Fire - Consulting & Credit Management

What Fire - Consulting & Credit Management does

Fire Group SpA, operating as "Gruppo Fire" (trade name Fire - Consulting & Credit Management), is an Italian credit management and consulting firm founded in 1992 and headquartered in Milan, Italy. The company offers a single core offering, "Lifetime Credit Management," encompassing credit management, advisory, tax collection, and ratings services for clients in the Italian market, with European positioning signaled through its industry affiliations.

The firm's product portfolio is narrow, centered on the Lifetime Credit Management framework with adjacent ratings services. No information is disclosed regarding proprietary technology platforms, software systems, modular product architecture, or AI-enabled capabilities. The revenue mechanics — pricing model, fee structure, customer segmentation, and contract terms — are not publicly disclosed. The company maintains a bilingual Italian/English website at fire.eu and holds memberships in UNIREC (Italian Association of Credit Recovery Companies) and FENCA (European Federation of Credit Management Associations), indicating embedded positioning within the Italian and European credit management trade body infrastructure.

No management team, ownership structure, customer logos, case studies, financial figures, or fundraising history are publicly available. The firm is GDPR-compliant per its privacy policy. With 251-500 employees, the company represents a mid-sized specialized services business in Italy's regulated credit management industry, though the absence of disclosed growth, M&A, or product milestones means externally visible momentum is limited.

Name

Fire - Consulting & Credit Management

Legal name

Fire Group SpA

Website

https://fire.eu

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

251–500 employees

Short description

Fire Group SpA (Gruppo Fire) is an Italian credit management and consulting firm founded in 1992 and headquartered in Milan. It serves Italian and European clients with a core Lifetime Credit Management offering spanning credit management, advisory, tax collection, and ratings services.

Ownership category

akta.pro rank

Product category

Credit Management Services

NAICS

Other Activities Related to Credit Intermediation (522390), Activities Related to Credit Intermediation (5223), Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Risk Management Consulting (Enterprise & Operational Risk) (FSAEADAG)

akta.pro secondary industries

Tax Operations Support (Indirect Tax, Withholding, Compliance Admin) (BPAAAGAI), Turnaround, Restructuring & Crisis Management Consulting (BPAHACAO)

Keywords

• Debt recovery
• Credit management
• Credit advisory
• Tax collection services
• Debt collection

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Core offering

Fire - Consulting & Credit Management (operating as Gruppo Fire / Fire Group SpA) provides credit management and debt recovery services, including advisory and tax collection services. Its core commercial offering is a "Lifetime Credit Management" service that supports clients across the full lifecycle of credit exposure. The firm also offers ratings services tied to its credit management practice.

Product overview

Fire - Consulting & Credit Management operates as a credit management and consulting firm. The company offers Lifetime Credit Management as its core service offering, along with ratings services. The product portfolio centers on credit management consulting services, with no modular or multi-product architecture apparent in the provided sources.

Differentiator

Problem solved

Functional benefit

Products and services

• Lifetime Credit Management End-to-end credit management service offered by Fire Group, covering the entire lifecycle of credit exposure for business clients, including debt recovery and ongoing credit management support.
• Ratings Services Credit ratings services provided by Fire Group in connection with its credit management practice.
• Advisory and Tax Collection Services Advisory services and tax collection services provided by Fire Group alongside its credit management practice.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• UNIRECminorOthersItalian Association of Credit Recovery Companies - industry membership organization representing credit management companies in Italy. Gruppo Fire displays UNIREC affiliation logo on their website.
• FENCAminorOthersEuropean Federation of Credit Management Associations - European industry body for credit management. Gruppo Fire displays FENCA affiliation logo on their website.

Recent moves4 records

Expansion highlights3 records

Direct peers

• EOS Group: Germany-headquartered EOS Group is a major European provider of receivables management and debt collection services, directly comparable in scope and customer type to Fire's business.
• Cerved: Cerved is an Italian leader in credit information, ratings, and management services, serving the same Italian corporate credit market with overlapping offerings including ratings and recovery.
• Intrum AB: Sweden-based Intrum is Europe's largest credit management and debt collection firm, offering end-to-end services similar to Fire's Lifetime Credit Management across multiple European markets.
• CRIF: Bologna-headquartered CRIF is one of Italy's largest credit bureau and business information providers, with overlapping credit data, ratings, and management activities relevant to Fire's offerings.

Broad incumbents

• PRA Group: PRA Group is a large US-listed global acquirer and manager of nonperforming loans, with European operations across debt purchase and recovery - a broad incumbent in the same credit-recovery category.
• Hoist Finance: Hoist Finance is a Stockholm-listed European debt purchaser and credit manager; it operates across the same credit lifecycle stages as Fire and competes for similar NPL and consumer credit mandates.
• Coface: Coface is a global credit insurance and risk management provider; while its core is trade credit insurance, it operates broadly in the same credit-risk advisory space as Fire and serves overlapping corporate clients.

Regional players

• Kruk SA: Poland-based Kruk is a leading Central and Eastern European debt collection and management firm with comparable services; while geographically distinct, its business model closely mirrors Fire's credit management approach.
• Lowell: Lowell is a major UK and European credit management and debt purchase firm offering consumer and SMB collections services comparable to Fire, though operating primarily in UK/Nordic geographies.

Emerging players

• Modefinance: Modefinance is an Italian fintech credit rating agency with overlap on Fire's ratings services, representing a digitally-native emerging alternative in Fire's core Italian ratings segment.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fire - Consulting & Credit Management