What Yahara Wealth Management does

Yahara Wealth Management LLC is a fee-only fiduciary registered investment adviser (SEC CRD #168325) headquartered in Madison, Wisconsin, providing financial planning, investment management, and tax planning services. The firm operates with a small team built around its two named CFP®-certified partners: founder Leonard Barry (who brings 20 years of experience serving emergency physicians) and partner Andrew Crone (who additionally holds the CAP® designation for philanthropic planning). Services are delivered as an integrated stack rather than discrete products, covering retirement projections, student loan strategy, low-cost tax-efficient evidence-based portfolios built with funds from Dimensional Fund Advisors and Vanguard, and proactive tax planning coordinated with clients' CPAs (including Roth conversions, distribution planning, and charitable giving optimization).

The firm is horizontally segmented across three client personas: primary niche emergency medicine physicians earning $300K-$600K+ and navigating locums income, six-figure student debt, and burnout-driven financial independence planning; retirees and pre-retirees needing tax-efficient wealth withdrawal; and other high-income professionals such as dentists and executives. Positioning emphasizes specialization in ER-doctor finances, fiduciary status, fee-only transparency (no commissions, no product sales), and CFP® credentialing. Pricing is structured as recurring advisory fees billed annually; specific fee schedules are not publicly disclosed and are set during a free introductory consultation that anchors the firm's relationship-driven go-to-market motion.

Operational scale is small (1-10 employees per firmographic data, two named advisors) with no app, no proprietary technology stack, no AI/ML disclosures, and no external funding, M&A, or institutional investment. The firm's growth strategy is content-led and niche-deep: an owned 'ER Doc Finance' blog, SEO-optimized service pages, and nationwide remote service posture compensate for the single-physical-location footprint. Distribution is entirely direct advisory, with no disclosed partnerships, integrations, or channel partnerships.

Name

Yahara Wealth Management

Legal name

Yahara Wealth Management LLC

Website

https://yaharawealth.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

Yahara Wealth Management is a fee-only fiduciary registered investment adviser in Madison, WI, providing integrated financial planning, evidence-based investment management, and tax planning for emergency medicine physicians, high-income professionals, and retirees nationwide.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF), Tax-Focused Wealth Management RIAs (FSAAACAD), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Fee-only financial planning
• Investment management services
• Retirement planning advisory
• Tax planning services
• Wealth management advisory

Headquarters

HQ city

Madison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Advisory Fees: Fee-only fiduciary advisory model charging transparent advisory fees for comprehensive financial planning, investment management, and tax planning services. No commissions, no product sales.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Yahara Wealth Management provides fee-only, fiduciary financial planning, investment management, and tax planning services. The firm builds low-cost, tax-efficient, evidence-based investment portfolios using mutual funds and ETFs from Dimensional Fund Advisors (DFA), Vanguard, and similar providers, and offers proactive tax strategies such as Roth conversions, distribution planning, and charitable giving optimization. A specialized service track is offered for emergency medicine physicians addressing locums income, student debt, shift-based pay, and burnout risk.

Product overview

Yahara Wealth Management is a fee-only fiduciary wealth management firm offering three interconnected services: Financial Planning, Investment Management, and Tax Planning. These services are designed to work together comprehensively, covering retirement projections, evidence-based investment portfolios built with DFA and Vanguard funds, proactive tax strategies including Roth conversions and charitable giving optimization, student loan strategy, insurance analysis, and education planning. The firm also offers a specialized service track for ER doctors addressing their unique financial complexities including locums income, student debt, and burnout risk.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Comprehensive financial planning covering retirement projections, education planning, insurance analysis, student loan strategy, and an ongoing financial roadmap maintained as life circumstances evolve. Designed for high-income professionals, ER doctors, and retirees.
• Investment Management Low-cost, tax-efficient, evidence-based investment portfolio management built with mutual funds and ETFs from Dimensional Fund Advisors, Vanguard, and similar firms. Focused on long-term results without market timing or performance chasing.
• Tax Planning Proactive tax planning coordinated with the client's CPA, including Roth conversions, distribution planning, charitable giving optimization, and year-round tax management rather than activity limited to filing time.
• ER Doctors Financial Services Specialized financial planning and investment management tailored for emergency medicine physicians, addressing locums income complexity, student debt management, burnout risk planning, shift-based compensation, and financial independence pathways. Backed by 20 years of specialized experience.

Quantifiable outcome

• Tax-efficient portfolio management with low-cost funds from DFA, Vanguard, and others

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Creative Planning: Large multi-family office and RIA offering comprehensive wealth management including financial planning, investment management, and tax planning. Overlaps with Yahara in service scope but serves a much broader and higher-net-worth client base.
• Garrett Planning Network: Network of hourly, fee-only financial planners serving clients across the income spectrum. Comparable in fee-only fiduciary philosophy and planning-first orientation; competes for similar client profiles.
• Personal Capital / Empower: Large hybrid RIA combining digital tools with human advisors, serving high-income and high-net-worth professionals. Comparable in target client and integrated planning+investment approach, but at significantly greater scale and with proprietary technology.
• XY Planning Network: Network of fee-only financial planners serving Gen X and Millennial professionals. Comparable in fee-only, planning-led, advisor-owned model, though Yahara is independent rather than network-affiliated.
• Vanguard Personal Advisor Services: Low-cost hybrid RIA from Vanguard combining digital tools with human advisors. Directly competes for the same evidence-based, low-cost-fund, high-income professional segment Yahara targets.

Direct peers

• Zoe Financial: Digital RIA-matching and wealth management platform serving high-net-worth and high-income professionals, including physicians. Comparable in fee-only fiduciary model, planning-led service, and digital-first client acquisition.
• Harness Wealth: Tech-enabled financial advisory platform targeting high-income professionals including physicians and tech workers. Comparable in segment focus, fee-only fiduciary positioning, and integrated planning+investment delivery.
• Define Financial: Fee-only RIA focused specifically on physicians and high-income medical professionals. Directly comparable in target segment (physicians), fee-only model, and comprehensive planning+investment approach.
• Facet Wealth: Flat-fee, fee-only digital RIA serving high-income professionals nationwide with comprehensive financial planning. Directly comparable to Yahara in client segment (professionals, physicians), fee model, and integrated planning+investment offering.

Emerging players

• Ellevest: Digital wealth management and financial planning platform serving women professionals and high-income earners. Overlaps in fee-based, planning-led, evidence-based investing and similar target audience (high-income professionals).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yahara Wealth Management