Potomac Federal Credit Union
Potomac Federal Credit Union is a not-for-profit, member-owned federal credit union headquartered in Cumberland, Maryland, offering loan, savings, and home banking services to its defined field of membership under NCUA oversight.
- Company typePrivate
- Founded1948
- HeadquartersCumberland, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
Potomac Federal Credit Union firmographics
Firmographics- Name
- Potomac Federal Credit Union
- Legal name
- Potomac Federal Credit Union
- Website
- https://potomacfcu.org
- Company type
- Private
- Founded year
- 1948
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Potomac Federal Credit Union is a not-for-profit, member-owned federal credit union headquartered in Cumberland, Maryland, offering loan, savings, and home banking services to its defined field of membership under NCUA oversight.
- Ownership category
- akta.pro rank
Potomac Federal Credit Union industry classification
Industry- Product category
- Credit Union Banking
- NAICS
- Credit Unions (522130)
- SIC
- Savings Institution, Federally Chartered (6035)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
- akta.pro secondary industry
- Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
Keywords
Where Potomac Federal Credit Union is headquartered
LocationHeadquarters
- HQ city
- Cumberland
- HQ country
- United States
- HQ region
- North America
Markets served
Potomac Federal Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Infrastructure
Potomac Federal Credit Union product offering
Product offeringCore offering
Potomac Federal Credit Union is a not-for-profit, member-owned federal credit union that provides loan, savings, and home banking services to its members. It operates as a financial cooperative under the federal credit union charter framework.
Differentiator
Problem solved
Functional benefit
Products and services
- Loan Services Lending products offered by Potomac Federal Credit Union to its members as part of its core banking services.
- Savings Services Savings account products offered by Potomac Federal Credit Union to its members as part of its core banking services.
- Home Banking Services Home banking services provided by Potomac Federal Credit Union to its members as part of its core banking offerings.
Companies that use Potomac Federal Credit Union
Customer profileIdeal customer profiles1 record
Potomac Federal Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Potomac Federal Credit Union competitors and assessment
Company assessmentBroad incumbents
- Connexus Credit Union: A nationally operating digital-first credit union offering deposit, lending, and home banking products across geographies; comparable to Potomac FCU on product set but with materially greater scale and digital maturity.
- M&T Bank: A large regional commercial bank with a meaningful branch presence in western Maryland, offering the full suite of deposit, lending, and home banking products that compete with Potomac FCU's offerings in the same local market.
- Alliant Credit Union: A large, nationally chartered federal credit union with a digital-first member experience offering deposits, loans, and home banking; relevant as a federal credit union peer with similar products but vastly larger scale and geographic reach than Potomac FCU.
- Navy Federal Credit Union: The largest U.S. federal credit union by membership, providing deposit, loan, and home banking products. While serving a different field of membership, it represents the upper-bound peer for federal credit union product scope and digital capability.
- Tower Federal Credit Union: A larger Maryland-based federal credit union serving a broad membership across the state, offering similar loan, deposit, and home banking products but at significantly greater scale than Potomac FCU.
- State Employees Credit Union of Maryland (SECU MD): A Maryland-based state-chartered credit union providing deposit, lending, and member banking services; broader product portfolio and scale than Potomac FCU but operating in the same regional market.
Regional players
- First United Bank & Trust: A community bank headquartered in western Maryland / West Virginia serving the Cumberland region with deposit, loan, and mortgage products, competing with Potomac FCU for the same local retail and small-business customers.
Direct peers
- Allegany County Teachers Federal Credit Union: A small Maryland-based federal credit union serving a defined membership group in the Allegany County / western Maryland region, directly comparable to Potomac FCU in scale, federal charter, and community focus.
- APG Federal Credit Union: A Maryland-headquartered federal credit union offering consumer loans, mortgages, and deposit products to a defined membership; comparable to Potomac FCU as a state-of-the-art community FCU with multi-product retail banking.
- First Peoples Community Federal Credit Union: A Maryland-based community federal credit union offering deposit, loan, and digital banking services to a defined field of membership, comparable to Potomac FCU in product set and member-owned structure.
Market position
Customer concentration
Potomac Federal Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Potomac Federal Credit Union leadership team
Management profileNumber of profiles
Potomac Federal Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Potomac Federal Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Potomac Federal Credit Union
What does Potomac Federal Credit Union do?
Potomac Federal Credit Union is a not-for-profit, member-owned federal credit union that provides loan, savings, and home banking services to its members. It operates as a financial cooperative under the federal credit union charter framework.
Is Potomac Federal Credit Union a public or private company?
Potomac Federal Credit Union is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Potomac Federal Credit Union founded?
Potomac Federal Credit Union was founded in 1948. It employs 1 to 10 people.
Where is Potomac Federal Credit Union based?
Potomac Federal Credit Union is headquartered in Cumberland, United States, in the North America region.
Who are Potomac Federal Credit Union's main competitors?
Broad incumbents on record are Connexus Credit Union, M&T Bank, Alliant Credit Union, Navy Federal Credit Union, Tower Federal Credit Union and State Employees Credit Union of Maryland (SECU MD). First United Bank & Trust is listed as a regional player. Direct peers are Allegany County Teachers Federal Credit Union, APG Federal Credit Union and First Peoples Community Federal Credit Union.
Does Potomac Federal Credit Union have an API?
No public API is recorded for Potomac Federal Credit Union.
What industry is Potomac Federal Credit Union in?
Potomac Federal Credit Union's product category is Credit Union Banking. Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus), with a secondary code of FSAKAAAL, Bank & Credit Union Personal Loans (Unsecured Installment). Its NAICS code is 522130 and its SIC code is 6035.