What InterCard Kartensysteme does

InterCard Kartensysteme operates as SECANDA Systems AG, a German public limited company headquartered in Villingen-Schwenningen with additional offices in Dresden and Cologne. The company builds integrated RFID-based identification and payment platforms under the SECANDA brand, with 30 years of stated specialization in the technology. Its product architecture centers on SECANDA ID, a modular platform that consolidates access control, cashless payment, time tracking, printing, and authentication on a single credential (chip card, smartphone app, key chip, or fingerprint). Supporting modules include SECANDA Manager for administration, SECANDA Cashless for payments, MICANDA POS terminals, access control and locker systems, infoterminals, loaders, netprinting, and integration interfaces connecting with third-party systems including vending machines, public transportation, and shared infrastructure.

The company serves four named verticals: Corporate (employee ID, access, canteen payment), Care (hospitals and clinics requiring patient identification and staff management), Campus (universities and educational institutions with student ID, mensa payment, building access), and Public (municipalities, events, and shared public services). Go-to-market combines direct enterprise field sales for large institutional customers with app store distribution of the SECANDA mobile app for individual end-users. Revenue is generated through hardware sales (cards, printers, terminals, RFID tags), software/SaaS subscriptions, professional services for system integration, and transaction-based load/top-up fees, typically delivered via quote-based multi-year enterprise contracts. The company has undergone a corporate rebranding — InterCard AG became SECANDA AG in 2022, followed by the operating subsidiary's renaming to SECANDA Systems AG in 2024 — and maintains an active investor relations function consistent with its publicly listed status. Geographic scope is concentrated in Europe, with no explicit global footprint claim beyond the consumer-facing mobile app.

Name

InterCard Kartensysteme

Legal name

SECANDA AG

Website

https://intercard.org

Company type

Public

Founded year

1996

Operating status

Operating

Headcount range

51–100 employees

Short description

SECANDA Systems AG (formerly InterCard Kartensysteme) is a German publicly listed provider of RFID-based identification and cashless payment platforms, serving corporations, hospitals, universities, and municipalities across Europe through its SECANDA ID ecosystem.

Ownership category

akta.pro rank

Headquarters

HQ city

Villingen-schwenningen

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Supply Chain, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Hardware Sales: Sale of identification cards, card printers, RFID tags, terminals, and access control hardware components.
2. Software/SaaS Solutions: SECANDA ID platform, SECANDA Manager, and related software solutions for identity management, cashless payment, and access control delivered as software licenses or subscription services.
3. System Integration Services: Implementation and integration services for deploying the SECANDA identification and payment systems in customer environments.
4. Load/Top-up Systems: Revenue generated from reload stations and terminals where users load value onto their accounts.

Pricing tiers

Go-to-market motion3 records

Distribution channels2 records

Marketing channels3 records

Core offering

InterCard Kartensysteme (now SECANDA Systems AG) develops and sells the SECANDA ID platform, an integrated RFID-based identification management system that enables organizations to consolidate access control, cashless payment, time tracking, printing, and authentication onto a single chip card, mobile app, key chip, or biometric identifier. The platform is sold to corporate enterprises, healthcare facilities, universities, and public sector clients in Germany and Europe, supported by hardware terminals, RFID cards, and integration services.

Product overview

SECANDA (formerly InterCard) offers a modular platform architecture centered on SECANDA ID — a central identification management system that unifies chip cards, mobile apps, key chips, and biometric identification for access control, time tracking, payment, printing, and facility management. The platform includes specialized solutions for Industry & Services, Education (Digital Campus), Healthcare, and Leisure & Events sectors. Supporting modules include SECANDA Manager (administration), SECANDA Cashless (payment), Integration Interfaces, various terminals (Infoterminal, Counting Terminal, Balance Check Terminal), Netprinting, Loaders, MICANDA POS system with Payment/Fixed Pricing/Vending Terminals, Access Control & Lockers, and RFID Cards & Tags. The mobile SECANDA App extends functionality to smartphones for Android and iOS.

Differentiator

Problem solved

Functional benefit

Brands

• SECANDA ID: Secure identification and identity management platform
• SECANDA Manager
• SECANDA Cashless
• MICANDA POS
• InterCard Comfort
• InterCard Efficiency
• InterCard Secure

Products and services

• SECANDA ID

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Transact Campus: Transact Campus (Transact Holdings, formerly CBORD) provides campus card, payment, and access solutions specifically for higher education institutions in North America. It is the closest direct competitor to SECANDA's Campus (Digital Campus) product line in the university student ID and payment space.
• Evolis: Evolis (a Brady company) manufactures card printers and personalization systems used by universities, corporations, and governments to issue ID and payment cards. It competes with SECANDA's RFID Cards & Tags / Card Printers hardware line and shares many of the same European campus and corporate customers.
• Identiv: Identiv delivers RFID and NFC-based physical access, identity, and IoT solutions, including credentials and readers for enterprise and government customers. Its product mix and target verticals closely mirror SECANDA's identification and access control portfolio.
• dormakaba: dormakaba offers electronic access control, time-and-attendance, and enterprise security solutions, frequently competing in campus and corporate facility tenders. Its integrated access management platform directly overlaps with SECANDA ID and SECANDA Manager offerings.
• LEGIC Identsystems: LEGIC specializes in contactless smart-card and RFID technology for secure identification, payment, and access, with a strong European footprint. It competes head-to-head with SECANDA in campus card and enterprise credential deployments using similar chip-based architectures.
• Salto Systems: Salto provides electronic access control and mobile credential solutions for commercial, education, and hospitality customers globally. Its mobile-first credential approach is a direct substitute for SECANDA's chip-card-based identification and access platform.
• HID Global: HID Global is the dominant global provider of physical access control credentials, card readers, and identity solutions, including campus and corporate deployments. It is the most direct competitor to SECANDA's RFID-based access control and identification business across the same enterprise and education verticals.

Broad incumbents

• ASSA ABLOY: ASSA ABLOY is a global leader in physical access solutions (parent of HID Global), offering locks, credentials, and electronic access at much greater scale. It competes broadly with SECANDA in access control, though its portfolio spans far more product categories than SECANDA's focused card-and-credential platform.
• NXP Semiconductors (MIFARE): NXP's MIFARE product family powers the majority of contactless transit, access, and campus card credentials worldwide. As the underlying silicon provider for many RFID card systems, NXP shapes the standards and chip roadmap that SECANDA's 30-year RFID platform depends on.
• Allegion: Allegion provides electronic and mechanical access control, credentials, and identity solutions across commercial, institutional, and education markets. It overlaps with SECANDA's enterprise access control business but as part of a much broader security hardware portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Customer concentration

• LinkedInlinkedin.com/company/intercard-gmbh-kartensysteme

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about InterCard Kartensysteme