ARS Reservas

What ARS Reservas does

ARS Reservas (Administradora de Riesgos de Salud Reservas) is a Dominican Republic health risk administrator operating within the country's regulated Social Security System (SDSS). Founded around 2003 and headquartered on Calle Desiderio Arias in Santo Domingo's Bella Vista sector, the company administers mandatory health insurance coverage for Dominican affiliates through the Plan Básico de Salud (PBS), which spans preventive care, outpatient and hospital services, diagnostics, dental care, medications, and rehabilitation. The company delivers this coverage through a complete nationwide network of affiliated hospitals, clinics, laboratories, and specialists across Dominican territory, supported by physical offices and a member service line.

The underlying technology is a health insurance administration platform integrating authorization workflows, claims processing, and provider network management systems. Adjacent digital modules include Autorizaciones en Línea (online authorization portal), Buscador de Prestadores (searchable provider directory), Reembolsos (reimbursement processing), and Planes Complementarios (complementary pre-paid plans). Additional services cover health promotion and prevention (Promoción y Prevención), including vaccination schemes and cancer awareness campaigns for prostate, breast, and cervical cancers, alongside a PSS (Promotores de Servicios de Salud) self-management program. ARS Reservas is subject to oversight by CNSS, SISALRIL, DIDA, and TSS, operating under CNSS Resolutions 581-03 and 624-02, with pricing for the PBS framework administered through regulated co-pays and moderating fees.

The business model centers on administering regulated SDSS contributions routed through TSS to fund member healthcare utilization. ARS Reservas is a subsidiary of Grupo Reservas (Banreservas), the Dominican Republic's largest financial conglomerate, and sits alongside affiliated entities such as AFP Reservas (pensions), Seguro Reservas (insurance), Fiduciaria Reservas, AFI Reservas, Inversiones & Reservas, and Inmobiliaria Reservas, supporting cross-vertical financial services positioning under the Banreservas umbrella. The primary customer segment is the general Dominican population of affiliates and their dependents, reached via a single-country, direct-to-affiliate distribution model. Pricing and revenue mechanics are not publicly disclosed beyond the regulated PBS framework.

Name

ARS Reservas

Legal name

Administradora de Riesgos de Salud Reservas

Website

https://arsreservas.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

501–1,000 employees

Short description

ARS Reservas is a Dominican Republic health risk administrator that administers mandatory health insurance and a nationwide provider network for Dominican affiliates under the regulated SDSS, operating as a subsidiary of the Banreservas financial group.

Ownership category

akta.pro rank

Product category

Health Insurance Administration

NAICS

Health and Welfare Funds (525120)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Employer/Member Engagement Platforms for Provider-Sponsored Plans (HLACAEAM)

Keywords

• Health insurance administration
• Health risk management
• Social security health plans
• Preventive health services
• Healthcare provider network

Headquarters

HQ city

Santo Domingo

HQ country

Dominican Republic

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Distribution channels1 record

Marketing channels1 record

Core offering

ARS Reservas is a Dominican Health Risk Administrator (Administradora de Riesgos de Salud) that administers the Plan Básico de Salud (PBS) — the mandatory basic health plan of the Dominican social security system — for affiliated workers, dependents, and pensioners. It contracts a nationwide network of healthcare providers (Proveedoras de Servicios de Salud) to deliver preventive, ambulatory, emergency, and hospitalization services, and complements the basic plan with voluntary complementary plans, preventive health programs, and a reimbursement service for care received outside the network.

Product overview

ARS Reservas is a health risk administrator offering an integrated health services management platform. The core offering is the Plan Básico de Salud (PBS), a government-mandated Basic Health Plan through the Seguro Familiar de Salud system. This core plan is supplemented by online authorization services, a provider search tool, reimbursement processing, and complementary pre-paid health plans. The company also provides health promotion and prevention services including vaccination programs and cancer awareness campaigns. All services operate within the Dominican Republic social security regulatory framework under CNSS supervision.

Differentiator

Problem solved

Functional benefit

Products and services

• Plan Básico de Salud (PBS)

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Twelve partnerships are on record, tiered core and supporting.

• CNSS (Consejo Nacional de Seguridad Social)coreOthersRegulatory oversight body governing Dominican Republic social security system. ARS Reservas operates under CNSS regulations and resolutions including SESION 581 and Resolution 624.
• SISARIL (Superintendencia de Salud y Riesgos Laborales)coreOthersHealth and Occupational Risk Superintendent regulating health insurance administrators in Dominican Republic.
• DIDA (Direccion de Información y Defensa de los Afiliados)coreOthersConsumer protection agency for affiliates providing oversight and dispute resolution.
• TSS (Tesorería de la Seguridad Social)coreOthersSocial Security Treasury managing financial contributions and payments within the Dominican social security system.
• UNIPAGOsupportingOthersPayment processing entity for social security transactions.
• Seguro ReservascoreOthersInsurance subsidiary within Banreservas financial group providing complementary insurance products.
• AFP ReservascoreOthersPension fund administrator subsidiary within Banreservas financial group.
• Fiduciaria ReservassupportingOthersTrust services company within Banreservas financial group.
• AFI ReservassupportingOthersInvestment services company within Banreservas financial group.
• Inversiones & ReservassupportingOthersInvestment company within Banreservas financial group.
• Inmobiliaria ReservassupportingOthersReal estate company within Banreservas financial group.
• Fundación Reservas del PaíssupportingOthersCorporate foundation focused on social responsibility and community development.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Market position

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/arsreservas
• Facebookfacebook.com/arsreservas
• Instagraminstagram.com/arsreservas

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ARS Reservas