Cia do Crédito
Cia do Crédito is a Brazilian credit company founded in 2007 that operates as a banking correspondent, providing financial services on behalf of major banks and financiers to consumers in Brazil.
- Company typePrivate
- Founded2007
- HeadquartersCampos Dos Goitacazes, Brazil
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Cia do Crédito does
Cia do Crédito is a Brazilian for-profit credit company headquartered in Campos Dos Goitacazes, Brazil, founded in 2007. It operates as a banking correspondent, providing financial services on behalf of major Brazilian banks and financiers. With a workforce of 101-250 employees, the company functions as an intermediary channel connecting consumers with institutional credit providers, a common distribution model in the Brazilian financial services sector.
The company's business model centers on facilitating credit transactions as a third-party agent rather than originating loans directly. This correspondent banking structure allows it to earn commissions or fees on credit products originated through its channel without bearing credit risk on its own balance sheet. The company maintains a web presence at ciadocredito.net and ciadocredito.com.br, suggesting a digital interface for customer acquisition, though specific product details, pricing, and technology infrastructure are not disclosed in available source material.
Cia do Crédito operates as a private company with no disclosed ownership structure, institutional investors, funding rounds, or board composition. Headcount of 101-250 positions it as a small-to-mid-sized firm within the Brazilian financial services ecosystem. The 17-year operational history (2007 to present) suggests an established but regionally rooted business. No product portfolio, customer segments, geographic markets served, or revenue figures are documented in the available data, which represents a significant analytical limitation.
Cia do Crédito firmographics
Firmographics- Name
- Cia do Crédito
- Legal name
- Cia do Crédito
- Website
- https://ciadocredito.net
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Cia do Crédito is a Brazilian credit company founded in 2007 that operates as a banking correspondent, providing financial services on behalf of major banks and financiers to consumers in Brazil.
- Ownership category
- akta.pro rank
Cia do Crédito industry classification
Industry- Product category
- Consumer Credit Services
- NAICS
- Activities Related to Credit Intermediation (5223)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Credit Repair & Credit Score Advisory (FSAEAFAD)
Keywords
Where Cia do Crédito is headquartered
LocationHeadquarters
- HQ city
- Campos Dos Goitacazes
- HQ country
- Brazil
- HQ region
- Latin America
Markets served
Cia do Crédito business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Cia do Crédito product offering
Product offeringCore offering
Cia do Crédito is a Brazilian credit company that operates as a banking correspondent, intermediating credit operations between consumers and the main banks and financiers. It facilitates the origination and processing of credit requests on behalf of partner financial institutions, earning fees/commissions for each referred or processed credit operation.
Differentiator
Problem solved
Functional benefit
Products and services
- Credit intermediation services (banking correspondent) Credit intermediation services provided as a banking correspondent, connecting consumers seeking credit with partner banks and financiers; the firm handles origination, referral, and processing of credit operations on behalf of financial institutions.
Companies that use Cia do Crédito
Customer profileIdeal customer profiles2 records
Cia do Crédito technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cia do Crédito partnerships and signals
Strategic signalRecent moves3 records
Expansion highlights1 record
Cia do Crédito competitors and assessment
Company assessmentDirect peers
- Geru: Brazilian online lending platform that originated as a credit intermediary providing personal loans to consumers, comparable to Cia do Crédito's credit intermediation business model in the Brazilian market.
- Creditas: Brazilian lending platform offering consumer credit, secured loans, payroll loans, and other financial products, directly competing in the Brazilian credit intermediation and consumer finance space.
- Crefisa: Brazilian consumer credit company that originated as a credit shop/banking correspondent, providing personal loans and credit services to consumers—directly comparable to Cia do Crédito's role as a credit intermediary operating through bank partnerships.
Broad incumbents
- Banco Pan: Brazilian bank offering consumer credit, payroll loans, and vehicle financing with significant correspondent-network distribution, similar to the consumer credit services Cia do Crédito facilitates through banking partnerships.
- Banco Inter: Brazilian digital bank offering a wide range of financial products including credit cards, personal loans, and payroll loans—representing the digital banking alternative to traditional banking correspondent models.
- BMG: Brazilian bank specialized in consumer credit, particularly payroll-deductible loans and personal credit. Comparable because BMG relies heavily on correspondent-style distribution to reach consumers, similar to how Cia do Crédito operates.
- Nubank: Brazilian digital bank offering credit cards and personal loans to a large consumer base, representing the digital disruption in Brazilian consumer credit that competes with traditional banking correspondent intermediaries like Cia do Crédito.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat2 records
Key risks3 records
Key highlights4 records
Customer concentration
Cia do Crédito social profiles
Digital presenceCia do Crédito financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cia do Crédito leadership team
Management profileNumber of profiles
Cia do Crédito funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cia do Crédito M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cia do Crédito
What does Cia do Crédito do?
Cia do Crédito is a Brazilian credit company that operates as a banking correspondent, intermediating credit operations between consumers and the main banks and financiers. It facilitates the origination and processing of credit requests on behalf of partner financial institutions, earning fees/commissions for each referred or processed credit operation.
Is Cia do Crédito a public or private company?
Cia do Crédito is a private company. It is classified as unknown and is currently operating.
When was Cia do Crédito founded?
Cia do Crédito was founded in 2007. It employs 101 to 250 people.
Where is Cia do Crédito based?
Cia do Crédito is headquartered in Campos Dos Goitacazes, Brazil, in the Latin America region.
Who are Cia do Crédito's main competitors?
Direct peers on record are Geru, Creditas and Crefisa. Broad incumbents are Banco Pan, Banco Inter, BMG and Nubank.
Does Cia do Crédito have an API?
No public API is recorded for Cia do Crédito.
What industry is Cia do Crédito in?
Cia do Crédito's product category is Consumer Credit Services. Its primary akta.pro industry code is FSAEAFAD, Credit Repair & Credit Score Advisory. Its NAICS code is 5223 and its SIC code is 6141.