Compromisso Investimentos
Compromisso Investimentos is a São Paulo-based autonomous investment advisory firm founded in 2013, operating under XP Investimentos to distribute Brazilian retail wealth products across a three-tier client structure with a team of eight advisors.
- Company typePrivate
- Founded2013
- HeadquartersSão Paulo, Brazil
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Compromisso Investimentos does
Compromisso Investimentos (legal name Compromisso Assessor de Investimentos LTDA) is a private investment advisory firm founded in 2013 and headquartered in São Paulo, Brazil. The firm operates as an agente autônomo de investimentos under a partnership with XP Investimentos, distributing XP's product shelf — which includes Tesouro Direto, COE, Fundos Imobiliários, Renda Fixa, Fundos de Investimentos, and Ações — to individual Brazilian investors. Service is delivered by a team of eight advisors, two of whom hold the CFP® certification, with credentials from CVM (Resolução CVM 178/23) and ANCORD.
The firm segments clients into three tiers: Advisory for portfolios under R$300,000, Exclusive for R$300,000 to R$3 million, and Private for portfolios above R$3 million. This tiering governs the depth of advisory relationship and reporting offered, while all product execution, custody, and back-office functions sit with XP Investimentos.
Compromisso generates revenue through transaction-based commissions on products distributed via XP. The economics are therefore tied to advisor headcount, client activity, and the XP revenue-share arrangement; the firm does not charge a disclosed advisory fee separate from XP's commission structure. No external funding, acquisitions, or proprietary technology platforms are disclosed, and the business model is best characterized as a relationship-led, advisor-driven distribution channel for XP's retail wealth products in São Paulo.
Compromisso Investimentos firmographics
Firmographics- Name
- Compromisso Investimentos
- Legal name
- Compromisso Assessor de Investimentos LTDA
- Website
- https://compromissoinvestimentos.com.br
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Compromisso Investimentos is a São Paulo-based autonomous investment advisory firm founded in 2013, operating under XP Investimentos to distribute Brazilian retail wealth products across a three-tier client structure with a team of eight advisors.
- Ownership category
- akta.pro rank
Compromisso Investimentos industry classification
Industry- Product category
- Investment Advisory
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Portfolio Construction & Asset Allocation Advisory (FSAEAAAC)
Keywords
Where Compromisso Investimentos is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Offices1 record
Markets served
Compromisso Investimentos business model
Business model- GTM type
- B2C
- Offering type
- Services
Revenue model
- Investment Advisory Services: Commission-based revenue model through partnership with XP Investimentos. The firm operates as autonomous investment agents (agentes autônomos de investimentos) accredited to XP, earning commissions on financial products distributed to clients through the XP platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Advisory tier for investors with portfolios up to R$300 thousand |
| Transaction based/ take rate | Pay-as-you-go | Exclusive tier for investors with portfolios between R$300 thousand and R$3 million |
| Transaction based/ take rate | Pay-as-you-go | Private tier for investors with portfolios above R$3 million |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Compromisso Investimentos product offering
Product offeringCore offering
Compromisso Investimentos provides investment advisory services to individual clients in Brazil. The firm operates as a network of autonomous investment agents credentialed to XP Investimentos, offering personalized portfolio management and investment product distribution across multiple asset classes.
Product overview
Compromisso Investimentos is an independent investment advisory firm affiliated with XP Investimentos, offering a unified advisory service structured around three tiers — Advisory (up to R$300k), Exclusive (R$300k–R$3M), and Private (R$3M+) — supported by a structured four-step process: Know, Orient, Execute, and Care. The firm distributes a broad portfolio of financial products through the XP open platform, including Treasury Direct (Tesouro Direto), Structured Certificates (COE), Real Estate Funds (Fundos Imobiliários), Fixed Income (Renda Fixa), Investment Funds (Fundos de Investimentos), and Equities (Ações). Rather than a modular software platform, the offering is a personalized human advisory service combined with access to XP's product ecosystem, with no standalone software, API, or AI-driven product components.
Differentiator
Problem solved
Functional benefit
Companies that use Compromisso Investimentos
Customer profileSegments3 records
Compromisso Investimentos technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Compromisso Investimentos partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- XP InvestimentoscoreXP Investimentos CCTVM is the primary distribution partner. Compromisso Investimentos operates as accredited autonomous investment agents (agentes autônomos de investimentos) credenciado à XP, distributing financial products through the XP platform. XP is described as the largest and most complete financial platform in Latin America, providing access to 400+ investment funds and 150+ fund managers.
Scale indicators3 records
Recent moves5 records
Expansion highlights3 records
Compromisso Investimentos competitors and assessment
Company assessmentDirect peers
- Vérios: Brazilian wealth management firm focused on personalized investment advisory across client tiers, similar to Compromisso's Advisory/Exclusive/Private structure. Competes for the same mass-affluent and HNW investor in São Paulo.
- Órama: Brazilian investment platform offering multi-product advisory and brokerage across fixed income, funds, and equities. Highly comparable to Compromisso as a tiered advisory shop serving retail and HNW clients on a similar wealth management model.
- Guide Investimentos: Brazilian wealth management and investment advisory firm offering personalized advisory services across multiple wealth tiers. Comparable target market and human-advisory model, though slightly larger scale and broader geographic presence.
- Vitreo: Brazilian wealth management firm offering personalized advisory services across client tiers. Closely comparable to Compromisso's model of human-led investment advisory distributing a diversified product set to mass-affluent and HNW clients.
Broad incumbents
- Rico Investimentos: Established Brazilian broker with advisory services and a multi-tier wealth offering. Larger incumbent with broader product shelf and digital tooling, competing with Compromisso for the same advisory clients but with greater scale and brand recognition.
- BTG Pactual Digital: Large Brazilian incumbent offering wealth management, advisory, and a full product universe. Overlaps with Compromisso's tiered advisory model but at a vastly larger scale, with proprietary technology and a high-net-worth private banking franchise.
- Genial Investimentos: Full-service Brazilian broker with wealth management, advisory, and a large product shelf. Overlaps with Compromisso's advisory offering but operates at materially larger scale with proprietary technology and broader geographic coverage.
- Modalmais: Brazilian broker with advisory and wealth management services targeting retail and HNW clients. Comparable product universe (fixed income, funds, equities) and tiered service model, but with stronger digital platform and broader geographic reach.
Emerging players
- Magnetis: Brazilian digital wealth manager using a robo-advisor model for diversified portfolios. Targets a similar mass-affluent segment but with a technology-driven, lower-cost model that competes with Compromisso's human advisory approach.
- Warren: Brazilian investment platform with managed portfolios and a broad product shelf across fixed income, funds, and equities. Competes with Compromisso for the same client base but differentiates through a digital-first, self-service product.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Compromisso Investimentos social profiles
Digital presenceCompromisso Investimentos compliance and trust
Trust signalCompliance1 record
Compromisso Investimentos financial estimates
Financial estimateRevenue estimate
Valuation estimate
Compromisso Investimentos leadership team
Management profileNumber of profiles
Compromisso Investimentos funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Compromisso Investimentos M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Compromisso Investimentos
What does Compromisso Investimentos do?
Compromisso Investimentos provides investment advisory services to individual clients in Brazil. The firm operates as a network of autonomous investment agents credentialed to XP Investimentos, offering personalized portfolio management and investment product distribution across multiple asset classes.
Is Compromisso Investimentos a public or private company?
Compromisso Investimentos is a private company. It is classified as unknown and is currently operating.
When was Compromisso Investimentos founded?
Compromisso Investimentos was founded in 2013. It employs 11 to 50 people.
Where is Compromisso Investimentos based?
Compromisso Investimentos is headquartered in São Paulo, Brazil, in the Latin America region.
How does Compromisso Investimentos make money?
One revenue line is on record: investment Advisory Services.
Who are Compromisso Investimentos's main competitors?
Direct peers on record are Vérios, Órama, Guide Investimentos and Vitreo. Broad incumbents are Rico Investimentos, BTG Pactual Digital, Genial Investimentos and Modalmais. Emerging players are Magnetis and Warren.
Does Compromisso Investimentos have an API?
No public API is recorded for Compromisso Investimentos.
What industry is Compromisso Investimentos in?
Compromisso Investimentos's product category is Investment Advisory. Its primary akta.pro industry code is FSAEAAAC, Portfolio Construction & Asset Allocation Advisory. Its NAICS code is 523940 and its SIC code is 6282.