Curio Wealth

What Curio Wealth does

Curio Wealth, LLC is a fee-only fiduciary wealth management firm registered with the SEC as an investment adviser, headquartered in Annapolis, Maryland. The firm delivers integrated financial advisory services — financial planning, ongoing wealth management, tax planning and preparation, and evidence-based investment management — to individuals and families segmented across three life stages: Building and Planning Life (30s-40s), Thriving in Midlife, and Living a Modern Retirement. Curio's service model emphasizes a motivational interviewing approach to surface client values and priorities, supported by tax-efficient strategies, modern portfolio theory, and low-cost mutual funds and ETFs.

The firm's underlying technology stack is composed of third-party, industry-standard RIA tooling rather than proprietary platforms: eMPLAN (Curio Wealth Planner) for financial planning, Tamarac for portfolio reporting, Schwab Institutional and Fidelity for custody, Box for secure file exchange, and a white-label mobile app built on fynancial. Curio monetizes through three revenue streams: a tiered AUM-based advisory fee starting at 1% and decreasing with assets (subscription/recurring), flat-rate standalone financial planning engagements (one-time), and unit-priced tax preparation ranging from $200 for simple returns to $4,000+ for complex cases. Pricing is quote-based and transparent, with no commissions or product-sales incentives.

Go-to-market is sales-led and relationship-driven: a structured onboarding funnel (Discovery Meeting, Journey Begins, Clarity Session, Plan Collaboration) with complimentary initial consultations, supported by a multi-channel content engine including the Curated Curiosity blog, quarterly market-update webinars, the Conversations with Curio podcast, organic social, email newsletter, and a referral program sourcing clients from existing households and CPA partners. Distribution spans two physical Maryland offices (Annapolis HQ, Columbia), one North Carolina office (Asheville), and a Virtual/National Advisors office offering nationwide service. The firm is private, founder-owned (Lyn Dippel, Liz Gillette, Jim Kantowski, Yvonne Scoggins), with no disclosed venture capital, private equity, or parent-company ownership and no publicly disclosed revenue or AUM figures.

Name

Curio Wealth

Legal name

Curio Wealth, LLC

Website

https://curiowealth.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

Curio Wealth is a fee-only fiduciary RIA offering integrated financial planning, investment management, and tax services to individuals and families across three life stages, primarily in the Mid-Atlantic with nationwide virtual coverage.

Ownership category

akta.pro rank

Headquarters

HQ city

Annapolis

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Assets Under Management (AUM) Fees: Fee-only AUM model starting at 1% and decreasing with investable assets. Covers ongoing financial planning services and investment management with no commissions. Proactive advisory approach providing advice as needed.
2. Financial Planning (Flat Rate): Flat rate fee for creating a comprehensive financial plan. Cost estimate provided before engagement based on scope and complexity. Clients may then decide to move forward with AUM services with no obligation.
3. Tax Preparation Services: Tax planning included in AUM fee. Separate tax preparation fees ranging from $200 for simple returns to $4,000+ for complex situations.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Curio Wealth is a fee-only fiduciary wealth management firm that delivers integrated financial planning, ongoing wealth management, investment management, and tax planning and preparation services to individuals and families across multiple life stages. A Getting Started Consultation is offered as the entry point, after which clients engage the firm for either one-time planning engagements or recurring AUM-based wealth management.

Product overview

Curio Wealth is a fee-only fiduciary wealth management firm offering integrated financial advisory services through a combination of core planning services, client-facing digital tools, and educational content. The core service offering includes Financial Planning, Ongoing Wealth Management, Tax Planning & Preparation, and Investment Management, which are designed to work together as an integrated approach to financial advisory. These are complemented by client portal access through the Curio App, Curio Wealth Planner platform, and Client Portfolio Portal. The firm also provides educational resources including the Curated Curiosity blog, Curio Webinars, and Conversations with Curio podcast. Services are segmented across three client life stages: Building and Planning Life (30s-40s), Thriving in Midlife, and Living a Modern Retirement.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning
• Ongoing Wealth Management
• Tax Planning & Preparation
• Investment Management
• Getting Started Consultation

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature3 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• Dimensional Fund AdvisorscoreStrategic or Co-development Partner · 30 June 2026Strategic partnership for investment insights and education. Althea Trevor, Senior Investment Director at Dimensional, appears on Curio podcast discussing IPOs, market dynamics, and evidence-based investing. Joint educational content provides clients with deeper understanding of investment philosophy.
• Avantis InvestorscoreStrategic or Co-development Partner · 21 April 2026Strategic investment partnership featuring Alex Jenkins, CFA, Vice-President, Relationship Director & Investment Specialist. Joint quarterly market update webinars discussing economic overview, market updates, and Q&A sessions with Curio advisors.
• Schwab InstitutionalcoreTechnology or IntegrationCustodian and client portal provider. Clients access accounts through Schwab Institutional platform for account management and reporting.
• FidelitycoreTechnology or IntegrationCustodian and client portal provider. Clients access accounts through Fidelity platform for account management and reporting.
• Tamarac IncsupportingTechnology or IntegrationPortfolio management portal provider (Your Portfolio). Clients access portfolio reporting and management tools through Tamarac platform.
• eM APlansupportingTechnology or IntegrationClient relationship management and financial planning platform (Curio Wealth Planner). Used for client onboarding, financial plan development, and ongoing relationship management.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Betterment: Leading robo-advisor with optional human advisor access, offering goal-based planning and automated investment management. Competes with Curio for digitally-engaged, fee-conscious clients in the same HNW-adjacent segments.
• Personal Capital (Empower): Large digital wealth manager offering financial planning, investment management, and banking tools to HNW individuals. Overlaps with Curio on integrated planning and AUM-based advisory, but operates at significantly larger scale via technology-led delivery.
• Vanguard Personal Advisor Services: Hybrid robo-plus-human advisory service from Vanguard targeting mass-affluent and HNW investors with low-cost AUM fees. Comparable fee-only positioning and target segments, but with far greater scale and brand recognition.

Emerging players

• Wealthfront: Automated investment and financial planning platform targeting younger tech-savvy professionals. Adjacent competitor to Curio's 'Building and Planning Life' segment on price-sensitive, planning-focused clients.
• Ellevest: Digital financial planning and investment platform originally focused on women, offering goal-based planning and managed portfolios. Comparable on integrated planning and investment management targeting midlife and career-focused individuals.

Direct peers

• Ritholtz Wealth Management: Fee-only RIA offering financial planning, investment management, and tax services with a content-driven brand (The Big Picture blog). Directly comparable to Curio on integrated services, evidence-based investing, and content marketing emphasis.
• XY Planning Network: Network of fee-only financial advisors serving Gen X and Gen Y clients with flat-fee and ongoing planning services. Comparable to Curio on fee-only fiduciary model, target demographic, and integrated planning approach.
• Facet Wealth: Tech-enabled fee-only financial planning firm offering flat-fee and AUM-based advisory services to individuals and families nationally. Direct competitor to Curio's integrated planning, investment, and tax model with a virtual-first delivery model.
• Garrett Planning Network: Fee-only advisory network focused on hourly and retainer financial planning for individuals and families. Highly comparable to Curio's fiduciary, planning-led approach with similar HNW and mass-affluent targeting.

Regional players

• Captrust: Large fee-only RIA providing wealth management, investment management, and financial planning primarily to institutional and HNW clients. Comparable integrated advisory model; larger scale and broader service mix than Curio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xlinkedin.com/company/curiowealth
• YouTubeyoutube.com/@curiowealth
• Facebookfacebook.com/curiowealth
• LinkedInlinkedin.com/company/curiowealth
• Instagraminstagram.com/curiowealth

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Curio Wealth