What CELLCORE does

CELLCORE Limited is a Nigerian information and communications technology company founded in 2017 and headquartered in Ibadan. It operates a multi-channel communication platform that delivers SMS, USSD, VoIP, push notifications, AI chatbots, mobile applications, and IVR services. Its product suite includes PAYCOLLECT, a USSD/SMS-based field-agent banking solution for microfinance institutions, insurance providers, and cooperatives; LOTTO, lottery software paired with what the company describes as Africa's first AI chatbot for lotto gaming; CALL, an IVR/VoIP/call center product built on Zoiper telephony; BOTS, the chatbot engine; PUSH, a notification platform; and APPS, a mobile application development line. The technical foundation rests on direct integrations with Nigeria's four major mobile network operators (MTN, Airtel, Globacom, and 9 Mobile), enabling telecom-grade delivery across channels.

CELLCORE's commercial model is based on tiered subscription pricing denominated in Nigerian Naira (and selectively in US Dollars), with PAYCOLLECT entry plans starting at approximately N25,000-N50,000 per month and higher tiers for enterprise call center and IVR deployments. Go-to-market appears to target a long-tail of small and mid-sized operators in the lotto, microfinance, insurance, cooperative, and government segments, with no disclosed enterprise anchor logos, no disclosed headcount, and no disclosed funding rounds.

The company is registered as a private limited liability entity in Nigeria and currently holds at least one registered trademark (PAYCOLLECT). Its strategic posture reflects a build-out approach — assembling a broad multi-channel communications stack atop Nigerian telco infrastructure — rather than a focused single-vertical product strategy. Revenue, headcount, and investor capitalization remain undisclosed, limiting visibility into scale and growth.

Name

CELLCORE

Legal name

CELLCORE LIMITED

Website

https://cellcore.com.ng

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

CELLCORE Limited is a Nigerian ICT company that provides a multi-channel communication platform (SMS, USSD, VoIP, push notifications, chatbots, IVR, mobile apps) to lotto operators, microfinance institutions, insurance providers, cooperatives, and government entities in Nigeria.

Ownership category

akta.pro rank

Product category

Communications Platform as a Service (CPaaS)

NAICS

Telecommunications Resellers (517121), Telecommunications Resellers and Agents for Wireless Telecommunication Services (51712), Telephone Call Centers (56142)

SIC

Services-Telephone Interconnect Systems (7385), Telephone Communications (No Radiotelephone) (4813)

akta.pro primary industry

SMS/MMS & Messaging Marketing Services (Text, RCS, WhatsApp/OTT) (MPAAAIAB)

akta.pro secondary industries

Carrier Billing & Telco Mobile Money (FSAMAEAD), Consumer Messaging Apps (BPAMACAA)

Keywords

• Communications platform
• Bulk SMS services
• USSD gateway services
• VoIP IVR solutions
• Field agent banking

Headquarters

HQ city

Ibadan

HQ country

Nigeria

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription Services: Recurring subscription fees for platforms like PAYCOLLECT with tiered pricing based on agent count and feature access
2. Usage-Based Messaging: Per-message charges for SMS services with additional costs for extra SMS units beyond plan allocations
3. Per-Minute Call Services: Billed per minute for call services including IVR, VoIP, and call center solutions
4. USSD Services: Charges for USSD code authorization and session-based usage for mobile financial transactions
5. Professional Services: Setup and consultancy fees for call center service configuration and implementation
6. Platform Customization: Custom build services for lotto platforms, chatbots, and mobile applications tailored to client specifications

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

CELLCORE builds and operates an integrated suite of intelligent communication platforms covering SMS, USSD, VoIP/IVR/call center, push notifications, AI chatbots, and lotto gaming software for B2B and B2C clients. Its flagship consumer-facing product is the PAYCOLLECT mobile application, which enables microfinance institutions, insurance companies, cooperatives, and thrift groups to manage field agent cash collections with real-time transaction monitoring, SMS alerts, and receipt printing.

Product overview

CELLCORE is a multinational ICT company offering intelligent communication solutions for both B2B and B2C markets. The company provides a comprehensive suite of communication and technology products including PUSH (push notifications), LOTTO (gaming/lottery software), CALL (call center/VoIP/IVR services), APPS (mobile and web application development), BOTS (AI chatbot services), SMS (bulk messaging with API), and USSD services. The company also offers PAYCOLLECT, a financial services mobile application for field agent banking and microfinance operations. The products serve enterprises and individual consumers across Nigeria with additional services including Email Automation, Ads, and Content Management available on request.

Differentiator

Problem solved

Functional benefit

Brands

• PAYCOLLECT: A field agent banking mobile application designed for micro-finance institutions, insurance companies, cooperative societies, and thrift companies. Enables field agents to collect payments, manage transactions, and issue receipts in real-time.
• PUSHit
• FOLOWR
• LOTTOKING

Products and services

• PUSH Push notification service that enables users to send rich format messages directly to mobile devices with the CELLCORE mobile application installed, including the PUSHit optimized push notification platform with real-time notification and revenue-earning capability for users.
• LOTTO Gaming software designed for lotto and lottery businesses, supporting SMS, Web, POS, and USSD game play channels with capacity for expansion through additional innovative channels.
• CALL Call service platform offering Robo-Call (Voice Messaging), Interactive Voice Response (IVR) services, Call Termination (VoIP) connections in collaboration with Zoiper, and Call Center service setup assistance and consultancy.
• APPS Custom mobile and web application building services for any operating system or platform, with prior examples including FOLOWR (social interaction), LOTTOKING (lottery gaming), and PAYCOLLECT (financial services).
• BOTS AI chatbot building and integration service that allows businesses to deploy conversational bots on their websites or as standalone platforms, with a flagship claimed-first-in-Africa AI ChatBot for lotto game-play via Facebook Messenger and Telegram.
• SMS Bulk and single SMS messaging platform for local and international recipients at competitive rates, including an SMS Messaging API for enterprise scale bulk messaging and a Virtual Number (SMS INBOX) service.
• USSD USSD code services supporting dedicated and shared code types for processing USSD requests, with integrations into MTN, Airtel, Globacom, and 9 Mobile networks in Nigeria.
• IVR (Interactive Voice Response) Interactive Voice Response system services supporting number configuration, call routing, database log access, callback options, and varying simultaneous call capacities.
• Call Center Setup Call center service setup assistance and consultancy supporting Zero Rated, Standard Rated, Regular Landline, and Premium Rated numbers, with IVR setup, outbound call capability, and E1/T1 capability.
• PAYCOLLECT Mobile application for field agent banking that enables microfinance institutions, insurance companies, cooperative societies, and thrift companies to manage cash collections, monitor field agent transactions in real time, issue instant receipts, send SMS transaction alerts, and integrate with compatible financial software, with bilingual support in English and French.

Quantifiable outcome

• Real-time transaction monitoring for field agents reducing remittance gaps
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability2 records

Feature5 records

Partnerships

One partnership is on record.

• ZoipercoreTechnology or IntegrationZoiper provides VoIP (Voice over IP) technology enabling CELLCORE's call termination services. CELLCORE integrates Zoiper's VoIP solutions into their call service platform to offer call termination connections to clients.

Scale indicators3 records

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• MessageBird (Bird): Global CPaaS platform offering SMS, voice, and omnichannel communication APIs with operations in multiple regions including Africa. Comparable to CELLCORE as a broad communications platform incumbent serving enterprise customers with similar messaging/voice capabilities.
• Twilio: Global CPaaS leader providing SMS, voice, USSD-like, and chatbot APIs at scale across hundreds of countries. Comparable to CELLCORE as a broad incumbent in the same communications-platform category, although Twilio's reach and developer tooling exceed what a regional Nigerian player offers.
• Clickatell: Established messaging platform providing SMS, WhatsApp, and USSD solutions across Africa and other emerging markets. Comparable to CELLCORE in A2P SMS and African enterprise messaging focus, but operating as a global incumbent with deeper carrier relationships.
• Infobip: Global cloud communications platform with strong African presence offering SMS, USSD, voice, and customer-engagement solutions. Comparable to CELLCORE as a broad incumbent serving enterprise customers with overlapping messaging and telephony capabilities, though at much larger scale.

Direct peers

• Termii: Nigerian messaging and customer-engagement platform offering SMS, voice, OTP, and USSD APIs for African businesses. Closely comparable to CELLCORE in geography (Nigeria), product set (SMS/USSD/voice), and target customer base (African enterprises and developers).
• SendChamp: African customer-engagement and messaging API provider delivering SMS, voice, OTP, and WhatsApp business APIs across Nigeria and other African markets. Comparable to CELLCORE as a developer-focused messaging competitor targeting the same African enterprise segment.
• BulkSMS Nigeria: Nigerian-focused bulk SMS reseller and messaging provider serving enterprise customers. Directly comparable to CELLCORE's SMS and bulk messaging offering, with overlapping Nigerian SMB and enterprise customer base.
• Africa's Talking: Pan-African mobile communications and fintech platform providing SMS, USSD, voice, and payments APIs to African developers and enterprises. Directly comparable to CELLCORE's USSD, SMS, and bulk messaging offering, with overlapping Nigerian and broader African enterprise customers.
• Beem Africa: African A2P messaging and communication platform providing SMS, USSD, and voice APIs with a strong Nigerian and East African footprint. Comparable to CELLCORE as a direct competitor for African enterprise messaging and telco-aggregator business.

Emerging players

• Plivo: Cloud communications platform providing SMS and voice APIs with growing presence in emerging markets. Comparable to CELLCORE in messaging and telephony API category, though Plivo operates with a different geographic focus and developer-tooling approach.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CELLCORE