Eumo

What Eumo does

Eumo (非営利株式会社eumo) is a Tokyo-based non-profit corporation founded on September 13, 2018, whose stated mission is to realize a 'Symbiotic Capital Society' (共感資本社会) — an economic model organized around empathy rather than efficiency. The company operates a portfolio of products built around this thesis. Its core asset is 共感コミュニティ通貨eumo (ë), a smartphone-based community currency app (iOS/Android) that enables peer-to-peer and merchant transactions via QR codes, with a distinctive 3-month currency expiry that triggers redistribution to encourage circulation over hoarding, and a built-in gift-messaging layer that socializes the act of paying. Multiple region-specific currencies (いいづなpay in Nagano, 京都祭コイン, NISEKO eumo, 国生みコイン, 閻魔コイン, etc.) run on the same platform.

Complementing the currency platform, eumo Academy delivers courses and field workshops (with 100+ trained alumni across regions including Hida, Yame, Minamiashigara, and Okazaki) to cultivate practitioners of empathetic business. The 共鳴経営SALON is a paid membership community (¥12,000/month plus ¥110 handling fee) for entrepreneurs and executives seeking to apply empathetic management principles, distributing 2,000 eumo (ë) to members each month. A shareholder community on FUNDINNO MARKET enables secondary trading of the company's equity, with shareholders receiving monthly eumo instead of cash dividends.

Eumo monetizes via a 1.1% take rate on currency exchanges, SALON subscription fees, Academy course fees, and shareholder community activity. Distribution is hybrid: direct-to-consumer via app stores, B2B2C through merchant networks, and event-driven via Peatix ticketing and the company's own workshops. The customer base is highly diversified across SMB retail, agriculture, F&B, wellness, and a small number of enterprise accounts (e.g., Medical Corporation Showa Ikueikai), with no apparent external VC/PE backing and a 2024 capital reduction pointing to balance-sheet repositioning within the non-profit structure.

Name

Eumo

Legal name

非営利株式会社eumo

Website

https://eumo.co.jp

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Eumo is a Tokyo-based non-profit corporation operating the eumo (ë) community currency mobile payment app, eumo Academy, and the paid 共鳴経営SALON executive community, serving SMB merchants, conscious consumers, and entrepreneurs across multiple Japanese regions with empathy-based local economic circulation.

Ownership category

akta.pro rank

Product category

Community Currency Platform

akta.pro primary industry

Digital Wallet Platforms (Consumer & Merchant) (BPAMAFAC)

Keywords

• Community currency platform
• Mobile payment app
• Empathetic management education
• Regional revitalization
• Gift economy platform

Headquarters

HQ city

Tokyo

HQ country

Japan

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Revenue model

1. Community Currency Transaction Fees: Eumo charges a 1.1% transaction fee on currency exchanges and redemptions within the community currency ecosystem.
2. 共鸣経営SALON Membership Fees: Monthly membership fee of 12,000 yen (plus 110 yen handling fee) for access to the empathetic management salon, including seminars, networking events, and educational content. Members also receive 2,000 eumo monthly.
3. eumo Academy Course Fees: Revenue from educational programs and field workshops teaching empathetic business practices and community-building skills.
4. Shareholder Community Platform: Eumo facilitates shareholder community transactions on FUNDINNO MARKET, enabling equity trading among shareholders of the company.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Eumo operates a community currency smartphone payment app, 共感コミュニティ通貨eumo (ë), which enables gift-based transactions between users and merchants via QR code payments with a 3-month currency expiration designed to encourage circulation over saving. The company complements this core platform with eumo Academy, an educational program training practitioners in empathetic capital society concepts, and eumo 共感経営SALON, a paid membership community for entrepreneurs practicing empathetic management. The platform supports multiple regional community currencies (e.g., いいづなpay, 京都祭コイン) under a unified mobile infrastructure.

Product overview

Eumo operates a multi-product platform centered on the concept of an 'Empathetic Capital Society.' The core product is the 共感コミュニティ通貨eumo smartphone payment app, which enables community-based currency transactions with gift messaging and social features. This core platform is complemented by eumo Academy, an educational platform training practitioners in empathetic capital principles through courses and field works; eumo共感経営SALON, a membership-based entrepreneur community for practicing empathetic management; and a shareholder community platform on FUNDINNO MARKET enabling peer-to-peer stock trading with shareholder benefits including monthly eumo currency distribution. The platform architecture combines a consumer mobile app (iOS/Android) with separate web-based platforms for education, business community management, and equity services.

Differentiator

Problem solved

Functional benefit

Brands

• 共感コミュニティ通貨eumo (ë): Community currency platform enabling gift-based economic activities and empathetic transactions among users and merchants.
• eumo Academy
• eumo共感経営SALON
• eumo LIFE

Products and services

• 共感コミュニティ通貨eumo (ë) Mobile App A community currency smartphone payment app (iOS/Android) that enables gift-based transactions between consumers and merchants. Currency has a 3-month validity period to encourage circulation; expired currency is redistributed to community members. Includes social features for sending gifts with messages and supports QR code-based peer-to-peer payments.
• eumo Academy An educational platform offering courses, field workshops, and networking opportunities to cultivate practitioners of empathetic capital society principles. Includes Well-being courses and corporate field work programs. Has trained over 100 students with regional activities spanning Hida, Yame, Minamiashigara, and Okazaki.
• eumo 共感経営SALON A paid monthly membership community (12,000 yen + 110 yen handling fee) for entrepreneurs and executives seeking to practice empathetic management. Members receive 2,000 eumo (ë) monthly as a benefit, and access seminars, networking events, lectures, and consultations on empathetic business operations.
• 株主コミュニティ (Shareholder Community on FUNDINNO MARKET) A shareholder community platform enabling eumo shareholders to trade company equity peer-to-peer through FUNDINNO MARKET, regulated by the Japan Securities Dealers Association. Shareholders receive monthly eumo (ë) community currency distribution in lieu of cash dividends.

Quantifiable outcome

• eumo Academy has trained over 100 students with expanded regional activities
• +2 more outcomes

Named customers5 records

Segments4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• General Incorporated Association Earth Day Japan Network (一般社団法人アースデイジャパンネットワーク)coreGTM or Marketing Partner · 20 March 2026Eumo partnered with Earth Day Japan Network as an official partner for 2026. This partnership connects Earth Day activities across Japan through the company's community currency platform, promoting environmental awareness and action through local economic circulation.
• FUNDINNO MARKETminorChannel Partner/ Reseller/ DistributorEumo utilizes FUNDINNO MARKET to operate its shareholder community, enabling shareholders to trade company equity online through the shareholder community system regulated by the Japan Securities Dealers Association.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• BerkShares: BerkShares is a local currency for the Berkshire region of Massachusetts, USA, operating since 2006 with local merchant acceptance networks and circulation mechanisms. Both platforms enable community-specific currencies with merchant participation for localized economic vitality.
• Sardex: Sardex is Italy's B2B mutual credit network operating a community currency for Italian SMEs with transaction-fee-based monetization. Both platforms run complementary currency systems enabling localized economic circulation, sharing similar conceptual frameworks around alternative currency and merchant participation models.
• WIR Bank: WIR Bank is Switzerland's oldest complementary currency cooperative, providing member-owned interest-free credit for SMEs since 1934. Both Eumo and WIR operate cooperative-based alternative currency platforms pooling member resources for localized economic exchange, with similar cooperative ownership structures.
• Grassroots Economics: Grassroots Economics is a Kenya-based nonprofit creating community inclusion currencies for marginalized East African communities. Both organizations operate as nonprofit entities building community currency ecosystems with explicit social-mission focus, using mobile-based complementary currency design.
• Bristol Pound: Bristol Pound was a community currency for Bristol, UK that operated from 2012, demonstrating both the potential and challenges of municipal-scale local currency adoption. Comparable to Eumo's regional community currency approach in design philosophy and merchant onboarding model.

Broad incumbents

• PayPay: PayPay is Japan's dominant mobile QR payment platform with hundreds of millions of users and broad merchant acceptance. Both Eumo and PayPay operate smartphone-based QR payment wallets in Japan, but PayPay's scale and SoftBank/Yahoo Japan backing represent the incumbency Eumo's community currency competes against.
• Rakuten Pay: Rakuten Pay is Rakuten Group's mobile QR payment service in Japan with deep ecosystem integration across e-commerce, banking, and loyalty. Operates in the same Japanese QR-code mobile payment category as Eumo's currency platform with broad incumbent positioning.
• LINE Pay: LINE Pay is a Japanese mobile payment service from LY Corporation (formerly LINE, now merged with PayPay Corporation). Operates in the same QR-code mobile payment space as Eumo's currency platform and represents established incumbency in the Japanese mobile payment market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/boteumo
• YouTubeyoutube.com/channel/UCgXc23_Slx7DWcFvlT16i5A
• Facebookfacebook.com/eumo.co.jp

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments2 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eumo