Quote Me Today

What Quote Me Today does

Quote Me Today (legal entity Quotemetoday.co.uk.Ltd) is a privately held, FCA-authorised independent insurance broker operating from Hersden and Ashford in Kent, England. Founded in 1998, the company has built a 25-year practice focused on niche commercial and motor-related lines that larger generalist brokers typically underweight. Its core customer segments are SMEs, driving instructors (ADI/PDI), motor traders, commercial vehicle operators (HGV, courier, minibus, agricultural), and a long tail of sector-specific businesses such as construction contractors, hospitality, retail and recruitment consultancies.

The product portfolio spans Business Insurance (liability, property, professional indemnity, cyber, marine, contractors all risks, sector-specific covers), Vehicle and Fleet Insurance (fleet, HGV, motor trade, driving school), Personal Insurance (Travel and legacy motorhome/caravan), and add-on modules (Legal Expenses, Excess Protection). The broker runs a standard, non-proprietary technology stack: WordPress CMS, HubSpot and ActiveCampaign for marketing automation, CloudFlare CDN, and Google Analytics. Distribution is primarily telephone-led, supplemented by website quote forms, referral partnerships (GoShorty for short-term motor, Just Travel Cover for travel), an outsourced claims line via iRevolution Claims, and B2B networking events in Kent.

The revenue model is commission-based. The broker receives insurer commissions on placed business, a £35 flat arrangement fee on new business and renewals, and a broking fee of 15% of gross written premium (capped at 20% on net-rated products). Additional income is generated from mid-term adjustment fees (up to £50), cancellation fees (£35), and credit-broker commission from PremFina Limited for premium finance arrangements. With 11–50 employees, two Kent offices, and 600+ five-star Trustpilot reviews, Quote Me Today operates as a focused, relationship-driven regional broker rather than a scaled digital platform.

Name

Quote Me Today

Legal name

Quotemetoday.co.uk.Ltd

Website

https://quotemetoday.co.uk

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

11–50 employees

Short description

Quote Me Today is a privately held, FCA-authorised independent UK insurance broker serving SMEs, driving instructors, motor traders, and commercial vehicle operators with commission-based broking across business, fleet and niche sector insurance lines.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance broker
• Motor trade insurance
• Driving school insurance
• Fleet vehicle insurance
• SME business insurance

Headquarters

HQ city

Canterbury

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission: Quote Me Today receives a commission from insurers with whom they place business. The company states: 'We usually receive a commission from the insurer with whom we place your business.' This is the primary revenue stream for the broker.
2. Policy Arrangement Fee: A flat fee of £35.00 charged on all new business and renewals to cover administrative costs.
3. Broking Fee: A fee of 15% of Gross Written Premium (including IPT) charged on certain policies at new business and renewal. For net-rated products, the maximum fee is 20% of the net premium.
4. Premium Finance Commission: Quote Me Today is a licensed credit broker offering direct debit payment options via PremFina Limited. They receive commission for arranging finance agreements for premium payments.
5. Mid-term Adjustment Fees: Fees charged for alterations and additions to policies, including change of address, up to £50.00. Cancellation fees of £35.00 also apply.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Quote Me Today is an FCA-authorised independent UK insurance broker that arranges commercial and personal insurance policies on behalf of customers through a panel of insurers. The core offering is broking services for commercial insurance (business, liability, property, professional indemnity, motor trade, fleet, driving school, and sector-specific cover) for SMEs, driving instructors, and motor traders across the UK, with revenue generated via insurer commissions and broker fees.

Product overview

Quote Me Today is a UK-based, FCA-authorised independent insurance broker offering a comprehensive portfolio of commercial and personal insurance products. The core offering consists of Business Insurance (encompassing liability, property, professional indemnity, and sector-specific cover) and Vehicle/Fleet Insurance (including HGV, fleet, motor trade, and driving school cover). These are complemented by Personal Insurance (travel and legacy motorhome/caravan products) and various add-on modules (Legal Expenses, Excess Protection). The company operates through multiple trading styles (diainsurance.co.uk, qmtcommercial.co.uk, scaffcover.co.uk) and partners with third-party providers including GoShorty for temporary vehicle cover, Just Travel Cover for travel insurance, PremFina for premium financing, and iRevolution Claims for 24/7 motor claims handling. With 25+ years of experience and over 600 Trustpilot reviews, the broker serves diverse sectors including hospitality, retail, construction, transport, and professional services.

Differentiator

Problem solved

Functional benefit

Brands

• QMT Commercial: Trading style operating under the Quote Me Today brand, focusing on commercial insurance broking services including fleet, motor trade, and business insurance.

Products and services

• Business Insurance Comprehensive commercial insurance covering multiple business types and industries, serving as the primary product category for SME customers.
• Business Contents Insurance Coverage for business equipment, furniture, stock and other contents against damage, theft or loss, for SMEs across sectors.
• Business Premises Insurance Insurance protection for commercial buildings and premises against structural damage and associated risks.
• Commercial Property Insurance Specialist coverage for commercial properties including offices, warehouses and retail spaces.
• Business Interruption Insurance Protection against loss of income when business operations are disrupted due to covered events.
• Employers' Liability Insurance Legal requirement coverage for employers against employee injury or illness claims arising from work activities.
• Products Liability Insurance Coverage protecting businesses against claims arising from products they design, manufacture or supply.
• Combined Liability Insurance Combined policy bundling Employers' Liability, Public Liability and Products Liability for comprehensive coverage.
• Professional Indemnity Insurance Protection for professionals against claims arising from negligent advice, services or professional duty.
• Management Liability Insurance Coverage protecting directors and officers against personal liability for management decisions.
• High Risk Liability Insurance Specialist liability coverage for high-risk business activities including work at heights and heat-related operations.
• Office Insurance Comprehensive coverage for office-based businesses including contents, liability and business interruption.
• Directors & Officers Insurance Protection for company leadership against personal liability for wrongful acts in management decisions.
• Goods In Transit Insurance Coverage for goods while being transported, protecting against damage, theft or loss during transit.
• Cyber Cover Insurance Protection against cyber threats including data breaches, hacking, ransomware and associated business disruption.
• Marine Insurance Specialist coverage for goods transported by sea including cargo and vessel-related risks.
• Contractors All Risks Insurance Comprehensive construction industry coverage including contract works, plant, tools, hired equipment and subcontractor activities for contractors and construction businesses.
• Fleet Insurance Consolidated multi-vehicle coverage under single policy with flexible driver options and one renewal date for commercial fleet operators.
• HGV Insurance Specialist insurance for Heavy Goods Vehicles including coverage for cargo, liability and driver requirements.
• Minibus Insurance Coverage for minibus operations including passenger liability and vehicle protection.
• Courier Insurance Specialist coverage for courier and delivery operations including goods in transit and vehicle protection.
• Agricultural Vehicle Insurance Coverage for tractors, farm vehicles and agricultural machinery used in farming operations.
• Special Types Vehicle Insurance Coverage for non-standard vehicles including specialist commercial and industrial vehicles.
• Motor Trade Insurance Comprehensive coverage for motor traders including premises, stock vehicles, liability and road risks.
• Driving School Insurance Specialist coverage for driving instructors including dual-control vehicles, liability and trainee requirements.
• Bars, Pubs & Restaurants Insurance Specialist hospitality sector coverage including liquor liability, entertainment equipment and food-related risks.
• Hotel Insurance Comprehensive coverage for hotels including guest liability, property and business interruption.
• Entertainment & Events Insurance Coverage for event organizers including cancellation, liability and equipment protection.
• Charity Insurance Specialist coverage for charitable organisations including trustees liability and volunteer accident cover.
• Cleaners Insurance Coverage for cleaning businesses including public liability, tools and equipment protection.
• Recruitment Consultant Insurance Specialist coverage for recruitment agencies including professional indemnity and liability protection.
• Shop Insurance Retail business coverage including stock, premises, public liability and business interruption.
• Salon Insurance Coverage for hair and beauty salons including professional liability and equipment protection.
• SME Insurance Tailored insurance solutions for small and medium-sized enterprises across various sectors.
• Scaffolders Insurance Specialist coverage for scaffolding contractors including equipment, liability and contract works.
• Tech Insurance Insurance for technology businesses including professional indemnity, cyber and equipment coverage.
• Travel Insurance Coverage for travellers including medical emergencies, trip cancellation, delays and baggage loss, offered in partnership with Just Travel Cover.

Quantifiable outcome

• Over 600 5-star reviews on Trustpilot
• +2 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Partnerships

Four partnerships are on record, tiered minor and core.

• Synergy Networking EventsminorGTM or Marketing Partner · 25 February 2025QMT Commercial co-hosts monthly B2B networking events in Ashford, Kent with Synergy Networking Events, an expert networking events company. The first event was held on 25 February 2025 at The New Fox Inn, Willesborough. The partnership aims to strengthen local business connections and generate commercial insurance leads through informal evening networking events.
• GoShortyminorChannel Partner/ Reseller/ DistributorQuote Me Today has partnered with GoShorty, an award-winning short-term insurance broker (winner of Innovative Product Award and Personalised Lines Broker of the Year at National Insurance Awards 2024), to offer flexible temporary vehicle cover including hourly, daily, weekly, and monthly insurance policies. GoShorty provides quotes from well-known insurers including Allianz, ERS, Haven, and Ageas. Quote Me Today hosts an embedded referral link to GoShorty on their website for customers needing temporary cover.
• Just Travel CoverminorChannel Partner/ Reseller/ DistributorQuote Me Today has partnered with Just Travel Cover to offer travel insurance products to their customers. The partnership allows customers to compare a panel of travel insurers and secure a policy through Just Travel Cover's platform.
• iRevolution ClaimscoreImplementation/ SI/ Consulting PartnerQuote Me Today has a trusted partnership with iRevolution Claims for motor claims handling. Customers have 24/7 access to the claims line through iRevolution Claims, who collect details and notify the insurer with an initial report on the customer's behalf. This partnership ensures a smooth, stress-free claims process for motor policyholders.

Scale indicators1 record

Recent moves7 records

Expansion highlights4 records

Direct peers

• Bollington Insurance Brokers: UK-based independent commercial insurance broker serving SMEs and corporates with multiple product lines including motor trade, fleet, and commercial property. Comparable on independent broker model, UK SME focus, and multi-product portfolio approach.
• Performance Direct Insurance: UK specialist insurance broker focused on motor trade and non-standard commercial vehicle insurance. Directly comparable on motor trade specialism, independent broker structure, and UK SME customer base.
• Adrian Flux Insurance Services: UK-based independent specialist insurance broker famous for non-standard and motor trade insurance. Highly comparable to Quote Me Today on niche specialism (motor trade, driving instructors, modified vehicles), independent broker model, and phone-led distribution to UK consumers and SMEs.
• Nexus Commercial Insurance: UK specialist commercial insurance broker with motor trade, fleet, and commercial vehicle focus. Comparable niche specialism and UK SME customer profile.
• One Broker Insurance: UK independent insurance broker specializing in commercial and motor trade insurance for SMEs. Highly comparable on target market, product mix, and independent intermediary business model.

Emerging players

• Simply Business: UK digital insurance platform focused on small business commercial insurance with comparison-driven self-service model. Comparable target market (UK SMEs) but represents the digital-first competitive threat that traditional brokers like Quote Me Today must navigate.

Broad incumbents

• Howden Insurance Brokers: Major UK-based independent insurance broker group offering commercial and specialty lines to SMEs through national office network. Comparable independent broker positioning but at significantly larger scale.
• Hiscox UK: UK-based specialist insurer with strong SME and small commercial lines franchise including professional indemnity, cyber, and liability. Comparable target customer (UK SMEs) but as an underwriter/carrier rather than a broker intermediary.
• Towergate Insurance: One of the UK's largest independent commercial insurance brokers serving SMEs and corporates with broad product coverage including motor trade, fleet, property, and liability. Comparable product portfolio but much larger scale and national distribution.
• Marsh Commercial: UK-focused commercial insurance brokerage subsidiary of Marsh, serving SMEs and mid-market clients across all major commercial lines. Comparable product breadth but with global parent, deep insurer relationships, and significantly larger scale.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/QuoteMeToday
• LinkedInlinkedin.com/company/quotemetoday-co-uk-llp
• Instagraminstagram.com/qmtcommercial
• Xx.com/QMTInsurance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Quote Me Today