Brisotti & Silkworth Insurance

What Brisotti & Silkworth Insurance does

Brisotti & Silkworth Insurance (DBA: BSI Insurance) is a privately held, for-profit independent insurance brokerage headquartered in Mattituck, New York, that has operated continuously since 1913. The firm sells auto, home, and health insurance — including Medicare Supplement products representing AARP and other carriers — to individual consumers and families, acting as an intermediary that compares quotes across multiple insurance carriers on behalf of customers.

Its core products are Auto Insurance (liability and collision coverage) and Home Insurance (property and liability protection), with health and Medicare Supplement lines described in summary materials though less prominently featured on the public website. The company does not operate a proprietary technology platform, online quoting engine, or mobile application; its distribution is built around dedicated toll-free phone lines staffed by licensed agents available 24/7, with separate numbers for Auto (833-498-1406) and Home (833-502-4269). There is no evidence of a digital storefront, self-service portal, or third-party marketplace presence.

The business model is commission-based: BSI earns affiliate-referral commissions from carrier partners on each policy sold, with no publicly disclosed pricing tiers and pricing varying by carrier, coverage type, and individual risk profile. The firm markets itself on savings of up to 40%, A+ rating, and the claim of being 'trusted by thousands' of customers. With 1-10 employees, no disclosed funding, no M&A activity, no partnerships formally announced, and no technology stack beyond the corporate website, the operation functions as a small, long-tenured local insurance agency with a phone-centric direct sales motion.

Name

Brisotti & Silkworth Insurance

Legal name

Brisotti & Silkworth Insurance

Website

https://bsiins.com

Company type

Private

Founded year

1913

Operating status

Operating

Headcount range

1–10 employees

Short description

Brisotti & Silkworth Insurance is a privately held, century-old independent insurance brokerage in Mattituck, New York, selling auto, home, and health insurance (including AARP Medicare Supplement) to individual consumers via licensed agents on dedicated phone lines, earning carrier commissions.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ), Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

Keywords

• Auto insurance quotes
• Home insurance coverage
• Insurance broker services
• Multi-carrier comparison
• Medicare supplement insurance

Headquarters

HQ city

Mattituck

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology

Revenue model

1. Insurance Policy Commissions: The company acts as an insurance broker/agent, earning commissions from multiple carrier partners when customers purchase policies. Revenue is generated through commissions on auto, home, and health insurance policies sold.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Brisotti & Silkworth Insurance is an independent insurance brokerage that connects individual consumers with multiple insurance carriers to obtain quotes for Auto, Home, Business, and Medicare Supplement Insurance (including AARP). Licensed agents deliver personalized, no-obligation quotes over dedicated 24/7 phone lines, enabling customers to compare carrier options and bundle policies for savings.

Product overview

Brisotti & Silkworth Insurance operates as an insurance quote comparison service offering two core products: Auto Insurance and Home Insurance. The company connects customers with licensed agents to provide personalized quotes for vehicle and property coverage, allowing clients to compare multiple carriers and bundle policies for savings.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance
• Home Insurance Property insurance coverage for homeowners providing property and liability protection, with flexible coverage options, fast claim processing, and available discounts for individual consumers.
• Health Insurance / Medicare Supplement Health insurance coverage including Medicare Supplement plans, with the company representing AARP and other carriers, offered to individual consumers and families.
• Business Insurance Business insurance coverage offered to small business owners seeking commercial insurance products through the company's licensed agents.

Quantifiable outcome

• Save up to 40% on insurance costs

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights2 records

Broad incumbents

• GEICO: Direct-to-consumer auto and home insurer and one of the largest U.S. personal lines writers. Competes head-on with BSI on price-driven auto shoppers and exemplifies the direct-channel model eroding traditional agent-driven distribution.
• State Farm: Largest U.S. personal lines insurer with a captive agent model selling auto, home, and life. Competes for the same consumer dollar and uses local agent relationships that overlap with BSI's personal-service positioning.
• Allstate: National personal lines carrier distributing through captive and independent agents. Directly relevant as a broad incumbent competing on bundling, brand, and agent-led service in the same Auto and Home lines BSI sells.
• Progressive: Major U.S. auto insurer with direct, agent, and comparison channels. Directly competes with BSI on auto quoting and is a likely carrier partner behind the scenes, making Progressive both a competitor and a potential distribution channel.

Direct peers

• SmartFinancial: Digital insurance comparison platform that connects shoppers with multiple carriers across auto, home, and health. Closest functional peer to BSI's multi-carrier quote-comparison model, with the key difference of a digital-first funnel versus BSI's phone-only approach.
• Compare.com: Online insurance comparison service focused on auto and home, returning quotes from multiple carriers in a single workflow. Comparable to BSI on multi-carrier personal lines shopping, differing on the digital self-service experience.
• EverQuote: Online insurance marketplace that aggregates consumer demand and distributes it to carrier and agent partners. Operates the same intermediary function as BSI but at scale, using a digital lead-generation model rather than inbound phone calls.
• The Zebra: Insurance comparison platform offering auto, home, and other personal lines quotes from multiple carriers. Directly comparable multi-carrier consumer-facing proposition and primary competitive threat to small phone-based agencies.

Emerging players

• Lemonade: Digital-first insurtech selling renters, home, auto, pet, and life insurance through a mobile-first experience. Comparable as a modern, technology-led entrant in the same personal lines categories and a forward-looking view of where broker-led distribution is heading.
• SelectQuote: Direct-to-consumer insurance distributor specializing in senior market products including Medicare Supplement. Closest comparable to BSI's AARP Medicare Supplement line, with a more developed phone-based distribution platform and scale advantages.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/bsiins
• Facebookfacebook.com/bsiins
• LinkedInlinkedin.com/company/brisotti-

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Brisotti & Silkworth Insurance