Blue Waters Group
Blue Waters Group is a privately held Folsom, CA real estate brokerage and mortgage origination firm serving residential homebuyers, sellers, and refinancers across the greater Sacramento region with a combined mortgage-plus-real-estate service model and a nine-person team.
- Company typePrivate
- Founded2012
- HeadquartersFolsom, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Blue Waters Group does
Blue Waters Group (legal name The Blue Waters Group) is a privately held, independent real estate brokerage and mortgage origination firm headquartered in Folsom, California. Founded in 2012, the company is co-owned by Matt Sundermier and Lisa P Ferro and operates with a stated team of nine mortgage consultants, realtors, and a systems manager. It serves individual residential homebuyers, sellers, and refinancers across the greater Sacramento region, including Folsom, El Dorado Hills, Granite Bay, Roseville, Rocklin, Rancho Cordova, Gold River, Orangevale, Fair Oaks, Sacramento, and several Folsom-area sub-communities.
The company's core offering combines real estate brokerage (buying and selling) with mortgage origination under a single team, allowing one relationship to cover the full lifecycle from loan pre-approval through escrow closing. The supporting technology stack is conventional for an independent brokerage: a website with an MLS-fed property search tool (integrated with MetroList, the regional MLS provider), an online loan application hosted on the ZipForHome platform, a home valuation tool, a mortgage calculator, and a daily email listing-alert system. Property search is the primary platform surface; no proprietary technology, mobile app, or AI capabilities are present.
Blue Waters Group makes money through two commission-based streams: real estate transaction commissions on home sales, and mortgage loan origination revenue on purchases and refinances. Its go-to-market is sales-led and relationship-driven, relying on a small in-house sales team, referrals (including from local insurance agencies), SEO and content marketing, an active social media presence, and the listing-alert email funnel. The firm carries no external institutional investors, no disclosed funding, no patents, no certifications, and operates from a single Folsom office at 1847 Iron Point Rd.
Blue Waters Group firmographics
Firmographics- Name
- Blue Waters Group
- Legal name
- The Blue Waters Group
- Website
- https://thebluewatersgroup.com
- Company type
- Private
- Founded year
- 2012
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Blue Waters Group is a privately held Folsom, CA real estate brokerage and mortgage origination firm serving residential homebuyers, sellers, and refinancers across the greater Sacramento region with a combined mortgage-plus-real-estate service model and a nine-person team.
- Ownership category
- akta.pro rank
Blue Waters Group industry classification
Industry- Product category
- Real Estate Brokerage
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Loan Origination Systems (LOS) (FSALALAA)
Keywords
Where Blue Waters Group is headquartered
LocationHeadquarters
- HQ city
- Folsom
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Blue Waters Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Real Estate Commission: Commission-based revenue from home buying and selling transactions. Agents earn commissions on completed property sales.
- Mortgage Loan Origination: Revenue from mortgage loan originations including home purchases and refinancing services. Loan consultants earn from the lending process.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom real estate and mortgage services |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Blue Waters Group product offering
Product offeringCore offering
Blue Waters Group is a combined real estate brokerage and mortgage services firm providing home buying, home selling, refinancing, and loan pre-approval services to residential clients in the Folsom and greater Sacramento, CA area. The company offers an integrated service model in which mortgage consultants and realtors work together as a single team, guiding clients from loan pre-approval through property search, negotiation, and escrow closing.
Product overview
Blue Waters Group operates as a combined real estate brokerage and mortgage services firm offering an integrated home buying, selling, and financing platform. The core offering combines Real Estate Services with Mortgage Consulting Services, supported by a Property Search Platform powered by MLS data and a Loan Application Platform. Additional value-added services include an Email Alert System for listing notifications, a Home Valuation Tool for property estimates, and a Mortgage Calculator for payment planning. The company uniquely provides both mortgage and real estate services under one roof, allowing consultants to offer holistic guidance from loan pre-approval through escrow closing.
Differentiator
Problem solved
Functional benefit
Products and services
- Real Estate Brokerage Services Home buying and selling services for residential clients in the Folsom, CA metropolitan area, including property search, negotiation, and closing support across communities such as El Dorado Hills, Granite Bay, Roseville, Rocklin, and surrounding areas.
- Mortgage Consulting and Loan Origination Services Mortgage consultation and loan origination services for residential home purchases and refinancing, including loan pre-approval, rate finding, and financing options for clients in the Folsom, CA area.
- MLS Property Search Platform Online property search tool fed directly from the MLS (MetroList), allowing users to search listings by city, address, postal code, MLS ID, price range, bedrooms, bathrooms, and property type across the Sacramento region.
Companies that use Blue Waters Group
Customer profileNamed customers5 records
Segments1 record
Ideal customer profiles1 record
Blue Waters Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Blue Waters Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- MetroList Services, Inc.coreMetroList is the MLS (Multiple Listing Service) provider that feeds property listing data directly to Blue Waters Group's website. This data integration allows the company to provide up-to-date, current property listings to website visitors, functioning like an agent's search tools.
Scale indicators3 records
Recent moves4 records
Expansion highlights3 records
Blue Waters Group competitors and assessment
Company assessmentOthers
- Zillow Group: Leading real estate search and marketplace platform; shapes consumer expectations and funnels buyer/seller leads that Blue Waters competes to convert locally.
Direct peers
- Compass: Tech-forward national residential brokerage actively expanding in the Sacramento region; competes for agents and listings in the same Folsom/Sacramento market.
- Lyon Real Estate: Large independent Sacramento-area residential real estate brokerage; directly comparable to Blue Waters as a Sacramento-focused real estate firm serving the same buyers/sellers.
- Intero Real Estate (Berkshire Hathaway HomeServices): Silicon Valley / Sacramento-area residential brokerage under Berkshire Hathaway HomeServices; directly comparable in California local-market focus and service mix.
- Redfin: Tech-enabled residential brokerage serving Sacramento buyers and sellers with in-house agents; directly competes on listing access and digital experience.
- eXp Realty: Cloud-based residential brokerage with significant Sacramento-area agent presence; competes for the same local buyer/seller pool with a tech-enabled, low-overhead model.
Broad incumbents
- Keller Williams Realty (Sacramento): National franchise brokerage with multiple Sacramento-area market centers; competes for agents and seller/buyer leads in the same Folsom corridor.
- loanDepot: National mortgage lender with retail and partner channels; competes with Blue Waters' loan originators for purchase and refi business across California.
- Rocket Mortgage: Largest U.S. mortgage lender; competes directly with Blue Waters' loan origination arm for purchase and refinance volume in the Sacramento market.
- Coldwell Banker (Sacramento): Established national real estate franchise with strong Sacramento-area agent network; competes for the same residential clients with greater brand recognition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Blue Waters Group social profiles
Digital presenceBlue Waters Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Blue Waters Group leadership team
Management profileNumber of profiles
Profiles8 records
Blue Waters Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Blue Waters Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Blue Waters Group
What does Blue Waters Group do?
Blue Waters Group is a combined real estate brokerage and mortgage services firm providing home buying, home selling, refinancing, and loan pre-approval services to residential clients in the Folsom and greater Sacramento, CA area. The company offers an integrated service model in which mortgage consultants and realtors work together as a single team, guiding clients from loan pre-approval through property search, negotiation, and escrow closing.
Is Blue Waters Group a public or private company?
Blue Waters Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Blue Waters Group founded?
Blue Waters Group was founded in 2012. It employs 1 to 10 people.
Where is Blue Waters Group based?
Blue Waters Group is headquartered in Folsom, United States, in the North America region.
How does Blue Waters Group make money?
Two revenue lines are on record. Real Estate Commission is the primary driver. The others are mortgage Loan Origination.
Who are Blue Waters Group's main competitors?
Zillow Group is listed as an others. Direct peers are Compass, Lyon Real Estate, Intero Real Estate (Berkshire Hathaway HomeServices), Redfin and eXp Realty. Broad incumbents are Keller Williams Realty (Sacramento), loanDepot, Rocket Mortgage and Coldwell Banker (Sacramento).
Does Blue Waters Group have an API?
No public API is recorded for Blue Waters Group.
What industry is Blue Waters Group in?
Blue Waters Group's product category is Real Estate Brokerage. Its primary akta.pro industry code is FSALALAA, Loan Origination Systems (LOS). Its SIC code is 6162.