

Problem solved

Functional benefit

Brands

• NLB Lease&Go: Vehicle and equipment leasing brand offering personal vehicles, boats, and insurance services.
• NLB Hitri lizing
• NLB Buy&Go

Products and services

• NLB Lease&Go Vehicle Leasing Financial leasing for movable property including passenger vehicles, motorcycles, motorhomes, and boats. Provides flexible monthly installment financing to individual consumers and legal entities.
• NLB Hitri lizing (Quick Leasing) Fast online leasing product offering quick and non-binding approval, accessible digitally through the Summit Leasing customer portal.
• NLB Buy&Go Consumer Credit Consumer credit product enabling installment purchases from more than 250 providers in Slovenia, generating referral and transaction-based revenue.
• Vehicle Insurance (Zavarovanje vozil) Vehicle insurance offerings provided alongside leasing agreements, offering competitive insurance options to leasing customers.
• E-Invoices (E-računi) Electronic invoicing service that replaces paper bills and enables easy exchange, available for budget users, individuals, and legal entities.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• NLB (Nova Ljubljanska Banka)coreStrategic or Co-development PartnerCore partnership between Summit Leasing and NLB operating under the NLB Lease&Go brand. NLB provides the distribution network (branches), brand, and customer base, while Summit Leasing provides leasing expertise and platform. This joint venture represents the primary go-to-market structure for Summit Leasing in Slovenia.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Sixt Leasing: European vehicle leasing and fleet management provider affiliated with Sixt mobility group. Comparable product offering across personal and business leasing with digital leasing capabilities.
• ALD Automotive: Global full-service vehicle leasing and fleet management provider operating across Europe. Directly comparable as a competing consumer and corporate vehicle lessor with overlapping customer segments and product set.
• SKB Leasing: Slovenian bank-affiliated leasing subsidiary of OTP Group, offering consumer and corporate vehicle/equipment leasing domestically. The closest direct competitor in the Slovenian market with the same bank-distribution model.
• DLL (De Lage Landen): Global vendor finance and equipment leasing company with strong European footprint. Comparable for the business/equipment leasing portion of Summit's portfolio serving legal entities.
• UniCredit Leasing: Leasing arm of pan-European banking group UniCredit, active in asset and vehicle leasing across multiple EU markets including Slovenia-adjacent geographies. Comparable as a bank-affiliated lessor with multi-product finance offerings.
• LeasePlan: One of the world's largest vehicle leasing and fleet management companies, now part of Ayvens. Competes head-to-head in passenger car leasing and operational fleet services across European markets.
• Arval: BNP Paribas-owned full-service vehicle leasing specialist active across Europe. Directly comparable as a bank-affiliated lessor offering passenger and corporate leasing with bundled services.

Broad incumbents

• Volkswagen Financial Services: Captive finance arm of Volkswagen Group offering leasing, financing, and insurance across passenger vehicles in Europe. Comparable as a large bank-like captive lessor, though operating at much greater scale.
• Porsche Financial Services: Captive finance arm of Porsche AG offering leasing and financing across Volkswagen Group brands in Europe. Comparable in product structure (leasing, insurance bundles) though skewed to premium segments.
• Toyota Financial Services: Captive auto finance provider for Toyota and Lexus vehicles, offering leasing and consumer loans across Europe. Comparable as an OEM-affiliated lessor targeting personal vehicle finance.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/summitleasingSLO

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Summit Leasing