ONEE Luxury Travel

What ONEE Luxury Travel does

Onee Capital is a UK-based, FCA-regulated specialist bridging finance provider headquartered in London and founded in 2018. The firm originates short-term property-backed loans ranging from £26k to £5M across four product lines: Bridging Finance (up to 75% LTV, monthly rates from 0.85%), Commercial Finance (up to 70% LTV), Development Finance, and Land Finance (up to 65% LTV). The platform targets UK property developers, seasoned property investors, first-time buyers, and broker intermediaries with timing-critical use cases including chain breaks, auction purchases, refurbishments, ground-up developments, and land acquisition with or without planning permission.

Cumulatively, Onee Capital has deployed over £500M across 500+ funded projects, with stated operational metrics of 95% application success rate, 24-hour approval turnaround, and an average 7-day time-to-funds. The technology stack is described as traditional and relationship-based rather than platform-driven, with manual underwriting and no proprietary technology platform disclosed. Loan servicing is supported by dedicated relationship managers and 24/7 client support, distinguishing the firm's service model from higher-volume automated lenders.

Onee Capital operates a dual-channel go-to-market: a direct borrower motion via an online application portal plus phone and email outreach, alongside a broker partnership program offering competitive commissions on successfully closed cases. Revenue is generated primarily through interest charged on bridging loans at monthly rates from 0.85% and broker referral commissions, with most products carrying no upfront, arrangement, or exit fees. Leadership comprises Founder & CEO Onur Takmak and CFO Rajeevan Jeyaseelan, with a total headcount of 11–50 employees supporting origination and servicing across the UK market.

Name

ONEE Luxury Travel

Legal name

Onee Capital

Website

https://onee.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Onee Capital is a UK FCA-regulated bridging finance provider offering short-term property loans from £26k to £5M. The firm serves property developers, investors, first-time buyers, and broker partners through direct and intermediary channels across four specialist lending products.

Ownership category

akta.pro rank

Product category

Bridging Finance / Specialty Property Lending

NAICS

Finance and Insurance (52)

SIC

Short-Term Business Credit Institutions (6153), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

SME Term Loans & Growth Capital (FSAKAGAB)

akta.pro secondary industry

Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)

Keywords

• Bridging finance
• Property loans
• Commercial finance
• Development finance
• Land finance

Headquarters

HQ city

Mayfair

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Bridging Loan Interest: Interest charged on short-term bridging loans at monthly rates starting from 0.85%. Loans range from £26k to £5M with terms tailored to property projects including purchases, refinancing, and development funding.
2. Broker Commission: Commission payments to broker partners on successful bridging loan cases. Brokers receive competitive commission as an incentive for bringing loan applications.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Onee Capital is a UK FCA-regulated bridging finance provider offering short-term property loans from £26k to £5M across four products: Bridging Finance, Commercial Finance, Development Finance, and Land Finance. The firm targets property developers, investors, first-time buyers, and brokers with 24-hour decisioning, 7-day average funding, up to 75% LTV, and no upfront fees.

Product overview

Onee Capital is a bridging finance provider offering a unified platform of four specialist loan products: Bridging Finance for quick property transactions, Commercial Finance for business property needs, Development Finance for construction projects, and Land Finance for land acquisition. The products share a common infrastructure for rapid approval (24-48 hours) and fast funding (as little as 7 days), serving borrowers and brokers through online application portals.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridging Finance Fast, flexible short-term bridging finance for property purchases and refinancing needs, covering chain breaks, auction purchases, refurbishment, and portfolio expansion. Loans range from £50k to £5M with up to 75% LTV, aimed at property developers, investors, and first-time buyers needing rapid funding.
• Commercial Finance
• Development Finance
• Land Finance

Quantifiable outcome

• 24-hour approval time
• +4 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators6 records

Recent moves1 record

Expansion highlights3 records

Broad incumbents

• Together Money: Established UK specialist lender offering bridging, development, and buy-to-let mortgages at scale. Comparable to Onee on short-term property lending products but operates at significantly larger scale and with broader product breadth.
• West One Loans: UK specialist lender offering bridging, development, and buy-to-let products through broker networks. Comparable on bridging/development products and broker channel GTM, though larger and broader in product scope.

Direct peers

• Roma Finance: UK bridging and development finance specialist lending to property professionals, developers, and landlords. Comparable to Onee on product set, loan sizing, and broker-led origination model.
• Octane Capital: UK specialist bridging and development lender with strong broker distribution and a focus on speed and flexibility. Closely comparable on product structure (bridging, development, refurb), target segments, and competitive positioning against Onee.
• MT Finance: Specialist UK bridging and development finance provider serving borrowers and brokers with rapid decisions. Comparable to Onee on product mix (bridging, development), broker channel model, and target customer base of property professionals.
• Market Financial Solutions (MFS): UK-based specialist bridging and short-term property lender offering fast-track finance to property professionals, developers, and investors. Directly comparable to Onee Capital in product set (bridging, development, refurbishment), speed-based value proposition, and UK-only distribution.
• Zephyr Homeloans: UK specialist mortgage and bridging lender focused on speed and flexible criteria for non-standard borrowers. Comparable to Onee on short-term property finance focus and speed-led value proposition.
• LendInvest: UK platform lender in bridging and development finance, combining capital markets funding with technology-enabled origination. Comparable to Onee on product set and target borrowers, though LendInvest is larger, more tech-enabled, and capital-markets funded.

Emerging players

• KIS Finance: UK bridging and development finance broker connecting borrowers with specialist lenders. Comparable as a counterpart in the broker ecosystem that competes for the same UK bridging/development deal flow as Onee's broker channel.

Others

• NACFB (National Association of Commercial Finance Brokers): UK industry body representing commercial finance brokers, including those operating in the bridging and development finance space. Relevant ecosystem participant as Onee's broker channel explicitly recruits NACFB-registered brokers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/onee_travel

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ONEE Luxury Travel