InfoCredit

What InfoCredit does

InfoCredit is a privately held Polish business information and data analysis company founded in 1990 in Warsaw, operating as a group of two legal entities under common founder ownership (Iwona Surdykowska-Huk's sole proprietorship and InfoCredit Service sp. z o.o.). The company maintains Poland's largest commercial database of business entities, covering more than 3 million Polish companies with approximately 4x more entities per PKD code than competing databases and unique historical data going back to 2002-2010, plus access to over 300 million international entities across 150+ countries via a partnership with Bureau van Dijk/Moody's. Analysts manually verify and correct data quality before publication, addressing an estimated 15-20% error rate in raw registry filings.

The company's product portfolio is anchored by Quick Report (premium commercial reports on Polish entities with ratings, financial statements, shareholder structures, and bankruptcy risk indices), Quick International (reports on foreign counterparties for cross-border due diligence), and the proprietary Quick Analytics (TP) benchmarking tool for transfer pricing analysis. Complementary revenue streams include transfer pricing consulting, benchmarking analyses for related-party transactions, company and intangible asset valuations, and training services. Distribution combines a self-serve pay-per-package online platform (infocredit-online.pl) for SMB buyers with direct enterprise field sales for large corporate groups in the energy, fuels, and pharmaceutical sectors, tax advisory firms, consulting companies, and government/JST clients.

The go-to-market mixes enterprise field sales for consulting, database licensing, and comprehensive benchmarking solutions with a low-friction self-serve model offering per-package pricing (160-860 PLN net) without subscription obligations. Report and data products are delivered in PDF, XLS, and API formats, while the firm monetizes its JDG Business Activity Index through content marketing and industry publications. With 51-100 employees and no external investors, InfoCredit operates as a boutique specialist anchored by long-tenured experts with Big Four and Ministry of Finance backgrounds, positioning itself in the niche of Polish transfer pricing compliance and economic information rather than competing on scale against international data aggregators.

Name

InfoCredit

Legal name

Iwona Surdykowska-Huk prowadząca działalność gospodarczą pod nazwą Iwona Surdykowska – Huk "InfoCredit"

Website

https://infocredit.pl

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

51–100 employees

Short description

InfoCredit is a privately held Warsaw-based business information company founded in 1990 that maintains Poland's largest commercial database of 3M+ Polish entities and provides commercial reports, a proprietary transfer pricing benchmarking tool (Quick Analytics TP), consulting, valuations, and training to large corporates, tax advisory firms, consulting companies, and government clients.

Ownership category

akta.pro rank

Product category

Business Information Services

NAICS

Other Scientific and Technical Consulting Services (54169)

akta.pro primary industry

Data Analytics & Business Intelligence Services (BPAHALAC)

akta.pro secondary industries

Pricing, Revenue & Commercial Analytics (BPAHALAM), Competitive Intelligence & Benchmarking (BPAHALAB)

Keywords

• Business credit reports
• Transfer pricing benchmarking
• Commercial due diligence
• Polish company database
• Financial data analytics

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Commercial Reports (Quick Reports): Sale of premium business reports on Polish companies containing ratings, financial data, shareholder structures, and risk assessments. Reports available in PDF, XLS, or API formats with annual point validity.
2. Quick Analytics (TP) Analytical Tool: Licensing of proprietary benchmarking analysis tool for transfer pricing purposes. Used by consulting firms, law firms, corporate groups, and tax authorities.
3. Consulting Services: Boutique consulting services including transfer pricing documentation (local and master files), TPR forms, benchmarking analyses, compliance analyses, and comprehensive audit of related-party settlements.
4. Valuations: Company and intangible asset valuations (brands, trademarks, know-how, patents, software, customer bases, start-ups) for transfer pricing, transaction, succession, and credit security purposes.
5. Training Services: Transfer pricing training programs including open and dedicated sessions on benchmark preparation and transfer pricing compliance.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

InfoCredit acquires, processes, and analyzes Polish and international business and economic information, delivering commercial reports (Quick Report on Polish entities, Quick International on 300+ million foreign entities), a proprietary transfer pricing benchmarking tool (Quick Analytics TP), and professional consulting services covering transfer pricing documentation, benchmarking analyses, and company/intangible asset valuations. The company maintains one of the largest commercial Polish business entity databases with historical financial statement data and analyst-verified data quality.

Product overview

InfoCredit operates as a business information and data analysis company offering a unified portfolio of products centered on its proprietary database of Polish business entities. The core offering consists of Quick Report (commercial reports on Polish companies) and Quick International (reports on 300+ million foreign companies), supported by the Quick Analytics (TP) tool for transfer pricing benchmarking. The company also provides consulting services including transfer pricing advisory, benchmarking analyses, and company/intangible asset valuations. The InfoCredit database is one of the largest commercial databases of Polish entities, sourced from KRS, GUS, UOKIK, CEIDG and other official registers. Reports are delivered via the infocredit-online.pl platform in PDF and XLS formats, with no subscription fees—companies pay only for selected report packages.

Differentiator

Problem solved

Functional benefit

Products and services

• Quick Report Premium commercial reports on Polish business entities providing basic company information, ratings, credit assessments, shareholder structures, bankruptcy risk indices, and six years of financial statements, delivered in PDF/XLS formats for counterparty credibility and due diligence assessment. Available via the infocredit-online.pl platform with point-based package pricing.
• Quick International International commercial reports providing business data on 300+ million entities across 150+ countries, designed for cross-border transaction verification, counterparty due diligence, and international tender participation.
• Quick Analytics (TP) Proprietary analytical tool used for transfer pricing benchmarking analyses, enabling comparative profitability analyses for related-party transactions. Used by consulting companies, law firms, corporate groups, and tax administration authorities in Poland.
• Transfer Pricing Consulting Boutique consulting services covering preparation and verification of local and master files, TPR forms, transfer pricing policy development, and tax risk mitigation for related-party transactions in Polish corporate groups.
• Benchmarking Analyses Preparation of benchmarking and compliance analyses for goods, services, financial transactions, and intangible asset transactions between related entities, supporting transfer pricing documentation and regulatory compliance.
• Company and Intangible Asset Valuations Valuations of companies (shares, stocks, OPC), brands, technology, know-how, patents, software, customer bases, and start-ups for transfer pricing, transaction, succession, and credit security purposes.
• InfoCredit Database Largest commercial database of Polish business entities, aggregating data from KRS, GUS, UOKIK, CEIDG and other sources, enriched with data collected directly from entities. Includes historical financial statements from 2002-2010 and earlier in editable format, ownership structures, and bankruptcy risk indicators.
• JDG Index (Business Activity Index) Proprietary index tracking the ratio of new or reopened businesses to closed or suspended sole proprietorships in Poland. Published quarterly and monthly, calculated per municipality per 1,000 inhabitants, and accompanied by microenterprise indices.
• Transfer Pricing Training Services Transfer pricing training programs delivered as both open enrollment and dedicated sessions for client organizations, covering benchmark preparation and transfer pricing compliance topics.

Named customers7 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Five partnerships are on record, tiered minor and core.

• British Polish Chamber of Commerce (BPCC)minorGTM or Marketing Partner · 24 April 2026InfoCredit joined BPCC as a member, treating it as a space for real business cooperation where knowledge and data meet practical business challenges. The membership provides expert perspective and serves as a discussion partner on data, risk, and regulations for companies operating in international environments.
• Bureau van Dijk / Moody'scoreTechnology or IntegrationSince 1995, InfoCredit has been a partner of Bureau van Dijk (now Moody's Group), the supplier of Amadeus and Orbis databases, as well as TP Catalyst and TaxRisk Catalyst analytical tools. InfoCredit prepares international benchmarking analyses using TP Catalyst.
• Transfer Pricing Center Association (CCT)coreStrategic or Co-development PartnerInfoCredit has supported the Transfer Pricing Center from the very beginning. The company co-organized the 10th Anniversary Conference and participated in expert discussion panels. InfoCredit experts are involved in ongoing work of the association on practical transfer pricing issues.
• Andrzej Podszywałow (wycenapraw.pl)minorImplementation/ SI/ Consulting PartnerInfoCredit provides company and intangible asset valuation services together with Andrzej Podszywałow, a recognized expert in industrial property law, copyright, capital instrument and company valuation, and long-time court expert.
• DLA PiperminorStrategic or Co-development PartnerInfoCredit experts co-chaired a key discussion panel at the 10th Anniversary Transfer Pricing Conference with Ewa Kurowska-Tober from DLA Piper, addressing automation and AI challenges in analytical processes.

Scale indicators8 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Bureau van Dijk (Moody's): Bureau van Dijk (now part of Moody's) is both InfoCredit's longest-standing data partner since 1995 and a direct competitor through its Orbis and Amadeus financial statement databases and TP Catalyst benchmarking tool. The overlap is unusually tight: same product category, same underlying data, and a contractual relationship that creates both synergy and substitution risk.
• Kompass International: Kompass is an international B2B company directory and business information provider with Polish operations, offering company profiles, financial data, and prospecting tools. It overlaps with InfoCredit on commercial business information for counterparty verification and market intelligence, particularly for SMB customers.
• Creditsafe: Creditsafe is a global business credit report provider with operations across Europe, including Poland. It competes with InfoCredit on commercial credit reports and company data lookups for SMB and enterprise customers, using a similar transactional report-based revenue model.
• Bisnode (now Dun & Bradstreet): Bisnode was the largest business information provider in Central Europe before being absorbed into Dun & Bradstreet, and it is InfoCredit's closest direct competitor in Polish commercial credit reports, counterparty verification, and database services. Both companies sell premium business reports on Polish entities to enterprise and consulting clients, making this a head-to-head match in the same product category.
• Wolters Kluwer Transfer Pricing Solutions: Wolters Kluwer's Transfer Pricing Solutions (TP Catalyst) is one of the standard global platforms for transfer pricing benchmarking, documentation, and country-by-country reporting. It directly competes with InfoCredit's Quick Analytics TP for benchmarking and documentation work among Polish corporate groups and tax advisors.
• CRIF: CRIF is a global business information and credit reporting group with strong Central and Eastern European operations, providing company reports, credit ratings, and decisioning data. It competes directly with InfoCredit in Poland on commercial reports and business intelligence for both corporates and financial institutions.

Broad incumbents

• Dun & Bradstreet: Dun & Bradstreet is the global incumbent in business credit intelligence and, through the Bisnode acquisition, holds the leading position in Polish commercial reporting. It competes with InfoCredit on enterprise credit reports and counterparty verification, but at significantly larger scale and broader geographic coverage rather than focusing on transfer pricing tooling.
• Coface: Coface is a global trade credit management and business information provider serving corporates with credit reports, ratings, and receivables insurance. It competes with InfoCredit in counterparty verification for enterprise clients and operates a Polish office, but its portfolio extends into insurance and receivables management rather than transfer pricing analytics.
• LexisNexis (Business Information): LexisNexis Risk Solutions provides global business intelligence, corporate linkages, and compliance data, including coverage in Poland and CEE. It overlaps with InfoCredit on due diligence and counterparty verification but offers broader risk and compliance use cases rather than specializing in transfer pricing benchmarking.
• Euler Hermes (Allianz Trade): Euler Hermes, now Allianz Trade, is the world's largest trade credit insurer and a major provider of business credit intelligence on Polish and global entities. It overlaps with InfoCredit on commercial credit reports used for counterparty vetting in enterprises, but its core business sits in credit insurance rather than transfer pricing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/infocreditPolska
• LinkedInlinkedin.com/company/infocredit-warsaw

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about InfoCredit