Chabert Insurance Agency

What Chabert Insurance Agency does

Chabert Insurance Agency LLC is a privately held, family-owned independent insurance brokerage founded in 1977 in Larose, Louisiana and now headquartered at 201 Canal Blvd in downtown Thibodaux. The agency sells personal and commercial lines of insurance—auto, home, flood, commercial, boat/watercraft, and motorcycle—on behalf of 17 carrier partners that include national brands (Allstate, Progressive, Zurich, Kemper) and Louisiana-specialty carriers (SageSure, Gulf States, Acadian Managers). It operates two physical service offices in Thibodaux (Lafourche Parish) and Houma (Terrebonne Parish), staffed by nine named professionals including CEO Guy Chabert, CFO Lacie Jo Chabert, Office Manager Stevi Dupre, and four additional licensed agents. Distribution combines direct in-office agent sales with an EZLynx-powered website channel that captures online quote requests for auto and home coverage. The agency is BBB-accredited and earns revenue through carrier commissions on policies sold and renewed across its Louisiana customer base.

Name

Chabert Insurance Agency

Legal name

Chabert Insurance Agency LLC

Website

https://chabertinsurance.com

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

1–10 employees

Short description

Chabert Insurance Agency LLC is a family-owned independent Louisiana insurance brokerage founded in 1977, offering auto, home, flood, commercial, boat, and motorcycle coverage from 17 carriers via offices in Thibodaux and Houma.

Ownership category

akta.pro rank

Product category

Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Independent insurance agency
• Personal lines insurance
• Commercial lines insurance
• Multi-carrier brokerage
• Louisiana insurance

Headquarters

HQ city

Thibodaux

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Chabert Insurance Agency operates as an independent insurance agency earning commissions from multiple carrier partners including Allstate, Progressive, Kemper, Zurich, and others. Revenue is generated through commissions on insurance policies sold and renewed for auto, home, commercial, flood, boat, and motorcycle insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Chabert Insurance Agency is an independent insurance agency that sells personal and commercial insurance policies on behalf of multiple carriers, including Allstate, Progressive, Kemper, and Zurich. It offers six core product lines—Auto, Home, Flood, Boat/Watercraft, Motorcycle, and Commercial Insurance—delivered through licensed agents at two Louisiana offices and an online quote-request platform. Revenue is generated primarily through carrier commissions on policies sold and renewed.

Product overview

Chabert Insurance Agency is a Louisiana-based insurance agency offering a portfolio of personal and commercial insurance products. The agency operates as a multi-carrier broker representing 17 insurance carriers including Allstate, Progressive, Zurich, and others. Their core product suite consists of six primary insurance categories: Auto Insurance (mandatory vehicle coverage), Home Insurance (dwelling and contents protection), Commercial Insurance (business liability and property), Boat/Watercraft Insurance (water vessel protection), Flood Insurance (property coverage for flood damage), and Motorcycle Insurance (motorbike liability and protection). The agency provides both in-person consultation at their Thibodaux and Houma locations and online quoting tools through their EZLynx-powered platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage protecting drivers, passengers, and vehicles against accidents, damage, theft, and liability. Offered as mandatory Louisiana auto insurance (minimum $15,000/$30,000 bodily liability and $25,000 property damage) with optional coverages including collision and comprehensive.
• Home Insurance Property insurance protecting residential buildings and contents against perils such as fire, hailstorms, and hurricanes. Includes dwelling coverage, personal belongings coverage, liability protection, and additional living expenses coverage, tailored to protect homeowner investments.
• Commercial Insurance Business insurance coverage including worker's compensation, commercial auto insurance, general liability, umbrella insurance, property insurance, cyber liability, flood insurance, and professional liability for Louisiana start-up and seasoned business owners.
• Boat/Watercraft Insurance Watercraft insurance coverage for boats and water vessels including liability coverage, collision insurance, comprehensive insurance, equipment insurance, uninsured boater insurance, and fuel spillage/wreckage cleanup coverage for Louisiana boat owners.
• Flood Insurance Property insurance protecting homeowners and business owners from financial loss due to water damage caused by flooding. Covers building structures and permanently fastened items like flooring, carpet, light fixtures, and cabinets.
• Motorcycle Insurance Motorcycle insurance for Louisiana riders with required bodily liability ($15,000/$30,000) and property damage liability ($25,000) coverages. Optional coverages include collision, comprehensive, Medical Payments, uninsured motorist, and custom equipment coverage.

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

17 partnerships are on record, tiered core.

• Acadian ManagerscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner providing property and casualty insurance products. Carrier offers claims reporting at 888-796-6571 and customer service through acadianins.com.
• AccesscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 866-747-6918. Customer service available through access.com.
• AegiscoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 1-800-233-2160. Customer service through aegisinsurance.com.
• AlliedcoreChannel Partner/ Reseller/ DistributorNationwide-affiliated insurance carrier partner. Claims phone: 800-421-3535. Customer service through nationwide.com.
• AllstatecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier partner. Claims phone: 800-366-3495. Customer service through allstate.com.
• American ModerncoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in specialty products. Claims phone: 800-375-2075. Customer service through amig.com.
• ASIcoreChannel Partner/ Reseller/ DistributorAmerican Strategic Insurance carrier partner. Claims phone: 1-866-274-5677. Customer service through americanstrategic.com.
• AsperacoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 804-289-1394. Customer service through asperains.com.
• Gulf StatescoreChannel Partner/ Reseller/ DistributorRegional insurance carrier partner. Claims phone: 888-277-0575. Customer service through gulfstatesinsure.com.
• KempercoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 1-866-536-7376. Customer service through kemper.com.
• National GeneralcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 800-468-3466. Customer service through nationalgeneral.com.
• ProgressivecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier partner. Claims phone: 1-800-776-4737. Customer service through progressive.com.
• SafepointcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 855-252-4615. Customer service through safepointins.com.
• SafewaycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 888-203-5129. Customer service through safewayinsurance.com.
• SageSurecoreChannel Partner/ Reseller/ DistributorHomeowners insurance carrier partner specializing in Louisiana market. Claims phone: 866-311-7243. Customer service through sagesure.com.
• Tower HillcoreChannel Partner/ Reseller/ DistributorInsurance carrier partner. Claims phone: 800-342-3407. Customer service through thig.com.
• ZurichcoreChannel Partner/ Reseller/ DistributorGlobal insurance carrier partner. Claims phone: 1-800-382-2150. Customer service through zurich.com.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• GEICO: Direct-to-consumer auto and home insurance carrier owned by Berkshire Hathaway, selling direct without independent agents. Significant competitive threat to Chabert's auto and home lines in Louisiana, where GEICO's direct brand and pricing compete for the same mandatory-coverage customers.
• Hub International: Major North American insurance brokerage representing multiple carriers for personal and commercial clients. Operates the same broker-of-record model as Chabert but at enterprise scale with national geographic reach and corporate ownership.
• Arthur J. Gallagher & Co. One of the largest global insurance brokerage and risk advisory firms, offering personal and commercial lines intermediation across hundreds of carriers. Comparable as a broker-of-record model to Chabert, but operating at vastly larger scale across all U.S. states and internationally.

Direct peers

• Goosehead Insurance: Public multi-carrier independent insurance agency specializing in personal lines (home, auto) by shopping across multiple carriers — directly analogous to Chabert's multi-carrier brokerage model, though operating at significantly larger national scale with franchise and corporate-agent locations.
• Brightway Insurance: Franchise-based independent insurance agency model offering personal and commercial lines across multiple carriers; comparable to Chabert in offering multi-carrier choice to customers but with a national franchise footprint rather than family-owned single-state operation.

Emerging players

• Lemonade: Insurtech offering direct-to-consumer home, renters, pet, and (in select states) auto insurance via a mobile-first model. Represents the digital disruption to traditional agent-led personal lines distribution that Chabert competes against in the Louisiana market.
• SelectQuote: Direct-to-consumer insurance distributor that shops life, auto, and home coverage across carriers via online/phone channels. Competes with Chabert for the same Louisiana consumer shopping behavior but via a digital/remote model rather than agent-led local presence.
• Integrity Marketing Group: Leading acquirer of independent insurance agencies, building a national network of multi-carrier brokerages. Chabert is comparable both as an independent agency target and as a potential acquirer of similarly-sized local agencies in Louisiana's fragmented market.

Others

• Burns & Wilcox: Wholesale insurance brokerage and underwriting managing general agency. Adjacent to Chabert's brokerage model but operating on the wholesale/excess & surplus side rather than retail personal and commercial lines.
• Trusted Choice: National network of independent insurance agents and brokers, representing a federation of multi-carrier agencies like Chabert. Relevant as a competitive ecosystem and consumer-facing referral channel rather than a single competing agency.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/chabert-insurance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chabert Insurance Agency