Dansk Arbejdsskadeforsikring Agentur

What Dansk Arbejdsskadeforsikring Agentur does

Dansk Arbejdsskadeforsikring Agentur A/S (DASF) is a Denmark-based, privately-held insurance intermediary founded in 2016 that specializes exclusively in statutory workmen's compensation (arbejdsskadeforsikring) coverage for Danish employers. The company is registered with the Danish Financial Supervisory Authority (Finanstilsynet) under FTID 36053 (CVR 37645699) and operates as the exclusive Danish-market agent for two large European insurance carriers: Axa France Vie S.A. (part of the AXA Group) and MGEN Mutuelle Santé (A-rated, part of Group VYV).

DASF distributes a single core product - mandatory workmen's compensation insurance covering medical expenses, rehabilitation, loss of earning capacity, permanent injury compensation, death allowances, and survivor benefits - through a two-tier model. The primary channel is third-party insurance brokers and agents (mæglere and formidlere) who originate business across the Danish employer base, with a dedicated broker inbox ([email protected]) and phone line. For larger Danish employers and a significant portion of Danish municipalities, DASF supplements broker distribution with direct outreach through the CAO, supported by an in-house actuarial function focused on risk management, analysis, and claims prevention. GTM motion is therefore a hybrid of channel partners and targeted direct enterprise sales.

The underlying technology stack is deliberately limited and not differentiated: ISO27001-compliant IT systems, GDPR compliance software built with specialist lawyers, and standard productivity tooling. No proprietary platform, AI/ML systems, mobile apps, or public APIs are disclosed. Revenue is generated via commissions earned on policies placed with AXA and MGEN, with quote-based pricing set per engagement rather than published rates; the company derives no disclosed subscription, licensing, or data revenue streams.

Name

Dansk Arbejdsskadeforsikring Agentur

Legal name

Dansk Arbejdsskadeforsikring Agentur A/S

Website

https://danskarbejdsskadeforsikring.dk

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

DASF is a Danish Finanstilsynet-registered insurance intermediary, founded 2016, that exclusively distributes statutory workmen's compensation coverage from AXA and MGEN to Danish employers via brokers and direct enterprise sales.

Ownership category

akta.pro rank

Product category

Workers' Compensation Insurance

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Workers compensation insurance
• Insurance intermediation
• Statutory insurance services
• Workplace injury coverage
• Insurance brokerage services

Headquarters

HQ city

Ballerup

HQ country

Denmark

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance intermediary/agency commissions: Acts as an exclusive intermediary for Axa France Vie S.A and MGEN Mutuelle Santé, earning commissions from these insurance carriers for policy distribution in the Danish workmen's compensation insurance market.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Dansk Arbejdsskadeforsikring Agentur A/S is a specialized insurance intermediary (forsikringsformidler) that distributes statutory Danish workmen's compensation insurance (Arbejdsskadeforsikring) on behalf of two exclusive carrier partners, AXA France Vie S.A. and MGEN Mutuelle Santé. The product covers workplace injuries and long-term health consequences for employees, including medical treatment, rehabilitation, loss of earning capacity, permanent injury, death benefits, and survivor compensation. Distribution is conducted through insurance brokers and agencies, with direct outreach by the CAO to larger employers.

Product overview

Dansk Arbejdsskadeforsikring Agentur A/S operates as a specialized intermediary of statutory workmen's compensation insurance in Denmark. The company represents two insurance partners (Axa France Vie S.A. and MGEN Mutuelle Santé) and distributes a single core insurance product—the Danish Arbejdsskadeforsikring (Workmen's Compensation Insurance)—to employers through brokers and agencies. The product covers medical treatment, rehabilitation, loss of earning capacity, permanent injury, and survivor benefits for work-related injuries. The company was founded in 2016 and holds registrations with the Danish Financial Supervisory Authority (Finanstilsynet).

Differentiator

Problem solved

Functional benefit

Products and services

• Arbejdsskadeforsikring (Danish Workmen's Compensation Insurance) Statutory workmen's compensation insurance for all Danish employers (mandatory by law), distributed by DASF as exclusive Danish agent for AXA France Vie S.A. and MGEN Mutuelle Santé. Covers employees working in Denmark, including permanent, temporary, part-time, unpaid workers, directors of ApS and A/S companies, shareholders, anpartshavere, and family members performing comparable work. Benefits include medical treatment expenses, training/aids, loss of earning capacity compensation, permanent injury compensation, transition payments upon death, and survivor benefits, for injuries occurring suddenly or within five days of an incident such as falls, lifts, or traumatic experiences.

Quantifiable outcome

• The Danish workmen's compensation insurance is described as 'one of the best workmen's compensation insurance coverages in the world' with coverage introduced in 1899.

Named customers2 records

Segments1 record

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Axa France Vie S.AcoreStrategic or Co-development PartnerAxa France Vie S.A. is a life insurance company within the AXA Group, one of the world's largest insurance companies. AXA has chosen to exclusively serve the Danish market for workmen's compensation insurance through its cooperation with Dansk Arbejdsskadeforsikring Agentur A/S. Located at 313 Terrasses de l'Arche, 92727 Nanterre Cedex, France.
• MGEN Mutuelle SantécoreStrategic or Co-development PartnerMGEN Mutuelle Santé is a French insurance group specializing in health products. The company is A-rated and one of Europe's largest providers of health insurance, including hospital operations. MGEN has chosen to exclusively serve the Danish market for workmen's compensation insurance through its cooperation with Dansk Arbejdsskadeforsikring Agentur A/S. Located at 3 square Max-Hymans, 75 748 Paris Cedex 15, France.
• YourCompanyminorImplementation/ SI/ Consulting PartnerYourCompany specializes in insurance investigations. DASF has entered into a collaboration with YourCompany when conducting person observation in cases of suspected insurance fraud.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Howden Denmark: Specialty insurance intermediary with strong Nordic presence; directly competes with DASF by placing specialty and casualty lines including workers' compensation for Danish employers through multiple carrier relationships.

Broad incumbents

• Aon Denmark: Global insurance brokerage with a Danish presence distributing workers' compensation and broader commercial lines; comparable as an intermediary placing employer business with carriers, but operating as a broad incumbent rather than a specialist.
• Codan (RSA Scandinavia): Major Danish commercial insurer underwriting workers' compensation and other casualty lines; competes with DASF by offering direct placement to Danish employers rather than via a specialist intermediary.
• Willis Towers Watson (WTW) Denmark: Global risk and insurance brokerage with Nordic operations; competes with DASF for placement of Danish workers' compensation through a broad portfolio of carriers and advisory services.
• Gjensidige Forsikring (Denmark): Nordic insurance carrier with direct Danish operations underwriting workers' compensation; competes with DASF as a direct-writing alternative to intermediated placement.
• Marsh Denmark: Large global broker serving Danish employers across commercial lines including workers' compensation; overlaps with DASF in intermediating statutory cover, but competes from a multi-line, multi-carrier platform.
• IF Skadeforsikring (Denmark/Nordic): Nordic insurance carrier with Danish operations underwriting workers' compensation; competes with DASF by offering direct employer placement through its own distribution.
• Alm. Brand: Established Danish insurance group providing workers' compensation and other commercial and personal lines, competing as both carrier and distributor against DASF's intermediated model.

Emerging players

• Sedgwick: Global claims management and loss adjusting firm active in Nordic workers' compensation claims; adjacent rather than directly competing on placement, but overlaps in serving the same employer risk pool.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/dansk-arbejdsskadeforsikring

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dansk Arbejdsskadeforsikring Agentur