A1 Charge
- Company typePrivate
- Founded-
- HeadquartersNew York, United States
- Headcount—
- GTM typeB2B
- OfferingServices
A1 Charge firmographics
Firmographics- Name
- A1 Charge
- Legal name
- A1 Charge Corp
- Website
- https://a1charge.com
- Company type
- Private
- Operating status
- Operating
- Ownership category
- akta.pro rank
A1 Charge industry classification
Industry- Product category
- Merchant Payment Processing
- NAICS
- Credit Card Issuing (522210), Sales Financing (52222)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)
- akta.pro secondary industries
- Chargeback & Dispute Management (FSAMALAC), Direct Debit / ACH Collections & Recurring Billing (FSAMAGAE)
Keywords
Where A1 Charge is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
A1 Charge business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Transaction Processing Fees: Charges a flat rate of 2.69% per swipe, dip, or tap for payment processing. Same rate applies for all major cards.
- VIP Member Subscription: Monthly subscription at $89.99 with interchange + 9BP + 9 cents per transaction. Includes Dispute Manager, customer service, and digital/printed receipts.
- Hardware Sales: Sells POS terminals (Ingenico, PAX, Poynt), thermal printers, cash drawers, barcode scanners, and complete hardware bundles ranging from $10 to $1,049.
- Merchant Services: Additional services including ACH processing, merchant analytics, and dispute management (Dispute Manager available as $5.95/month add-on or free with VIP plan).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Monthly | VIP Member Plan - $89.99/month with interchange-plus pricing |
| Transaction based/ take rate | Monthly | Flat Rate Processing - 2.69% per swipe/dip/tap |
| Freemium | Monthly | Free POS Bundle |
| Unit Pricing | Pay-as-you-go | Credit Card Terminals |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
A1 Charge product offering
Product offeringCore offering
A1 Charge is a merchant services provider that processes credit card, debit card, mobile wallet (Apple Pay, Samsung Pay), and ACH payments for businesses of all sizes, operating as a registered Independent Sales Organization of Wells Fargo Bank, N.A. Core pricing is a flat 2.69% per swipe/dip/tap, with a VIP interchange-plus subscription plan at $89.99/month. The company also resells POS hardware (terminals, printers, cash drawers), bundles a free eHopper-based POS software, and offers add-on tools for chargeback dispute management and merchant analytics.
Product overview
A1 Charge is a merchant services provider offering an integrated payment ecosystem combining payment processing services with hardware products and POS software. The core offering includes payment processing at 2.69% per transaction with flat rate pricing, supplemented by Dispute Manager for automated chargeback resolution, Merchant Analytics for business intelligence, and ACH for electronic check acceptance. The product portfolio is anchored by credit card terminals from manufacturers including Ingenico (IPP 320, ICT250, ISC250), PAX (S-300, D210), First Data (FD130, FD35), and Poynt (P3301). Hardware bundles include All-in-One Touchscreen POS terminals, thermal printers (Star Micronics TSP100, TSP654II), cash drawers (APG Vasario series), and accessories. The company partners with eHopper for POS software, offering bundled hardware packages that include eHopper POS Software Essential Plan. A1 Charge operates as a registered Independent Sales Organization of Wells Fargo Bank.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Processing Services
Quantifiable outcome
- 99.999% uptime for transaction processing
- +2 more outcomes
Companies that use A1 Charge
Customer profileNamed customers12 records
Segments4 records
Ideal customer profiles3 records
A1 Charge technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
A1 Charge partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core, major and supporting.
- eHoppercoreeHopper provides cloud-based POS software that A1 Charge bundles with their payment processing. The partnership includes free POS software, hardware integration, and co-branded product offerings including the eHopper All-in-One POS terminals sold through A1 Charge.
- IngenicomajorIngenico provides payment terminals (iSC Touch 250, iPP 320, iCT 250) that A1 Charge sells and integrates with their payment processing platform. Terminals support EMV, NFC/contactless, and PCI PTS certifications.
- PAX TechnologymajorPAX provides payment terminals (D210, S300) that A1 Charge integrates with their payment processing. D210 is MFi certified by Apple for iPad/iPhone integration.
- PoyntsupportingPoynt P3301 smart terminal is offered through A1 Charge with eHopper integration for handheld POS operations.
- Star MicronicssupportingStar Micronics provides thermal receipt printers (TSP100, TSP654) sold through A1 Charge for POS integration.
- APG (Adaptive Peripheral Graphics)supportingAPG provides cash drawers (14x16, 16x16) sold through A1 Charge, compatible with eHopper POS and Star Micronics printers.
- Elo TouchsupportingElo PayPoint Plus for iPad is offered as a hardware bundle through A1 Charge, integrating with eHopper POS software and including Honeywell scanner and Star printer.
- ISV PartnerscoreA1 Charge delivers exclusive integration with Independent Software Vendor (ISV) partners, providing seamless payment processing within various software ecosystems.
Scale indicators3 records
Recent moves1 record
Expansion highlights4 records
A1 Charge competitors and assessment
Company assessmentBroad incumbents
- Stripe: Stripe is a global payments platform serving businesses of all sizes with payment processing, hardware (Stripe Terminal), and software integrations — overlapping A1 Charge's merchant acceptance and developer integrations at much larger scale.
- PayPal: PayPal offers card processing, POS (PayPal Zettle), and payment acceptance solutions for SMBs — a broad incumbent comparable to A1 Charge's merchant services across multiple customer sizes.
Direct peers
- Helcim: Helcim is a payments processor offering transparent interchange-plus pricing and merchant services to SMBs — directly competing with A1 Charge on pricing transparency and SMB targeting.
- Toast: Toast is a restaurant-focused POS and payments platform with proprietary software and hardware — comparable to A1 Charge's QSR segment offering and overall bundled merchant services model.
- Stax (formerly Fattmerchant): Stax is a subscription-based payment processing provider targeting SMBs with interchange-plus pricing — directly comparable to A1 Charge's VIP Member subscription model.
- PaymentCloud: PaymentCloud is an ISO-style merchant services provider offering card processing, POS, and high-risk merchant accounts to SMBs — directly comparable in business model and target market.
- Square (Block): Square offers flat-rate card processing, POS hardware (Square Reader, Terminal), and a software ecosystem targeting SMB merchants — directly overlapping A1 Charge's core payment processing and hardware offering.
- Clover Network (Fiserv): Clover provides a POS system with integrated payment processing, hardware terminals, and merchant software — directly comparable to A1 Charge's eHopper + terminal bundle for SMB and retail merchants.
- Dharma Merchant Services: Dharma is an SMB-focused merchant services ISO offering transparent interchange-plus pricing and POS integrations — directly comparable to A1 Charge on pricing model and SMB target segment.
- National Processing: National Processing is a merchant services ISO offering credit card processing, POS solutions, and payment hardware to SMBs — closely mirrors A1 Charge's ISO business model and SMB focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
A1 Charge social profiles
Digital presenceA1 Charge compliance and trust
Trust signalCompliance9 records
A1 Charge financial estimates
Financial estimateRevenue estimate
Valuation estimate
A1 Charge leadership team
Management profileNumber of profiles
A1 Charge funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
A1 Charge M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about A1 Charge
What does A1 Charge do?
A1 Charge is a merchant services provider that processes credit card, debit card, mobile wallet (Apple Pay, Samsung Pay), and ACH payments for businesses of all sizes, operating as a registered Independent Sales Organization of Wells Fargo Bank, N.A. Core pricing is a flat 2.69% per swipe/dip/tap, with a VIP interchange-plus subscription plan at $89.99/month. The company also resells POS hardware (terminals, printers, cash drawers), bundles a free eHopper-based POS software, and offers add-on tools for chargeback dispute management and merchant analytics.
Is A1 Charge a public or private company?
A1 Charge is a private company. It is classified as unknown and is currently operating.
When was A1 Charge founded?
A1 Charge was founded in -1.
Where is A1 Charge based?
A1 Charge is headquartered in New York, United States, in the North America region.
How does A1 Charge make money?
Four revenue lines are on record. Transaction Processing Fees are the primary driver. The others are VIP Member Subscription, hardware Sales and merchant Services.
Who are A1 Charge's main competitors?
Broad incumbents on record are Stripe and PayPal. Direct peers are Helcim, Toast, Stax (formerly Fattmerchant), PaymentCloud, Square (Block), Clover Network (Fiserv), Dharma Merchant Services and National Processing.
Does A1 Charge have an API?
No public API is recorded for A1 Charge.
What industry is A1 Charge in?
A1 Charge's product category is Merchant Payment Processing. Its primary akta.pro industry code is FSAMAFAF, A2A Checkout & Merchant Acceptance Solutions, with a secondary code of FSAMALAC, Chargeback & Dispute Management. Its NAICS code is 522210 and its SIC code is 6159.