Hirsch Insurance Brokerage

What Hirsch Insurance Brokerage does

Hirsch Insurance Brokerage, LLC is an independently owned, boutique insurance brokerage founded in 2010 by Zachary A. Hirsch and headquartered in Houston, Texas. The firm specializes in professional liability (errors and omissions) and cyber liability insurance, targeting lawyers, independent insurance agencies, accountants, real estate professionals, and other business consultants as primary verticals. It is licensed to operate across multiple U.S. states, with the IAOA-E&O affinity program specifically admitted in all 50 states through Aspen Insurance underwriting capacity rated A by A.M. Best.

The company's product portfolio centers on professional liability and cyber insurance, supplemented by an array of commercial lines — business owners policy, general liability, commercial property, excess/umbrella, D&O, EPLI, workers' compensation, commercial crime, and commercial auto — as well as personal lines (auto, home, life, flood). It also administers the IAOA-E&O affinity program underwritten by Aspen, which pairs E&O coverage up to $10 million with risk-management services from Wilson Elser Moskowitz Edelman & Dicker LLP. Distribution is primarily phone-based inside sales supported by website quote forms, with content marketing via blog and social channels (Facebook, LinkedIn, Twitter).

The business model is commission-based revenue from insurance carriers for premium volume placed, with pricing on a subscription-like recurring annual premium cycle (E&O policies start at approximately $60 per month and vary by employees, industry, and revenue). The firm is founder-controlled, self-funded, operates without external venture or private equity investment, and runs as a small team led by Hirsch. Technology is limited to standard brokerage tooling — there is no proprietary platform, no disclosed API, and no AI components.

Name

Hirsch Insurance Brokerage

Legal name

Hirsch Insurance Brokerage, LLC

Website

https://hirschinsuranceagency.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

Hirsch Insurance Brokerage is an independent, founder-led Houston-based boutique insurance brokerage specializing in professional liability (E&O) and cyber liability coverage for lawyers, insurance agencies, accountants, and real estate professionals, operating via phone-based inside sales and the IAOA-E&O affinity program.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Professional Liability (E&O) (FSAJAGAC)

akta.pro secondary industries

Professional Umbrella / Excess (E&O/D&O Wrap) (FSAJANAH), Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Professional liability insurance
• Errors and omissions coverage
• Cyber liability insurance
• Commercial insurance brokerage
• Insurance affinity programs

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Revenue generated through commissions from insurance carriers for placing professional liability, cyber liability, and commercial insurance policies. As an independent brokerage, they earn commissions from multiple insurance carriers based on premium volume placed.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

Hirsch Insurance Brokerage is an independently owned, full-service niche insurance brokerage that places professional liability (E&O), cyber liability, and a broad range of commercial insurance policies on behalf of professional services firms. It also administers the exclusive IAOA-E&O affinity program for independent insurance agency owners. The firm operates as an independent agent, accessing multiple carriers to deliver tailored coverage and risk management services.

Product overview

Hirsch Insurance Brokerage is an independently owned, full-service niche insurance brokerage offering a comprehensive portfolio of insurance products. The core offerings center on Professional Liability (E&O) Insurance and Cyber Liability Insurance, with additional commercial coverage products including Business Owners Policy (BOP), General Liability, Commercial Property, Excess/Umbrella Liability, Directors & Officers, Employment Practices Liability (EPLI), Workers' Compensation, Commercial Crime, and Commercial Auto Insurance. The company also provides Personal Lines Insurance (auto, home, renters, health, life, and flood). A notable offering is the IAOA-E&O Affinity Program, an exclusive E&O insurance program underwritten by Aspen Insurance for independent insurance agencies, featuring capacity up to $10,000,000 and specialized coverage enhancements.

Differentiator

Problem solved

Functional benefit

Brands

• IAOA-E&O: Exclusive E&O insurance affinity program for IAOA members underwritten by Aspen Insurance Company

Products and services

• Professional Liability (E&O) Insurance Errors and omissions (malpractice) insurance protecting professionals from financial losses arising from claims of negligence, errors, or omissions in their professional services, covering legal defense costs, settlements, and judgments.
• Cyber Liability Insurance Insurance coverage protecting individuals and businesses from financial losses resulting from cyber-related risks, including data breaches, cyber-attacks, ransomware, and other incidents affecting sensitive information.
• Business Owners Policy (BOP) Combined commercial insurance package for small to medium-sized businesses bundling property insurance, general liability, and business interruption coverage.
• General Liability Insurance Coverage protecting businesses against claims of bodily injury or property damage caused to third parties by business operations or premises.
• Commercial Property Insurance Insurance protecting physical business assets including buildings, equipment, inventory, and furniture against damage or loss from fire, theft, vandalism, or other covered perils.
• Excess/Umbrella Liability Insurance Additional liability protection beyond primary policy limits, providing backup coverage when underlying policies are exhausted.
• Directors & Officers (D&O) Insurance Liability insurance protecting directors and officers of a company from financial losses due to claims related to their corporate leadership roles.
• Employment Practices Liability Insurance (EPLI) Coverage protecting employers from financial losses from employee claims related to workplace violations including discrimination, harassment, wrongful termination, and retaliation.
• Workers' Compensation Insurance Insurance providing benefits to employees for work-related injuries or illnesses, required in most U.S. states.
• Commercial Crime Insurance Protection for businesses against financial losses from theft, fraud, forgery, embezzlement, and employee dishonesty.
• Commercial Auto Insurance Coverage for business vehicles against property damage or bodily injury resulting from accidents during business use.
• Personal Lines Insurance Personal insurance products including auto, home, renters, health, life, and flood coverage for individual clients.
• IAOA-E&O Affinity Program Exclusive E&O insurance affinity program for IAOA members underwritten by Aspen Insurance Company, providing capacity up to $10,000,000, admitted in all 50 states, with enhanced coverage features including 80/20 consent to settle clause, first dollar defense, and a risk management hotline via Wilson Elser Moskowitz Edelman & Dicker LLP.

Quantifiable outcome

• Over a decade serving the professional liability insurance market
• +1 more outcomes

Named customers3 records

Segments8 records

Ideal customer profiles8 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Aspen Insurance CompanycoreTechnology or Integration · 1 January 2023Exclusive E&O insurance affinity program partnership for IAOA members. Aspen Insurance provides the underwriting capacity with an A-rated carrier (A.M. Best). Partnership offers capacity up to $10,000,000, admitted in all 50 states, with enhanced coverage features including 80/20 consent to settle clause, first dollar defense, and risk management hotline via Wilson Elser Moskowitz Edelman & Dicker LLP.
• IAOA (Insurance Agency Owners Alliance)coreGTM or Marketing Partner · 1 January 2023Affinity program designed to deliver real value to the 10,000+ independent agency owners who make up IAOA. Hirsch Insurance Brokerage administers the exclusive E&O insurance program created specifically for IAOA members, providing best-in-class policy forms tailored for independent agencies.
• Wilson Elser Moskowitz Edelman & Dicker LLPminorImplementation/ SI/ Consulting PartnerNational law firm partnership providing risk management services to Aspen policyholders. Offers up to 2 hours of direct access to experienced attorneys per policy year, 24/7 toll-free hotline, and guidance on managing potential exposures and pre-claim situations.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CNA Financial: Established commercial P&C insurer with a dedicated professional liability practice serving lawyers, accountants, and other professionals, comparable in product mix if not in scale or distribution model.
• Aon: Global risk and insurance brokerage with deep professional liability capabilities across law, accounting, and financial services, representing an incumbent alternative for larger clients.
• Marsh McLennan (Marsh): Global insurance brokerage with a professional liability specialty practice serving the same professional-services buyers, competing at the upper end of account size and risk complexity.
• Travelers: Large national P&C carrier offering professional liability and cyber coverage to small and mid-sized businesses through agents and brokers, providing a broader-portfolio alternative to a niche E&O boutique.
• Lockton: Large independent brokerage with dedicated professional and cyber liability expertise, comparable in independent status but operating at significantly greater scale and geographic breadth.
• Arthur J. Gallagher (AJG): Large independent insurance brokerage with a professional liability practice serving mid-market professional services firms, competing for the same account profiles as Hirsch.

Direct peers

• Founder Shield: Boutique broker specializing in professional liability and E&O insurance for venture-backed and professional services firms, directly competing for the same professional-services segment.
• Beazley: Specialty insurer with a leading professional liability and cyber practice that places E&O coverage directly and through brokers for the same professional classes Hirsch targets.
• Hiscox: Specialty insurer and direct distributor of professional liability (E&O) and cyber insurance to small professional services businesses, overlapping most directly with Hirsch's core product and customer base.

Emerging players

• Amwins: Specialty wholesale distributor with significant E&S and professional lines capabilities, comparable in specialty focus but operating as a wholesaler rather than a retail-facing boutique like Hirsch.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/Hirschinsurance
• Facebookfacebook.com/HIRSCHINSURANCE
• LinkedInlinkedin.com/company/1027655

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hirsch Insurance Brokerage