Retirement Research Group

What Retirement Research Group does

Retirement Research Group (RRG) is an independent retirement plan advisory firm headquartered in West Palm Beach, Florida, that connects employers acting as Plan Sponsors with a curated network of retirement plan experts and financial advisors. The firm provides consulting services across four core areas: retirement plan advisory, 401(k) plan benchmarking and review, fiduciary compliance with Department of Labor and IRS regulations, and customized financial strategy development. RRG differentiates itself by claiming independence from broker-dealer affiliations and offering "industry-leading due diligence" to help employers mitigate fiduciary liability exposure and ensure their plans are competitively priced.

The business operates on a professional services revenue model, generating income from advisory engagements with Plan Sponsors. All initial consultations are offered at no cost or obligation, suggesting a funnel-based GTM motion where free benchmarking or compliance reviews serve as lead-generation tools to convert prospects into ongoing advisory relationships. The firm serves two primary customer segments: Plan Sponsors (employers, primary) seeking compliant and competitive retirement plans, and financial advisors seeking to expand their retirement plan practice through the RRG network. Marketing relies on a website, a content blog at 401kretirementadvisors.com, organic search visibility, and referrals from colleagues.

The firm has 11-50 employees and operates from a single office location. There is no evidence of a proprietary technology platform, software product, or AI/ML capabilities; the value proposition rests entirely on human expertise, trust-based relationships, and the curated advisor network. The company was established circa 2012 per the website copyright notice, although the firmographic record indicates 1996; the firm cites over 25 years of combined team experience. No external funding, M&A activity, leadership transitions, or expansion beyond the Southeast U.S. market are documented in the available data.

Name

Retirement Research Group

Legal name

Retirement Research Group

Website

https://retirement-research.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Retirement Research Group is an independent advisory firm connecting employers (Plan Sponsors) with retirement plan experts for 401(k) benchmarking, fiduciary compliance, and financial strategy services, primarily serving Southeast U.S. employers through face-to-face consultations.

Ownership category

akta.pro rank

Product category

Retirement Plan Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292)

SIC

Investment Advice (6282)

akta.pro primary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

akta.pro secondary industries

Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

• Retirement plan advisory
• 401(k) plan consulting
• Fiduciary compliance services
• Plan sponsor services
• Retirement plan benchmarking

Headquarters

HQ city

West Palm Beach

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Retirement Plan Advisory Services: Revenue generated from connecting Plan Sponsors with retirement plan experts and financial advisors. The company provides consulting and advisory services to help employers with 401(k) plans, compliance, and fiduciary liability protection.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Retirement Research Group is an independent retirement plan advisory firm that connects employer Plan Sponsors with a national network of accomplished retirement plan experts and financial advisors. The firm delivers 401(k) plan benchmarking and review, fiduciary compliance support aligned with Department of Labor and IRS requirements, and customized financial strategy development, with all initial consultations provided at no cost or obligation.

Product overview

Retirement Research Group operates as a service-based retirement planning advisory firm rather than a software platform. The company offers an integrated suite of retirement advisory services centered around core offerings: retirement plan advisory services, 401(k) plan benchmarking and review, fiduciary compliance services, and financial strategy development. These services work together through a network of financial advisors and retirement plan experts who provide case-specific solutions to Plan Sponsors and employers, with initial consultations offered at no cost.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Plan Advisory Services Comprehensive retirement planning and advising engagement in which Retirement Research Group connects employer Plan Sponsors with accomplished, independent retirement plan experts to help employees achieve successful retirement outcomes. Delivered through face-to-face consultations and dedicated advisor matches within the firm's national network.
• 401(k) Plan Benchmarking and Review Independent benchmark and review service for employer 401(k) plans that evaluates plan competitiveness, all-in costs, and current Department of Labor and IRS compliance. Aims to surface plan improvements employers would not otherwise identify and is offered initially at no cost or obligation.
• Fiduciary Compliance Services Advisory engagement that helps employer Plan Sponsors reduce fiduciary liability exposure and ensure compliance with Department of Labor regulations and IRS requirements, including development of and adherence to an investment policy statement.
• Financial Strategy Development Consultative and analytical engagement for Plan Sponsors focused on achieving compliance-proof, fairly priced retirement plans with customized financial strategies tailored to specific plan populations and employer objectives.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor.

• Connie FoundationminorOthersNon-profit foundation listed as a partner in the Our Partners section of the Retirement Research Group website.
• Waterfront WarriorsminorOthersNon-profit organization listed as a partner supporting veterans. Featured in the Our Partners section on the company website.
• West Palm Beach Fraternal Order of FirefightersminorOthersFraternal organization representing firefighters in West Palm Beach, listed as a partner on the Retirement Research Group website.

Scale indicators2 records

Expansion highlights2 records

Broad incumbents

• Ascensus: Major retirement and education savings plan administrator and service provider serving thousands of employer-sponsored plans. Comparable to RRG as it serves the same Plan Sponsor market with overlapping compliance, plan design, and administrative services — but at much greater scale.
• Edelman Financial Engines: Large registered investment advisor providing retirement plan advisory and individual investment management services. Comparable as a retirement-focused advisor serving employer plan participants and sponsors, though with significantly broader scale and a hybrid digital-plus-human delivery model.
• CAPTRUST: One of the largest independent retirement plan advisory firms in the U.S., serving thousands of Plan Sponsors with investment advisory, plan design, and fiduciary services. Directly comparable to RRG's employer-focused retirement advisory model, but with significantly greater scale and geographic reach.
• NFP (an Aon company): National insurance brokerage and advisory firm providing retirement plan consulting, fiduciary services, and benefits advisory to employers. Overlaps with RRG's retirement advisory focus but operates across a much broader employee benefits and risk management portfolio.
• OneDigital: Large employee benefits and retirement advisory firm providing 401(k) plan consulting, fiduciary support, and HR advisory to employers nationwide. Comparable to RRG in retirement advisory scope but operates as a much broader benefits brokerage.
• Fisher Investments: Large independent registered investment advisor serving institutional and individual clients including retirement plan participants. Overlaps with RRG in retirement investment advisory services but operates at dramatically greater scale across multiple client segments.

Direct peers

• SageView Advisory Group: National retirement plan advisory firm focused on serving Plan Sponsors with 401(k)/403(b) plan consulting, investment advisory, and fiduciary support. Closest head-to-head peer to RRG given similar service mix and target customer.
• Pensionmark Retirement Group: Independent retirement plan advisory firm that connects employers with retirement plan specialists and provides fiduciary, benchmarking, and investment advisory services. Closely mirrors RRG's network-of-advisors model for Plan Sponsors.

Emerging players

• Guideline: Technology-driven 401(k) platform providing low-cost retirement plans directly to small and mid-sized employers. Adjacent competitor to RRG that targets the same Plan Sponsor segment with a streamlined, mostly automated offering — threatening traditional advisory economics.
• Blooom: Digital-first 401(k) advisory service offering automated plan management and investment advice for small-business plans. Represents the disruptive fintech model competing with traditional advisors like RRG for the same small/mid-market Plan Sponsor wallet.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/retirement-research-group

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Retirement Research Group