Balder Capital
- Company typePrivate
- Founded2015
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
Balder Capital firmographics
Firmographics- Name
- Balder Capital
- Legal name
- Balder Capital Ltd
- Website
- https://baldercap.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Balder Capital industry classification
Industry- Product category
- Investment Banking and Private Credit Services
- NAICS
- Portfolio Management and Investment Advice (523940), Other Financial Investment Activities (5239)
- SIC
- Investment Advice (6282), Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- SME Term Loans & Growth Capital (FSAKAGAB)
- akta.pro secondary industry
- Middle-Market Lending (FSANADAI)
Keywords
Where Balder Capital is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Balder Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Principal Investments: Equity positions in operating companies across UK, Nordics, and Western Europe, generating returns through value creation and exits
- SME Lending (via 4Syte): Providing financing facilities to UK SMEs including invoice finance, trade finance, construction finance, secured finance, and asset-based lending
- Wholesale Funding (TRESARC): Structured finance and asset-backed note issuance through Irish SPV, structuring notes backed by receivables and working capital
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Invoice Finance facilities from £50,000 to £3,000,000 |
| Transaction based/ take rate | Pay-as-you-go | Trade Finance combined facilities up to £1,000,000 |
| Transaction based/ take rate | Pay-as-you-go | Construction Finance facilities from £200,000 to £2,500,000 |
| Transaction based/ take rate | Pay-as-you-go | Secured Finance loans from £30,000 to £500,000 |
| Transaction based/ take rate | Pay-as-you-go | Asset-Based Lending facilities up to £4,000,000 |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Balder Capital product offering
Product offeringCore offering
Balder Capital is a London-based independent investment boutique founded in 2015 that deploys its own capital across three strategies: (1) principal equity investments in operating companies in the UK, Nordics, and Western Europe; (2) SME lending through 4Syte, offering invoice, trade, construction, secured, and asset-based finance facilities from £30,000 to £4,000,000; and (3) wholesale funding through TRESARC, a Section 110 Irish SPV that structures and issues notes backed by receivables and working capital.
Product overview
Balder Capital operates as an investment boutique offering three interconnected strategies: principal investments in operating companies across 10+ portfolio businesses in UK, Nordics and Western Europe; SME lending through its majority-owned subsidiary 4Syte providing invoice finance, trade finance, construction finance, secured finance, and asset-based lending; and wholesale funding via TRESARC, a Section 110 Irish SPV enabling asset-backed note issuance for structured finance transactions.
Differentiator
Problem solved
Functional benefit
Brands
- 4Syte: UK SME lender providing invoice finance, trade finance, asset-based lending, and secured finance to small and medium-sized businesses across the UK.
- TRESARC
Products and services
- Principal Investments Equity positions held in more than 10 operating companies across the UK, Nordics, and Western Europe, spanning health and wellness, business services, and transportation sectors.
- 4Syte SME Lending UK SME lending platform providing invoice finance, trade finance, asset-based lending, secured finance, and construction finance facilities to small and medium-sized businesses, with facility sizes ranging from £30,000 to £4,000,000.
- 4Syte Invoice Finance Flexible invoice finance and factoring solutions offering facilities from £50,000 to £3,000,000 to UK SMEs.
- 4Syte Trade Finance Combined purchase finance and invoice finance service financing finished goods for UK SMEs, with combined facilities up to £1,000,000.
- 4Syte Construction Finance Invoice finance services targeting SMEs in the construction sector and other contractual businesses, with facilities from £200,000 to £2,500,000.
- 4Syte Secured Finance Structured business loans between £30,000 and £500,000 for UK SMEs, secured against commercial and residential real estate.
- 4Syte Asset-Based Lending Asset-based lending facilities up to £4,000,000 secured against the value of multiple assets within a business.
- TRESARC Wholesale Funding Structured finance and asset-backed note issuance platform operating through a Section 110 Irish SPV, structuring and executing asset-backed notes backed by receivables, working capital, and related themes with CSSF-approved prospectuses.
Companies that use Balder Capital
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles3 records
Balder Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Balder Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- TRESARCcoreTRESARC is Balder Capital's own Section 110 Irish SPV designed to issue notes backed by receivables. The platform structures and executes structured finance and capital markets transactions.
Scale indicators3 records
Recent moves2 records
Expansion highlights5 records
Balder Capital competitors and assessment
Company assessmentDirect peers
- Capital on Tap: UK SME lender providing working capital and credit facilities to small businesses - competes in the same invoice/business finance niche as 4Syte.
- Argentum Capital Partners: London-based middle-market lender and asset manager providing structured credit and growth capital - closely comparable to Balder's middle-market private credit activity.
- Sancus Capital: UK alternative lender focused on short-term secured lending and asset-backed facilities - directly comparable to 4Syte's invoice, construction, and asset-based lending book.
- MarketInvoice: UK invoice finance and invoice trading platform - directly comparable to 4Syte's invoice finance product for UK SMEs.
- LendInvest: UK platform originating and structuring asset-backed loans (specialising in property) - overlaps with TRESARC's structured-finance issuance model and Balder's secured lending book.
- Iwoca: UK-based fintech lender providing short-term working capital, invoice finance, and business loans to SMEs - directly comparable to 4Syte's product slate and target market.
- Funding Circle: Leading UK platform lending to small businesses via term loans and invoice-style facilities - directly overlaps with 4Syte's SME lending offering and UK target geography.
Broad incumbents
- Close Brothers Asset Finance: Established UK challenger bank group with significant SME lending, asset finance, and invoice discounting operations - overlaps with 4Syte's product breadth from a much larger incumbent base.
- Arden Partners: London-based investment advisory and wealth management boutique serving smaller-quoted and growth companies - comparable boutique model but focused on corporate finance advisory rather than Balder's principal/lending mix.
- Cenkos Securities: Independent UK investment bank focused on small and mid-cap corporate finance, equity capital markets, and institutional fund-raising - a comparable London boutique advisory business.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Balder Capital social profiles
Digital presenceBalder Capital compliance and trust
Trust signalCompliance1 record
Balder Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Balder Capital leadership team
Management profileNumber of profiles
Profiles10 records
Balder Capital subsidiaries and ownership
Company hierarchySubsidiaries2 records
Balder Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Balder Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Balder Capital
What does Balder Capital do?
Balder Capital is a London-based independent investment boutique founded in 2015 that deploys its own capital across three strategies: (1) principal equity investments in operating companies in the UK, Nordics, and Western Europe; (2) SME lending through 4Syte, offering invoice, trade, construction, secured, and asset-based finance facilities from £30,000 to £4,000,000; and (3) wholesale funding through TRESARC, a Section 110 Irish SPV that structures and issues notes backed by receivables and working capital.
Is Balder Capital a public or private company?
Balder Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Balder Capital founded?
Balder Capital was founded in 2015. It employs 1 to 10 people.
Where is Balder Capital based?
Balder Capital is headquartered in London, United Kingdom, in the Europe region.
How does Balder Capital make money?
Three revenue lines are on record. Principal Investments are the primary driver. The others are SME Lending (via 4Syte) and wholesale Funding (TRESARC).
Who are Balder Capital's main competitors?
Direct peers on record are Capital on Tap, Argentum Capital Partners, Sancus Capital, MarketInvoice, LendInvest, Iwoca and Funding Circle. Broad incumbents are Close Brothers Asset Finance, Arden Partners and Cenkos Securities.
Does Balder Capital have an API?
No public API is recorded for Balder Capital.
What industry is Balder Capital in?
Balder Capital's product category is Investment Banking and Private Credit Services. Its primary akta.pro industry code is FSAKAGAB, SME Term Loans & Growth Capital, with a secondary code of FSANADAI, Middle-Market Lending. Its NAICS code is 523940 and its SIC code is 6282.