Aussie Car Loans
Aussie Car Loans (CarLoans.com.au Pty Ltd) is an Australian car loan brokerage founded in 1993, connecting personal and business borrowers with a panel of 10+ lenders via an online platform and monetizing through broker commissions from Firstmac and other panel partners.
- Company typePrivate
- Founded1993
- HeadquartersSydney, Australia
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Aussie Car Loans does
Aussie Car Loans (legal entity CarLoans.com.au Pty Ltd) is an Australian car loan brokerage founded in 1993 and headquartered in Brisbane, Queensland (Riverside Centre, 123 Eagle St). The company operates as an intermediary that matches personal and business borrowers with a panel of more than ten Australian lenders, including Firstmac (its parent group), AlexBank, Metro, Wisr, Money3, Latitude Financial Services, Liberty Financial, Macquarie, Pepper Money, and AMMF. Its product portfolio spans new and used car financing, refinancing, classic and vintage vehicle loans, business and commercial finance structures (chattel mortgage, novated leases, hire purchase, operating leases), and specialty lending for bad-credit and low-documentation borrowers. Supporting tools include a loan repayment calculator and a loan protection insurance add-on. The company holds Australian Credit Licence 433137 and ABN 88 161 036 228.
The platform is built around an online self-serve application and quote engine that delivers conditional pre-approval within minutes, supplemented by phone-based consultation (1300 889 669) and an enquiry contact form. Marketing is largely digital, relying on SEO, organic search, and a regularly updated blog covering car buying and finance education, with content published through 2025. The website exposes an ecosystem of sister brokerage sites extending the parent group's footprint into adjacent lending verticals: Bike, Boat, Caravan, Truck, Equipment, and Personal Loans. No AI/ML capabilities, proprietary technology stack details, or integrations beyond the web platform are disclosed.
Aussie Car Loans monetizes primarily through referral and origination commissions paid by panel lenders when borrowers are successfully matched with financing products, classifying the revenue model as affiliate/referral. Pricing is not publicly disclosed; loan terms range from 12 to 84 months with fortnightly or monthly repayment options, and finance is available up to 100% of vehicle value with no deposit required. No revenue, headcount, or funding figures are publicly disclosed, the company is privately held, and there is no public listing or venture capital involvement indicated.
Aussie Car Loans firmographics
Firmographics- Name
- Aussie Car Loans
- Legal name
- CarLoans.com.au Pty Ltd
- Website
- https://aussiecarloans.com.au
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Aussie Car Loans (CarLoans.com.au Pty Ltd) is an Australian car loan brokerage founded in 1993, connecting personal and business borrowers with a panel of 10+ lenders via an online platform and monetizing through broker commissions from Firstmac and other panel partners.
- Ownership category
- akta.pro rank
Aussie Car Loans industry classification
Industry- Product category
- Auto Loan Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Auto & Vehicle Loan Brokerage (FSAEAEAK)
- akta.pro secondary industry
- New & Used Auto Purchase Loans (FSAKADAA)
Keywords
Where Aussie Car Loans is headquartered
LocationHeadquarters
- HQ city
- Sydney
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Aussie Car Loans business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Others
Revenue model
- Broker Commission / Referral Fees: Aussie Car Loans operates as a car loan broker earning commission from panel lenders (Firstmac, AlexBank, Metro, Wisr, Money3, Latitude, Liberty, Macquarie, Pepper Money, AMMF) when they successfully match borrowers with appropriate financing products. Revenue is generated through origination commissions paid by lending partners.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Personal Car Loans - variable and fixed rate options |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Aussie Car Loans product offering
Product offeringCore offering
Aussie Car Loans is an Australian car loan brokerage that matches consumer and business borrowers with a panel of more than ten lenders for new, used, classic, low doc, bad credit, business, and refinancing car finance. The company earns broker commissions from lenders on settled loans and offers optional loan protection insurance and an online repayment calculator as part of its service.
Product overview
Aussie Car Loans is a car finance broker/marketplace operating as a single platform that connects borrowers with a panel of approved lenders. The core offering consists of secured, low-rate personal and business car loans with flexible terms (12 to 84 months) and repayment options (fortnightly or monthly). The product portfolio centers on vehicle financing across the vehicle lifecycle: new car loans, used car loans, car loan refinancing, classic car loans, and bad credit car loans. Business car finance options include chattel mortgage, novated leases, hire purchase, and operating leases. Supporting tools include a car loan repayment calculator and loan protection insurance. The company operates exclusively in Australia, serving both personal and commercial customers through an online application process with fast approval.
Differentiator
Problem solved
Functional benefit
Products and services
- New Car Finance
Quantifiable outcome
- Pre-approved loans with conditional approval in minutes
Companies that use Aussie Car Loans
Customer profileSegments5 records
Ideal customer profiles5 records
Aussie Car Loans technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Aussie Car Loans partnerships and signals
Strategic signalScale indicators2 records
Recent moves5 records
Expansion highlights4 records
Aussie Car Loans competitors and assessment
Company assessmentEmerging players
- Wisr: Australian fintech lender offering personal and automotive loans through a digital platform. Aussie Car Loans panel partner; represents a digital-first lending competitor that could increasingly bypass brokers.
- Money3: Australian non-bank lender (and Aussie Car Loans panel member) focused on secured and unsecured personal loans, including auto finance to non-prime borrowers. Comparable in specialty credit positioning but operates as a direct lender rather than broker.
Broad incumbents
- iSelect: Large Australian comparison and intermediation platform covering insurance, energy, and personal finance products including car loans. Represents broader incumbent competition for consumer finance comparison and lead generation.
- Latitude Financial Services: Major Australian consumer finance provider (and Aussie Car Loans panel member) offering personal loans, auto finance, and credit cards. Comparable in product scope but competes as a direct lender rather than broker.
- RateCity: Australia's leading financial product comparison platform covering car loans, mortgages, credit cards, and deposits. Indirectly competes by commoditizing the broker comparison step and connecting borrowers directly to lenders.
- Carsales: Australia's dominant automotive marketplace where vehicle buyers research and purchase. Operates adjacent finance offerings (Carsales Finance) and competes for the same borrower funnel at the top of the purchase journey.
Direct peers
- Stratton Finance: One of Australia's largest independent car loan brokers, offering new, used, business, and refinance auto finance through a panel of lenders. Highly comparable to Aussie Car Loans in business model, customer segments, and broker-led distribution approach.
- CarLoans.com.au: Sibling/parent entity of Aussie Car Loans under Firstmac, retailing car loan broker services across Australia. Directly comparable business model and serves the same customer base, often linked via the same parent infrastructure.
- Loans.com.au: Australian online lender and broker offering personal, car, and home loans through a digital platform. Adjacent in the broker/online lending space with overlap in auto finance, though broader in product scope.
- Jade Car Loans: Australian car loan broker focused on personal and business vehicle finance with a panel of lenders. Closely comparable in product breadth, target customer, and online application funnel.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Aussie Car Loans social profiles
Digital presenceAussie Car Loans financial estimates
Financial estimateRevenue estimate
Valuation estimate
Aussie Car Loans leadership team
Management profileNumber of profiles
Aussie Car Loans funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Aussie Car Loans M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Aussie Car Loans
What does Aussie Car Loans do?
Aussie Car Loans is an Australian car loan brokerage that matches consumer and business borrowers with a panel of more than ten lenders for new, used, classic, low doc, bad credit, business, and refinancing car finance. The company earns broker commissions from lenders on settled loans and offers optional loan protection insurance and an online repayment calculator as part of its service.
Is Aussie Car Loans a public or private company?
Aussie Car Loans is a private company. It is classified as corporate owned and is currently operating.
When was Aussie Car Loans founded?
Aussie Car Loans was founded in 1993. It employs 11 to 50 people.
Where is Aussie Car Loans based?
Aussie Car Loans is headquartered in Sydney, Australia, in the Oceania region.
How does Aussie Car Loans make money?
One revenue line is on record: broker Commission / Referral Fees.
Who are Aussie Car Loans's main competitors?
Emerging players on record are Wisr and Money3. Broad incumbents are iSelect, Latitude Financial Services, RateCity and Carsales. Direct peers are Stratton Finance, CarLoans.com.au, Loans.com.au and Jade Car Loans.
Does Aussie Car Loans have an API?
No public API is recorded for Aussie Car Loans.
What industry is Aussie Car Loans in?
Aussie Car Loans's product category is Auto Loan Brokerage. Its primary akta.pro industry code is FSAEAEAK, Auto & Vehicle Loan Brokerage, with a secondary code of FSAKADAA, New & Used Auto Purchase Loans. Its NAICS code is 522310 and its SIC code is 6163.