Momentum Wealth Management

What Momentum Wealth Management does

Momentum Wealth Management Corporation Pty Ltd is a privately held Australian financial advisory firm founded in 1986 and headquartered in Bentleigh, Melbourne, with a second office in Wantirna South. The firm provides holistic personal financial advice to individuals, families, and business owners across Australia, with particular focus on pre-retirees and retirees. Its service catalogue covers superannuation optimisation, self-managed super fund (SMSF) establishment and management, debt reduction, investment portfolio construction, insurance, retirement planning, aged care advisory, Centrelink entitlements, and tax structuring and planning.

The firm operates on a flat-fee or fixed engagement model with no commissions and no product sales targets, and is independently owned with no parent company. It delivers advice through four named senior advisers and approximately 37 additional advisers and specialists, supported by an AFSL (No. 454895), ASIC registration, and membership in the AFA and FPA. Its technology stack includes a client portal providing 24/7 access, live performance reporting, and a secure document vault. The firm reports $2.2B+ in Funds Under Advice across 32,000+ clients and was recognised in the BDO Top 100 Advisers 2023.

Its go-to-market is consultative and direct, combining physical offices in Melbourne, phone and email advisory, complimentary discovery calls, and referral-driven demand. Customer testimonials reference relationships spanning 15+ years, and the firm markets continuity of adviser assignment and documented succession planning as differentiators versus industry super funds and robo-advisers.

Name

Momentum Wealth Management

Legal name

Momentum Wealth Management Corporation Pty Ltd

Website

https://momentumwm.com.au

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

Momentum Wealth Management is a privately held Australian financial advisory firm offering holistic personal financial planning across superannuation, SMSFs, retirement, tax, and aged care to individuals, families, and business owners from two Melbourne offices, operating on a flat-fee model.

Ownership category

akta.pro rank

Headquarters

HQ city

Mount Waverley

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Advisory Fees: Flat-fee or fixed engagement model for financial planning services. Fees are fully disclosed before commitment with no hidden commissions. Revenue generated through ongoing advisory relationships and plan implementation.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Momentum Wealth Management is an independent Australian financial advisory firm that provides holistic, fee-for-service financial planning to individuals, families, and business owners across Australia. Its core offering spans superannuation optimisation, self-managed super fund (SMSF) establishment and management, diversified investment portfolio construction, insurance/wealth protection, retirement planning, aged care advisory, Centrelink entitlements maximisation, tax planning and structuring, and structured debt reduction. Services are delivered through face-to-face consultations across two Melbourne offices in Bentleigh and Wantirna, supported by a modern client portal with live performance reporting and a secure document vault.

Product overview

Momentum Wealth Management offers a suite of nine distinct financial advisory services rather than a unified software platform. The core offering encompasses holistic financial planning including superannuation optimisation, SMSF setup and management, debt reduction strategies, investment portfolio management, insurance protection, retirement planning, aged care advisory, Centrelink entitlements, and tax planning. These services are delivered through a three-step process: initial discovery consultation, personalised strategic plan development, and ongoing support with regular reviews. The company operates two Melbourne offices (Bentleigh and Wantirna) serving over 32,000 clients with $2.2B+ in funds under advice.

Differentiator

Problem solved

Functional benefit

Products and services

• Superannuation Superannuation optimisation service that accelerates retirement savings growth via tax-efficient contributions, consolidation of multiple super accounts, and salary sacrifice structuring. Targeted at Australian individuals and families seeking to maximise retirement wealth and tax efficiency.
• SMSF (Self Managed Super Fund) Establishment and management of self-managed super funds enabling direct investment in property, shares, and alternative assets, giving clients personalised control over their retirement savings strategy. Targeted at Australian individuals, families, and business owners seeking investment control and tax-effective structures.
• Debt Reduction Structured debt paydown strategies that consolidate and rank debts by after-tax cost, freeing up cash flow for accelerated repayment and wealth building. Targeted at Australian individuals and families with multiple debt facilities seeking to optimise repayment and cash flow.
• Investments Diversified portfolio construction aligned to individual risk profiles, life stages, and long-term wealth accumulation goals, with ongoing performance monitoring supported by live performance reporting. Targeted at Australian individuals and families seeking long-term wealth accumulation.
• Insurance (Wealth Protection) Wealth protection strategies ensuring family financial security through appropriate coverage without over-insuring, spanning life insurance, income protection, and trauma insurance. Targeted at Australian individuals and families seeking to safeguard income and assets against unforeseen events.
• Retirement Planning Comprehensive retirement roadmaps modelling scenarios at various retirement ages with projected income, assets, and longevity planning to ensure retirement security. Targeted at Australian pre-retirees and retirees in their 50s to 70s.
• Aged Care Financial structuring for later-life care including navigation of aged care systems, funding quality care, and protecting assets for families. Targeted at older Australians and their families planning for or already navigating aged care arrangements.
• Centrelink & Social Security Entitlement maximisation services ensuring clients receive all eligible government benefits including Age Pension and related concessions. Targeted at Australian retirees and pre-retirees seeking to optimise age pension and related entitlements.
• Tax Planning & Structuring Tax burden reduction through smart contribution strategies, structural optimisation, and timing coordinated with broader financial plans. Targeted at Australian individuals, families, and business owners seeking tax-effective structuring across superannuation, SMSFs, and investments.

Quantifiable outcome

• $340K additional projected retirement wealth by optimising existing super rather than chasing higher returns
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered minor and core.

• Hamilton Chase CorporationminorOthersCorporate partner relationship with Hamilton Chase Corporation, an executive search and recruitment firm specialising in finance and accounting sectors.
• BDOcoreStrategic or Co-development PartnerRecognition as BDO Top 100 Advisers 2023 indicates a strategic relationship with BDO, one of Australia's leading accounting and advisory firms. BDO provides accounting, tax, and advisory services to mid-market companies.

Scale indicators8 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Shaw and Partners: Shaw and Partners is an Australian wealth management and advisory firm providing financial advice, wealth management and investment services. Comparable as an Australian independent advisory competitor serving similar mass-affluent segments, though with a stronger equities/brokerage heritage.
• Count Limited (Count Financial): Count is one of Australia's largest accounting and wealth advice groups, providing financial advisory services to individuals, families and SMEs through a national network of accountants and advisers. Directly comparable to Momentum as a similarly regulated, advice-led Australian wealth advisory firm, but at significantly larger scale.
• Ord Minnett: Ord Minnett is an Australian private wealth manager offering financial advice, investment management and stockbroking to high-net-worth and mass-affluent clients. Comparable in Australian wealth advisory focus, though skewed to wealthier clients and broader portfolio management services.
• IOOF/Insignia Financial (now Insignia): Insignia Financial owns several Australian wealth management brands including IOOF, MLC and OnePath, offering financial advice, superannuation and investment platforms. A relevant incumbent peer due to overlapping superannuation, SMSF and retirement-income advisory offerings in the Australian market.
• AMP Financial Planning: AMP operates one of Australia's largest networks of salaried and self-employed financial advisers offering superannuation, investment, and retirement planning. Comparable to Momentum in core advisory services and Australian retail/mass-affluent target market, though AMP operates a much larger aligned network with parent-company product distribution.

Direct peers

• Dover Financial Advisers: Dover is an Australian independent financial advice firm providing superannuation, SMSF, investment and retirement planning. Directly comparable as a privately held, independently licensed Australian advisory firm targeting similar mass-affluent and SMSF segments.
• Centrepoint Alliance: Centrepoint Alliance is an Australian licensee that supports a national network of independent financial advisers and accountants offering holistic wealth advice. Closely comparable to Momentum's model of an independently licensed advice practice serving mass-affluent Australian families and business owners.
• Fitzpatricks Private Wealth: Fitzpatricks is an Australian financial advisory firm providing investment, superannuation, SMSF and retirement planning advice to individuals and business owners. Comparable independent advisory model and SMSF/superannuation specialisation serving Australian families and SME owners.
• Shadforth Financial Group: Shadforth is an Australian financial advisory firm offering wealth management, superannuation and retirement planning services to individuals. Comparable in client demographic (pre-retirees and retirees), service breadth (holistic financial advice, SMSF, investments) and Australian mid-market positioning.

Emerging players

• Robo-advisers (e.g. Stockspot, Six Park): Australian robo-advisers like Stockspot and Six Park offer algorithm-driven, low-fee investment portfolio management to mass-affluent retail investors. Momentum explicitly positions itself against robo-advisers, so these are relevant EMERGING_PLAYER peers for the digitally-enabled, lower-cost segment competing for the same Australian retail wealth dollars.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Customer concentration

• LinkedInlinkedin.com/company/momentum-wealth-management-private-wealth-advisors

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Momentum Wealth Management