Latah County Title Company

What Latah County Title Company does

Latah County Title Company is an independent title insurance and escrow services provider headquartered at 106 E. Second St. in Moscow, Idaho. Founded in 1895 and formally incorporated in 1912, the firm has operated continuously for over 130 years as a locally owned business serving the Latah County real estate market. Its core offerings consist of title insurance products (owner's policies and ALTA lender's policies) and escrow and settlement services that facilitate real estate closings, alongside ancillary services including property profile requests, document recording, courier and wire handling, and long-term escrow setup.

The company operates a single physical location with a staff size reported in the 11-50 range. Its go-to-market is relationship-based and sales-led, relying on direct engagement with local realtors and lenders supplemented by a WordPress-based website that surfaces rate sheets, closing cost schedules, order forms, and educational content. Revenue is generated transactionally through settlement fees (approximately $3 per $1,000 of transaction value with stated minimums), title insurance policy premiums, recording and administrative fees (courier, wire, e-recording), and fees for specialty closings such as manufactured homes and long-term escrow arrangements. The technology footprint is minimal: no proprietary platform, no mobile application, no disclosed API, and a forthcoming online order feature currently in development.

The customer base spans three primary segments — realtors and real estate professionals, lenders and mortgage professionals, and individual property buyers and sellers — with realtors and lenders treated as the principal business channels. Marketing is predominantly content-driven through the website and direct via phone and email, and distribution is domestic and constrained to a single-county geographic footprint. No institutional ownership, funding rounds, partnerships, M&A activity, or expansion into adjacent geographies were disclosed in the available sources.

Name

Latah County Title Company

Legal name

Latah County Title Company

Website

https://latahtitle.com

Company type

Private

Founded year

1895

Operating status

Operating

Headcount range

11–50 employees

Short description

Latah County Title Company is an independent title insurance and escrow services provider in Moscow, Idaho, founded in 1895. It serves local realtors, lenders, buyers, and sellers with transaction-based title, escrow, and settlement services from a single office.

Ownership category

akta.pro rank

Product category

Title Insurance and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191), Direct Title Insurance Carriers (524127)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance
• Escrow services
• Real estate closing
• Settlement services
• Title search

Headquarters

HQ city

Moscow

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Title Insurance: The company earns revenue from title insurance policies including owner's policies and ALTA policies, which protect property owners and lenders from title defects and ownership disputes.
2. Escrow and Settlement Services: Revenue generated from settlement fees charged at $3 per thousand of transaction value plus minimum fees. Services include facilitating real estate transactions, managing funds, and coordinating closings.
3. Recording and Administrative Fees: Additional fees charged for recording documents with the county recorder, courier services, wire transfers, and other administrative tasks associated with real estate transactions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

Latah County Title Company underwrites and issues title insurance policies (owner's policies and ALTA lender's policies) and provides escrow and settlement services for residential and commercial real estate transactions in Latah County, Idaho. It facilitates closings for purchases, sales, refinances, and manufactured home transfers, coordinating document recording, fund holding, and closing logistics for realtors, lenders, buyers, and sellers.

Product overview

Latah County Title Company offers a portfolio of title insurance and escrow services for real estate transactions in Latah County, Idaho. The core offerings include title insurance products (owner's policies and ALTA lender's policies) and escrow services for purchase, sale, and refinance transactions. Supporting service offerings include closing cost schedules for purchase/sale and refinance transactions, a rate sheet for title insurance pricing, and a property profile request form for realtors. Some digital features such as Place an Order and Rate Quote are noted as coming soon.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Title insurance policies (owner's policy and ALTA lender's policy) that protect buyers and lenders against title defects, liens, encumbrances, or ownership disputes discovered after a real estate closing. Issued to property owners and lenders in Latah County, Idaho.
• Escrow Services Neutral third-party escrow services that hold funds and documents during real estate transactions, ensuring secure handling of payments and paperwork until transaction completion for buyers, sellers, lenders, and realtors.
• Purchase and Sale Closing Services Settlement services for residential and commercial purchase and sale transactions, including settlement fees (split 50/50 between buyer and seller by default), owner's and ALTA lender's policies, and manufactured home closings, with publication of closing cost schedules.
• Refinance Closing Services Settlement services for refinance transactions, including refinance settlement fees (typically $3 per thousand of loan amount with a $150 minimum), title insurance per the filed rate sheet, plus standard ancillary fees (courier, wire, CPL, reconveyance, recording).
• Manufactured Home Closing Services Closing services tailored for manufactured home transactions, settled at $3 per thousand plus a $200 minimum, with optional DMV title transfer and statement-of-intent services for converting personal property to real property.
• Long-Term Escrow Services Setup and ongoing management of long-term escrow accounts, charged a set-up fee of $2.50 per thousand with a $150 minimum.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves3 records

Expansion highlights2 records

Direct peers

• WFG National Title Insurance Company: National title underwriter focused on independent title agents and direct operations. Comparable as a title insurance underwriter that competes for lender business and supports independent agency models similar to Latah County Title.
• North American Title Insurance Company: National title insurance underwriter serving residential and commercial real estate transactions. Comparable as a competitor issuing owner's and lender's policies and providing escrow and closing services to similar customer segments.

Broad incumbents

• Fidelity National Title: Major national title insurer providing title insurance, escrow, and transaction services through direct and agency channels. Comparable as a direct competitor for institutional lender volume and large commercial deals in the Idaho market.
• First American Title Insurance Company: Largest U.S. title underwriter offering national direct title insurance, escrow, and closing services. Comparable because Latah County Title competes for the same lender and realtor business against First American's local agents and direct operations.
• Stewart Title: National title insurance underwriter with direct operations across the U.S. Comparable because Stewart competes for the same realtor and lender relationships and offers similar owner's and lender's policy products that Latah County Title issues.
• Old Republic Title: Large national title underwriter with agency and direct operations. Comparable as a competitor providing title insurance and escrow services to lenders and real estate professionals across multiple states including the Pacific Northwest.

Regional players

• Pioneer Title Company of Idaho: Regional Idaho title and escrow company serving multiple counties in the state. Comparable as a same-state competitor offering similar title insurance, escrow, and closing services to realtors and lenders, though with broader geographic reach.
• TitleOne Corporation: Idaho-based title and escrow company serving residential and commercial transactions across the state. Comparable as a regional peer offering the same core title insurance and escrow services with multi-county coverage in Idaho.
• Idaho Title & Escrow: Independent Idaho-based title and escrow company offering residential and commercial closing services. Comparable as a same-state local title agency providing title insurance and escrow services in similar markets.

Others

• Real Estate Law Firm (Idaho): Idaho real estate and property law firms that handle title examination, deed preparation, and closing services. Comparable as an adjacent service provider competing for some title-related work, particularly in transactions where attorney involvement is required.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/profile.php

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Latah County Title Company