Türkiye Sigorta

Name

Türkiye Sigorta

Legal name

Türkiye Sigorta A.Ş.

Website

https://turkiyesigorta.com.tr

Company type

Public

Founded year

2020

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Türkiye Sigorta is a publicly listed Turkish insurer offering health, vehicle, home, and pension products to individual consumers and SMBs across Turkey and Cyprus via 18 regional offices, an agent network, bancassurance partnerships, and an online platform.

Ownership category

akta.pro rank

Headquarters

HQ city

Istanbul

Offices18 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Gross Insurance Premiums: The company generates revenue through insurance premiums collected from various insurance products including health insurance, vehicle insurance (kasko), property insurance, and other P&C products. In 1H 2026, gross premiums increased 30% year-on-year.
2. Individual Pension System (BES): The company offers Individual Pension System (Bireysel Emeklilik Sistemi) through Türkiye Hayat Emeklilik, allowing customers to build retirement savings with fund management.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels3 records

Core offering

Türkiye Sigorta is a major Turkish insurance and pension company providing multi-line coverage including Tamamlayıcı Sağlık Sigortası (Supplementary Health Insurance) with online doctor services, Kasko (vehicle) insurance, Konut (homeowners) insurance, Seyahat Sağlık (travel health) insurance, and the Bireysel Emeklilik Sistemi (BES/Individual Pension System) operated through its subsidiary Türkiye Hayat Emeklilik. Products are sold through 18+ regional sales directorates, a nationwide independent agent network, bank insurance (bancassurance) partnerships, and the company's online platform across Turkey and Cyprus.

Product overview

Türkiye Sigorta operates as a comprehensive insurance and pension company offering multiple insurance products and services through a unified platform. The core product portfolio includes Tamamlayıcı Sağlık Sigortası (Supplementary Health Insurance) with integrated online doctor services, Kasko Sigortaları (Vehicle Insurance), Konut Sigortası (Homeowners Insurance), and Seyahat Sağlık Sigortası (Travel Health Insurance). The company also provides Bireysel Emeklilik Sistemi (BES) - an Individual Pension System for retirement savings. Supplementary services include various online calculation tools for insurance and financial planning. Products are distributed through a network of regional sales offices throughout Turkey and Cyprus, with bancassurance partnerships through partner banks.

Differentiator

Problem solved

Functional benefit

Products and services

• Tamamlayıcı Sağlık Sigortası (Supplementary Health Insurance) Supplementary health insurance providing coverage for medical expenses, including integrated online doctor services with video consultation and 24/7 medical advisory from general practitioners. Targeted at individuals and families; a youth-tier version (ages 18-26) is priced at 9,900 TL during the April 27 – September 30, 2026 campaign.
• Kasko Sigortaları (Casco/Vehicle Insurance) Comprehensive vehicle insurance covering damages to automobiles from accidents, theft, and natural events. Available with 12-installment payment plans and a 10% discount for annual lump-sum payments through end of 2026.
• Konut Sigortası (Homeowners Insurance) Home insurance covering damages to residential properties including water damage, fire, earthquake, and other property risks for homeowners and residents.
• Bireysel Emeklilik Sistemi (BES / Individual Pension System) Individual pension system offered through subsidiary Türkiye Hayat Emeklilik, allowing participants to accumulate retirement savings via investment funds with state contribution matching, and accessible fund performance and return tracking tools.
• Seyahat Sağlık Sigortası (Travel Health Insurance) Travel health insurance providing medical coverage during international and domestic travel, bundled with online doctor consultation services.

Quantifiable outcome

• 30% year-on-year increase in gross premiums in 1H 2026
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and flagship.

• White & CaseminorOthers · 16 June 2026International law firm that advised TVF Finansal Yatırımlar on the sale of 5% stake in Türkiye Sigorta.
• GKC PartnersminorOthers · 16 June 2026Turkish affiliate of White & Case that advised TVF Finansal Yatırımlar on the sale of 5% stake in Türkiye Sigorta.
• Türkiye Basketbol Federasyonu (Turkish Basketball Federation)flagshipGTM or Marketing Partner · 13 February 2026Name sponsor of Türkiye Sigorta Basketbol Süper Ligi (Türkiye Sigorta Basketball Super League), providing national brand visibility and marketing exposure through basketball audience engagement.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Mapfre Sigorta: Mapfre's Turkish P&C operation, offering motor, home, and commercial coverage through similar agent and bank channels.
• AXA Sigorta: AXA group's Turkish P&C and life entity. Overlaps with Türkiye Sigorta in motor, home, health, and pension products, with global parent providing reinsurance and capital backing.
• HDI Sigorta: Talanx/HDI Group's Turkish P&C subsidiary. Competes directly in motor, home, and commercial P&C with comparable bancassurance and agency distribution.
• Generali Sigorta: Generali Group's Turkish subsidiary, offering P&C and life insurance with comparable product breadth to Türkiye Sigorta, including motor, home, health, and individual pension.
• Sompo Sigorta: Turkish arm of Sompo Holdings (Japan). Offers P&C products directly comparable to Türkiye Sigorta's motor, home, and commercial lines, distributed via agents and banks.
• Allianz Sigorta: Turkish subsidiary of Allianz SE, one of the largest global insurers. Competes across P&C and life in Turkey with deep capital, reinsurance access, and an established bancassurance footprint.

Direct peers

• Anadolu Sigorta: Turkey's largest domestic non-life insurer, part of Sabancı Holding. Direct P&C competitor offering motor, home, and commercial insurance through a similar agent and bancassurance network.
• Türkiye Katılım Sigorta: Participation (katılım) insurance provider in Turkey, operating as a domestic P&C competitor with comparable agency and regional distribution, appealing to faith-conscious customer segments.
• Ray Sigorta: Turkish P&C insurer offering motor, home, and commercial insurance with an agency-led distribution model similar in scope and customer target to Türkiye Sigorta.

Regional players

• Ankara Sigorta: Long-established Turkish P&C insurer with a strong footprint in the Ankara/Central Anatolia region. Competes on similar personal and commercial lines through agency and bank channels.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/turkiye_sigorta
• Facebookfacebook.com/TurkiyeSigortaTR
• LinkedInlinkedin.com/company/turkiyesigorta

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Türkiye Sigorta