Attune

What Attune does

Attune Insurance Services, LLC is a digital insurance producer founded in 2016, headquartered in New York and operating as an admitted small commercial property and casualty market. The company operates the MyAttune proprietary online portal, through which licensed retail insurance brokers can quote, bind, and service small business policies without traditional ACORD forms, signatures on bind, or mandatory loss runs. Attune is licensed in all 50 states plus the District of Columbia and serves as an operating subsidiary of EverPeak Insurance (previously known as NHT3 Insurance Services, LLC).

The product suite spans Businessowners' Policy (BOP), General Liability, Professional Liability, Flood, Cyber, and Workers' Compensation (via the EverPeak brand, launched in September 2024 with Pinnacol Assurance and Builders Insurance Group as carrier partners). Attune generates revenue primarily through commissions paid by carrier partners—including Hiscox, Neptune Flood, Coalition Cyber, Builders Insurance Group, and Employers Holdings—on premiums placed through the platform, supplemented by incentive/contingency payments, interest on temporarily held premium funds, and producer service fees. Underwriting is automated through an intelligent decisioning system backed by big data analytics, with 400+ straight-through class codes enabling near-instant quoting. The company reports 20x faster response times than the 10-minute industry average, with 80% of inquiries answered in under 30 seconds.

Go-to-market is exclusively indirect: Attune does not sell directly to insureds, and agents must be appointed via a Producer Agreement to access the portal. Distribution is supported by an inside-sales Customer Care Center operating via chat, phone, and email, alongside content marketing, webinars, and PR. In January 2026, Attune was unified with sibling firm Method Insurance under a combined EverPeak Insurance leadership structure headed by new President Kathy Kranz—a former CFO of Pinnacol Assurance—signaling a consolidation phase aimed at accelerating national expansion of the tech-enabled insurance service model.

Name

Attune

Legal name

Attune Insurance Services, LLC

Website

https://attuneinsurance.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

51–100 employees

Short description

Attune is a digital insurance producer operating the MyAttune platform, enabling licensed retail brokers to quote, bind, and service small commercial P&C policies—including BOP, GL, PL, Flood, Cyber, and Workers' Comp—across all 50 US states using multiple carrier panels.

Ownership category

akta.pro rank

Product category

Small Commercial Property & Casualty Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

akta.pro secondary industry

Workers’ Compensation for Small Business & Pay-As-You-Go Programs (FSAJAEAG)

Keywords

• Small commercial insurance
• Property casualty insurance
• Workers compensation coverage
• Cyber insurance products
• Insurance producer platform

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Insurance Commissions: Attune receives commissions paid by insurance companies as a percentage of premiums pursuant to arrangements with insurance companies for placing and servicing insurance policies.
2. Incentive and Contingency Payments: Attune may be eligible to receive other forms of compensation such as incentive or contingency payments or bonuses and/or supplemental commissions from insurance companies based on aggregate historical or current performance with respect to a line of business or customer segment.
3. Interest on Premium Funds: Attune may hold premium or return premium funds temporarily, in which case Attune may receive interest or investment income on such funds.
4. Producer Service Fees: Other insurance producers who perform service in placing and servicing insurance through Attune may receive compensation from Attune in the form of service fees.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Attune is an admitted insurance producer that places small commercial property-and-casualty coverage on behalf of appointed retail brokers, using the proprietary MyAttune portal to deliver digital quote-to-bind workflows with no ACORD forms. The company offers Workers' Compensation (via EverPeak), Businessowners' Policy, General Liability, Professional Liability, Flood, and Cyber insurance, combining intelligent automated underwriting and paperless direct bill to serve hard-to-place small business risks nationwide.

Product overview

Attune is a digital insurance platform for small commercial insurance that offers a suite of property and casualty products through its MyAttune online portal. The product portfolio includes Workers' Compensation (via EverPeak), Businessowners' Policy (BOP), General Liability, Professional Liability, Flood Insurance, and Cyber Insurance. The platform uses intelligent automation and analytics to enable faster, more accurate policy creation and streamlines the quote-to-bind process for insurance agents and brokers.

Differentiator

Problem solved

Functional benefit

Products and services

• EverPeak Workers' Compensation Workers' compensation insurance for small businesses and hard-to-place industries, with multi-state policy options (17–18 states including AZ, FL, GA, IL, NC, PA, SC, TN, VA), 400+ straight-through class codes, online audit, and tiered Foundational, Foundational Plus, and Frontier class appetite.
• Businessowners' Policy (BOP) Bundled property, liability, and business interruption coverage protecting small business clients against equipment damage, customer lawsuits, and lost business income from covered events such as fire. Designed to be quoted and bound through MyAttune in minutes.
• General Liability (GL) Commercial general liability insurance protecting small business clients from third-party claims of property damage or bodily harm from customers, the public, and contractors. Marketed as the most common insurance for small businesses.
• Professional Liability (PL / E&O) Professional liability (errors & omissions) insurance guarding clients from lawsuits and claims related to professional errors. Offered as a monoline product or bundled with other common insurance products through the MyAttune portal.
• Commercial Flood Insurance Commercial flood insurance powered by Neptune Flood Insurance (the largest private flood insurer), protecting businesses from losses directly caused by flooding and helping them recover quickly; average commercial flood claim cited at $90,000.
• Cyber Insurance Active cyber insurance powered by Coalition, covering digital risks including stolen funds, lost business income, cyber extortion, breach response, and other costs resulting from security failure or data breach.

Quantifiable outcome

• 20x faster response time than 10-minute industry average
• +4 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• Method InsurancecoreStrategic or Co-development Partner · 22 January 2026Method Insurance was unified with Attune under combined EverPeak Insurance leadership structure to advance the tech-enabled insurance service model. Kathy Kranz was named President overseeing both Attune and Method Insurance.
• EverPeak InsurancecoreStrategic or Co-development Partner · 9 September 2024EverPeak Insurance is a workers' compensation solution launched on Attune's digital platform. EverPeak is responsible for product development, pricing, and underwriting, while partnering with an A-rated national carrier for financial backing. It provides access to affordable workers' comp for small businesses.
• Pinnacol AssurancecoreStrategic or Co-development PartnerPinnacol Assurance is a top-rated workers' compensation carrier providing nearly 110 years of expertise. They support EverPeak Insurance (an Attune company) in product development and provide expert guidance, sharing their deep understanding of workers' compensation with Attune's platform.
• HiscoxcoreTechnology or IntegrationHiscox provides General and Professional Liability insurance products integrated into Attune's platform. Agents can access Hiscox's comprehensive GL&PL products and quote to bind in under 5 minutes using the Attune Portal.
• Neptune Flood InsurancecoreTechnology or IntegrationNeptune Flood Insurance is the largest private flood insurer providing commercial flood coverage through Attune's platform. Neptune continued to provide uninterrupted flood coverage during NFIP lapses, ensuring businesses stay protected.
• Coalition CybercoreTechnology or IntegrationCoalition provides Active Cyber Insurance products integrated into Attune's platform, protecting clients from digital risks including stolen funds, lost business income, cyber extortion, and breach response costs.
• Builders Insurance GroupcoreTechnology or IntegrationBuilders Insurance Group is the carrier for EverPeak Workers' Compensation in Pennsylvania. With over 30 years of experience, they administer coverage to more than 12,000 policyholders and are rated A (Excellent) by A.M. Best Company.
• Lowry & Associates, Inc.minorImplementation/ SI/ Consulting PartnerSafety review partner for EverPeak Workers' Compensation, conducting workplace safety inspections alongside Builders Insurance.
• Midwest Technical Inspections, Inc.minorImplementation/ SI/ Consulting PartnerSafety review partner for EverPeak Workers' Compensation, conducting workplace safety inspections alongside Builders Insurance.
• TransStar Technical Services, Inc.minorImplementation/ SI/ Consulting PartnerSafety review partner for EverPeak Workers' Compensation (Spanish-speaking services), conducting workplace safety inspections.

Scale indicators8 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Pie Insurance: Pie Insurance is a digital workers' compensation insurtech targeting small businesses through agents and direct channels. Directly comparable to Attune's EverPeak workers' comp offering in customer segment and digital-first GTM.
• NEXT Insurance: NEXT Insurance is a tech-enabled small commercial carrier serving similar SMB segments (contractors, restaurants, retail) with digital quote-to-bind workflows. Comparable product breadth and customer profile, though NEXT is a carrier (assumes risk) while Attune is a producer.
• Simply Business: Simply Business is a digital small business insurance marketplace serving UK and US small businesses with multi-carrier quoting. Comparable in SMB focus and aggregator marketplace model, with stronger UK presence and consumer-direct orientation.
• CoverWallet (Aon): CoverWallet is a digital small business insurance platform acquired by Aon, offering multi-line coverage through an online experience. Comparable in product breadth, target customer (SMB), and tech-enabled distribution, though with deeper Aon backing.
• Hiscox: Hiscox is both a carrier partner and direct competitor in small commercial insurance, offering GL, PL, and BOP directly to small businesses and agents. Highly comparable product suite and target customer base as Attune, with stronger brand recognition but less broker-first digital tooling.

Emerging players

• Vouch Insurance: Vouch provides digital commercial insurance for startups and tech-enabled SMBs, including GL, D&O, and cyber. Comparable in tech-first small commercial GTM and target customer profile, with stronger startup-segment focus.
• Agentero: Agentero is a digital insurance platform and API infrastructure provider for independent insurance agents, enabling carrier connectivity and quoting workflows. Comparable in agent-first digital enablement, though more infrastructure/API-oriented versus Attune's full-portal approach.
• Bold Penguin: Bold Penguin is an insurance marketplace that connects small commercial agents and carriers through a digital exchange. Comparable in serving the small commercial agent channel with technology, though focused on the quote-intake/exchange layer rather than binding.
• Thimble: Thimble offers on-demand small business liability insurance with a digital-first model targeting similar SMB verticals. Comparable in customer base and digital experience, though focused on short-duration micro-policies rather than full annual policies.
• Embroker: Embroker is a digital commercial insurance brokerage focused on specialty lines and emerging risk categories for businesses. Comparable in tech-enabled broker model, though more focused on mid-market and specialty lines versus Attune's SMB focus.

Market position

Competitive moat5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCkYrzHKwRrkbf-u0sJpZ9Pw
• Facebookfacebook.com/AttuneInsurance
• LinkedInlinkedin.com/company/attune-insurance-services-llc
• Xx.com/attuneinsurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Attune