20 Capital

Name

20 Capital

Website

https://20capital.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

20 Capital is a San Diego-based private asset management firm focused on secondary mortgage market assets. It acquires, manages, and disposes of real estate-related assets, offering scenario-specific servicing strategies to help borrowers in default avoid foreclosure and protect their credit.

Ownership category

akta.pro rank

Product category

Mortgage Asset Management

NAICS

Real Estate Credit (522292), Nonresidential Property Managers (531312), Portfolio Management and Investment Advice (523940)

SIC

Investors, Nec (6799), Mortgage Bankers & Loan Correspondents (6162)

akta.pro industry

PRIMARYBPAJAMAI

Affordable & Public Housing Asset Management

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Asset & Portfolio Management

SECONDARYFSAAAHAG

Private Credit / Direct Lending

Financial & Insurance/Asset & Wealth Management/Asset Management — Fixed Income & Credit

Keywords

• Secondary mortgage market
• Real estate asset management
• Mortgage servicing
• Foreclosure prevention
• Distressed borrower solutions

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations

Core offering

20 Capital is an asset management company that operates across all aspects of the secondary mortgage market, with a special focus on the acquisition, management, and disposition of real estate related assets. The firm provides scenario-specific servicing strategies that give borrowers in default realistic opportunities to mitigate further damage to their credit profile and avoid home foreclosure, through payment programs designed to maintain homeownership or relieve borrowers of excessive debt.

Differentiator

Problem solved

Functional benefit

Products and services

• Secondary Mortgage Asset Management Asset management services covering all aspects of the secondary mortgage market, focused on the acquisition, management, and disposition of real estate related assets, including scenario-specific servicing strategies and tailored payment programs for borrowers in default.

Segments1 record

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Mr. Cooper Group: Mr. Cooper is the largest U.S. mortgage servicer, with substantial non-performing loan servicing and loss mitigation capabilities. It operates at far greater scale but in an overlapping business to 20 Capital.
• Ocwen Financial: Ocwen is a major non-bank mortgage servicer with deep default servicing and loss mitigation operations, including forward and reverse mortgage servicing. It competes with 20 Capital in distressed borrower servicing.
• Pennymac Financial Services: Pennymac is a large mortgage servicer with a substantial distressed servicing business and proprietary loss-mitigation workflow. It is comparable as a broad incumbent in the secondary mortgage servicing market.

Direct peers

• VRM Mortgage Services: VRM is a specialty mortgage services firm offering default servicing, loss mitigation, and REO disposition. It is a direct comparable to 20 Capital in default resolution and real estate asset disposition.
• Selene Finance: Selene Finance is a specialty mortgage servicer focused on delinquent and non-performing loan resolution, with both borrower-facing loss mitigation and investor-facing asset management — directly comparable to 20 Capital's integrated distressed mortgage model.
• NewRez (Rithm Capital subsidiary): NewRez is a non-bank mortgage servicer and originator with significant non-performing and re-performing loan servicing. It overlaps with 20 Capital in distressed loan servicing and special servicing programs.
• Bayview Asset Management: Bayview acquires, manages, and disposes of residential mortgage assets and operates a servicing platform (including Bayview Loan Servicing). It is a direct comparable in secondary mortgage market asset management and distressed loan servicing.
• BSI Financial Services: BSI Financial Services is a non-bank mortgage servicer providing default servicing, loss mitigation, and asset management for investors. Comparable to 20 Capital in distressed mortgage servicing and asset management.
• Carrington Mortgage Services: Carrington operates a specialty servicing platform focused on non-performing and re-performing loans, offering borrower-facing loss mitigation. It is a direct comparable in distressed mortgage asset management.
• Pretium Partners: Pretium is a specialized asset manager focused on U.S. single-family residential credit, including non-performing loan acquisitions and servicing oversight. It is comparable to 20 Capital's acquisition-and-management model.

Market position

Customer concentration

• LinkedInlinkedin.com/company/20-capital

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 20 Capital