Access Community Capital
Access Community Capital is a Las Vegas-based nonprofit Community Development Financial Institution providing affordable small business loans, contract financing, and technical assistance to underserved businesses throughout Nevada.
- Company typePrivate
- Founded2020
- HeadquartersLas Vegas, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Access Community Capital does
Access Community Capital Inc. (operating as Access CDFI) is a Las Vegas-headquartered nonprofit Community Development Financial Institution (CDFI) founded in 2020 to deliver affordable credit and technical assistance to small businesses in Nevada that are not traditionally served by mainstream financial institutions. The organization is the only Community Loan Fund headquartered in Las Vegas and serves borrowers across the State of Nevada, with a self-serve application portal hosted at application.accesscdfi.com and a contact center reachable via phone and email. Its go-to-market is community-led and mission-driven, targeting underserved SMB owners, contractors bidding on or executing government/prime contracts, and operators in specialized verticals such as child care and healthcare-community wellness.
The organization's revenue economics are driven by net interest spread on a diversified loan book rather than subscription or licensing fees. Its portfolio spans Micro Loans (small, fast, low-rate loans for established SMBs), Contract Financing (working capital for contractors on awarded/bid prime or government contracts), Revenue-Based Financing (percentage-of-revenue repayment for established businesses), Special Situations debt and equity (bespoke structures for individual borrowers), the Nevada Business Expansion Loan Fund (short-term bridge loans operated in partnership with the Nevada Governor's Office of Economic Development), the INVEST North Las Vegas RLF (in partnership with the City of North Las Vegas under the NLV Small Business Connector), and a Child Care Loans program. An Anthem Blue Cross and Blue Shield Foundation partnership backs an additional targeted lending stream. Pricing is quote-based, set per borrower's circumstances through the application and underwriting process, and repayment is typically monthly.
Beyond capital, each applicant can receive non-dilutive technical assistance, coaching, and educational training, which functions as a soft retention and credit-quality lever rather than a separate billable service. Distribution is direct: a website plus LinkedIn and Twitter presence feed a self-serve application funnel, while state and municipal partnerships generate referred bottom-of-funnel demand. The organization is privately held with no disclosed parent company, no subsidiaries, no funding rounds, and no disclosed financials; all public impact metrics on its website (loan requests, average loan size, businesses served, underwriting time) are reported as zero, suggesting the operating dashboard has not yet been populated with real data.
Access Community Capital firmographics
Firmographics- Name
- Access Community Capital
- Legal name
- Access Community Capital Inc.
- Website
- https://accesscdfi.org
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Access Community Capital is a Las Vegas-based nonprofit Community Development Financial Institution providing affordable small business loans, contract financing, and technical assistance to underserved businesses throughout Nevada.
- Ownership category
- akta.pro rank
Access Community Capital industry classification
Industry- Product category
- Community Development Lending
- NAICS
- Sales Financing (52222)
- SIC
- Short-Term Business Credit Institutions (6153), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)
- akta.pro secondary industries
- Microloans & Working Capital Loans (FSAKAGAA), Microfinance & Community P2P Lending (FSAKAHAD)
Keywords
Where Access Community Capital is headquartered
LocationHeadquarters
- HQ city
- Las Vegas
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Access Community Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Micro Loans: Provides small, affordable loans with fast funding options for established businesses. Features lower interest rates, reduced fees, and longer terms to keep monthly payments affordable.
- Contract Financing: Financing for contractors bidding or executing on contracts with qualified prime companies or government agencies. Capital is provided to enable business delivery on won contracts.
- Revenue Based Financing: Companies share a percentage of future revenue with the lender in exchange for capital upfront. Designed for established businesses to support financing needs.
- Nevada Business Expansion Loan Fund: Partnership with Nevada Governor's Office of Economic Development (GOED) providing affordable, short-term bridge loans to small businesses and startups located within or expanding to Nevada.
- Special Situations Financing: Bespoke capital solutions spanning the spectrum of debt and equity tailored for individual borrower needs. Develops innovative solutions for economic development opportunities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Micro Loans - Smaller loan amounts with fast approval process |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Access Community Capital product offering
Product offeringCore offering
Access Community Capital is a non-profit community loan fund (CDFI) that provides affordable small business loans and complementary business assistance to small businesses and startups in Nevada that are not traditionally served by mainstream financial institutions. Its offerings span micro loans, contract financing, revenue-based financing, special situations/equity and debt solutions, child care loans, and two partnership-branded programs (Nevada Business Expansion Loan Fund with GOED and INVEST North Las Vegas RLF with the City of North Las Vegas). Loan applicants also receive technical assistance and coaching for business planning and preparation.
Product overview
Access Community Capital is a community loan fund offering a portfolio of small business loan products designed to provide access to credit for individuals and businesses not traditionally served by mainstream financial institutions. The organization operates as a non-profit with mission-driven purpose. The product suite includes: Nevada Business Expansion Loan Fund (partnership with GOED), INVEST North Las Vegas RLF, Micro Loans, Contract Financing, Revenue Based Financing, Special Situations and Financing, and Child Care Loans. In addition to financing products, the organization provides business assistance services including technical assistance, coaching, and educational training to support business planning and preparation.
Differentiator
Problem solved
Functional benefit
Products and services
- Nevada Business Expansion Loan Fund Short-term bridge loans providing financial assistance to small businesses and start-up companies located within or expanding to the State of Nevada, delivered in partnership with the Nevada Governor's Office of Economic Development (GOED).
- INVEST North Las Vegas RLF Financial assistance program for small businesses and start-up companies located within or expanding to the City of North Las Vegas, delivered as part of the NLV Small Business Connector initiative.
- Micro Loans Affordable, fast funding option for established businesses featuring a streamlined application and approval process, lower interest rates and fees, and longer repayment terms to keep monthly payments affordable.
- Contract Financing Financing for contractors who have won or are bidding on contracts with qualified prime companies or government agencies, providing capital to deliver on contracts.
- Revenue Based Financing Funding structure in which an established business shares a percentage of future revenue with the lender in exchange for upfront capital, used to support various business financing needs.
- Special Situations and Financing Bespoke capital solutions spanning the spectrum of debt and equity, tailored for individual borrower needs through innovative economic development opportunities.
- Child Care Loans Specialized loan program supporting child care businesses with financing options, paired with access to a child care business map resource.
- Anthem Blue Cross and Blue Shield Foundation Loan Program Foundation-supported loan program providing financial assistance for qualifying businesses, delivered in partnership with Anthem Blue Cross and Blue Shield.
- Business Assistance Technical assistance, coaching, and educational training services to help small business owners plan and prepare for various aspects of their business operations.
Companies that use Access Community Capital
Customer profileSegments3 records
Ideal customer profiles3 records
Access Community Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Access Community Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- City of North Las Vegas (NLV Small Business Connector)coreAs part of the NLV Small Business Connector initiative, Access Community Capital partners with the City of North Las Vegas to provide financial assistance to small businesses and startups located within or expanding to the City of North Las Vegas through the INVEST North Las Vegas RLF program.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Access Community Capital competitors and assessment
Company assessmentDirect peers
- Accion: Global nonprofit CDFI providing small business loans, coaching, and capital to underserved entrepreneurs. Directly comparable in mission, customer segment, and nonprofit CDFI structure to Access Community Capital.
- Grameen America: Nonprofit microfinance organization providing small loans, savings programs, and coaching to low-income entrepreneurs in the U.S. Comparable mission and product mix to Access Community Capital's microloan and coaching offering.
- LiftFund: Nonprofit CDFI providing small business loans and technical assistance primarily across the Southern U.S. Comparable in nonprofit CDFI structure, micro and small business lending products, and mission-driven customer base.
- Kiva: Nonprofit P2P microlending platform providing 0% interest loans to underserved small business owners. Comparable in microfinance mission, online application flow, and community-funded capital model.
- CDC Small Business Finance: CDFI providing small business loans, SBA 504/7(a) loans, and owner-occupied commercial real estate financing. Comparable in CDFI status and small business lending focus, though operating at larger scale.
- Pacific Community Ventures: Nonprofit CDFI and advisory supporting small businesses in underserved U.S. markets with capital and coaching. Comparable nonprofit mission and bundled capital-plus-technical-assistance value proposition.
Broad incumbents
- OnDeck: Established online small business lender offering term loans and lines of credit to SMBs. Comparable customer segment (small businesses) but operating as a for-profit broad incumbent, not a mission-driven CDFI.
- BlueVine: Digital small business financing platform offering lines of credit, invoice factoring, and business checking. Competes for the same small business customer base as Access Community Capital but at much larger scale and without the CDFI mission overlay.
Emerging players
- Money Management International: Nonprofit providing financial counseling, education, and small-dollar lending products to underserved consumers. Adjacent in mission and nonprofit structure, with some overlap in alternative credit products.
Others
- Opportunity Finance Network: National CDFI membership and capital intermediary organization. Not a direct competitor but a key industry body that channels capital, training, and policy support to CDFIs like Access Community Capital.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Access Community Capital social profiles
Digital presenceAccess Community Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Access Community Capital leadership team
Management profileNumber of profiles
Access Community Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Access Community Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Access Community Capital
What does Access Community Capital do?
Access Community Capital is a non-profit community loan fund (CDFI) that provides affordable small business loans and complementary business assistance to small businesses and startups in Nevada that are not traditionally served by mainstream financial institutions. Its offerings span micro loans, contract financing, revenue-based financing, special situations/equity and debt solutions, child care loans, and two partnership-branded programs (Nevada Business Expansion Loan Fund with GOED and INVEST North Las Vegas RLF with the City of North Las Vegas). Loan applicants also receive technical assistance and coaching for business planning and preparation.
Is Access Community Capital a public or private company?
Access Community Capital is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Access Community Capital founded?
Access Community Capital was founded in 2020. It employs 1 to 10 people.
Where is Access Community Capital based?
Access Community Capital is headquartered in Las Vegas, United States, in the North America region.
How does Access Community Capital make money?
Five revenue lines are on record. Micro Loans are the primary driver. The others are contract Financing, revenue Based Financing, nevada Business Expansion Loan Fund and special Situations Financing.
Who are Access Community Capital's main competitors?
Direct peers on record are Accion, Grameen America, LiftFund, Kiva, CDC Small Business Finance and Pacific Community Ventures. Broad incumbents are OnDeck and BlueVine. Money Management International is listed as an emerging player. Opportunity Finance Network is listed as an others.
Does Access Community Capital have an API?
No public API is recorded for Access Community Capital.
What industry is Access Community Capital in?
Access Community Capital's product category is Community Development Lending. Its primary akta.pro industry code is BPAGALAA, Impact Investing & Social Finance (Funds, CDFIs, Microfinance), with a secondary code of FSAKAGAA, Microloans & Working Capital Loans. Its NAICS code is 52222 and its SIC code is 6153.