Mark Barclay Wealth Management

What Mark Barclay Wealth Management does

Mark Barclay Wealth Management is a UK-based wealth management practice operating as a Senior Partner Practice of St. James's Place Wealth Management plc. Founded in January 2010, the firm is headquartered between its Oxford/Summertown client-facing offices and its registered office in Waltham St Lawrence, Berkshire, and employs approximately six staff. The practice delivers advisory-led financial planning to high-net-worth individuals, medical professionals, retirees, senior corporate executives, company directors, business owners, and professional partnerships.

The firm's core offering centers on financial review, tax and trust planning, savings and investment plans, pension and retirement income planning, and estate administration support. Underlying delivery is provided through the St. James's Place product, platform, and back-office infrastructure, supplemented by a curated partner ecosystem spanning banking (Metro Bank, Flagstone), estate administration (Kings Court Trust, Clarke Wilmott, Pavilion Row), and trustee services (Genus Trust Company). Client-facing tooling consists of standard savings, investment, pension, and retirement income calculators.

The business model is fee-based on assets under management, generating revenue through a 0.80% annual ongoing advice charge combined with product and fund-level charges ranging from 0.09% to 0.69%. With over £100m in client funds and a small advisory team, the practice monetizes AUM directly rather than via commissions, transaction fees, or subscription tiers.

Name

Mark Barclay Wealth Management

Legal name

Mark Barclay Wealth Management LLP

Website

https://mbarclay.co.uk

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

1–10 employees

Short description

UK wealth management practice operating as a St. James's Place Senior Partner Practice, delivering advisory-led financial planning, investment management, tax/estate, and retirement services to high-net-worth individuals and professionals across Oxfordshire and Berkshire.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Trusts, Estates, and Agency Accounts (525920)

SIC

Investment Advice (6282), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Financial Planning & Goals-Based Advice (Mass Affluent) (FSAAAAAF)

akta.pro secondary industries

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ), Affluent / Mass-Affluent Private Banking (FSABADAC)

Keywords

• Wealth management
• Financial planning
• Investment advisory
• Retirement planning
• Financial advice

Headquarters

HQ city

Oxford

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advice Fees: The practice charges initial advice fees based on a tiered percentage of investable assets (3% on first £250,000, 2% on next £250,000, 1% on amounts over £500,000). Ongoing advice charges of 0.80% annually apply for ongoing suitability reviews and support.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Mark Barclay Wealth Management is a Senior Partner Practice of St. James's Place that delivers face-to-face wealth management advisory services to private clients and businesses. The practice provides personalised financial planning covering investment planning, retirement planning, protection planning, corporate services, mortgages and specialist banking, and intergenerational wealth management, advising solely on St. James's Place's wealth management products and services.

Product overview

Mark Barclay Wealth Management is a Senior Partner Practice of St. James's Place offering a comprehensive suite of wealth management services through the SJP product ecosystem. The practice provides investment planning products including ISAs, Junior ISAs, Unit Trusts, Investment Bonds, and Offshore Investments, alongside retirement solutions such as SIPPs, annuities, and drawdown options. Protection services encompass life insurance, critical illness cover, income protection, Wills, Powers of Attorney, and long-term care planning. The firm also offers mortgage and banking services through partnerships with Metro Bank and Flagstone, corporate services for business owners, and intergenerational wealth management solutions. All products are underwritten or administered by St. James's Place, with the firm acting as an Appointed Representative providing financial advice.

Differentiator

Problem solved

Functional benefit

Products and services

• Stocks & Shares ISA (St. James's Place) A tax-efficient individual savings account allowing investments free of income tax and capital gains tax, managed by world-leading fund managers. Offered to individual savers seeking tax-efficient investment growth.
• Junior ISA A flexible, tax-efficient savings account for children that builds capital until they turn 18. Designed for parents and guardians seeking long-term savings for minors.
• Unit Trusts Professionally managed portfolios of financial assets including stocks, property, and bonds, available through an ISA wrapper. Suited to investors seeking diversified managed portfolios.
• Investment Bonds Medium to long-term investment products that provide diversification across asset classes with flexibility to switch funds and manage tax liability. Aimed at investors seeking diversified bond-based solutions.
• Offshore Investments International investment solutions for investors wanting to diversify across currencies and asset classes, available as regular or lump-sum investments. Aimed at clients seeking geographic diversification.
• Discretionary and Stockbroking Services Wealth management services provided through St. James's Place Investment Management Limited, including bespoke portfolio management and direct equity dealing. Designed for clients wanting tailored discretionary portfolio management.
• Self-Invested Pension Plans (SIPPs) Pension plans offering a wider range of investment opportunities than traditional pensions, including equities, unit trusts, gilts, and commercial property. For individuals seeking flexible pension investment control.
• Polaris Investment Solutions A range of investment portfolios including Polaris (actively managed funds for growth), Polaris Multi-Index (index tracking with active allocation), and InRetirement (income-focused funds). Suited to investors across accumulation and decumulation phases.
• Protection Planning Insurance solutions including life cover, critical illness cover, income protection, employee benefits, and private medical insurance. Aimed at individuals and business owners seeking protection against life events.
• Wills and Powers of Attorney Legal document preparation for estate planning and decision-making authority arrangements, provided through referral to legal service providers. For clients wanting to formalise estate and decision-making provisions.
• Long Term Care Planning Financial planning services to help fund and arrange long-term care, including guidance on funding options and care home selection. For clients planning ahead for potential care needs.
• Inheritance Tax Planning Strategies to minimize Inheritance Tax liability through proper Will planning, lifetime gifts, and trust arrangements. For individuals and families seeking to preserve wealth across generations.
• Mortgages First charge mortgages for employed and self-employed borrowers, including first-time buyers, remortgaging, buy-to-let, self-build, and commercial mortgages. For individuals and businesses seeking property finance.
• SJP Cash Deposit Service Cash management platform powered by Flagstone, providing access to multiple deposit accounts and competitive interest rates. For clients seeking to maximise returns on cash deposits and manage FSCS protection.
• Short-term Lending (Metro Bank) Short-term loan facility secured against St. James's Place investments, provided in partnership with Metro Bank. For clients needing short-term liquidity using their SJP portfolio as security.
• Estate Administration Service Service to help loved ones deal with estate administration after death, provided through partners Kings Court Trust, Clarke Wilmott, and Pavilion Row. For families needing support to handle affairs after a death.
• Professional Trustee Services Professional trustee services provided through Jersey-based Genus Trust Company for trust administration and governance. For clients wanting independent professional trustees.
• Intergenerational Wealth Management Services to help families transfer wealth across generations, including insurance policies, property ladder assistance, and investment planning for children. For families seeking multi-generational wealth planning.
• Legacy Preservation Trust Trust designed to protect pension funds from IHT and ensure benefits pass to intended beneficiaries. For individuals seeking to safeguard pension benefits from Inheritance Tax.

Named customers4 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered flagship, core and minor.

• St. James's PlaceflagshipStrategic or Co-development PartnerMark Barclay Wealth Management is a Senior Partner Practice and Appointed Representative of St. James's Place Wealth Management plc. The practice represents only St. James's Place for wealth management products and services. St. James's Place provides the investment platform, fund range, and product infrastructure while the practice delivers personalised financial advice.
• FlagstonecoreTechnology or IntegrationFlagstone powers the SJP Cash Deposit Service, an online cash management platform that helps clients maximise interest rates and manage multiple deposit accounts across different banks for FSCS protection.
• Kings Court TrustminorImplementation/ SI/ Consulting PartnerEstate administration service provider chosen for commitment to client care and market leading services. Provides administrative support for dealing with legal, financial and tax affairs after death.
• Clarke WilmottminorImplementation/ SI/ Consulting PartnerEstate administration service provider selected for commitment to client care and market leading services in dealing with affairs after death.
• Pavilion RowminorImplementation/ SI/ Consulting PartnerEstate administration service provider chosen for market leading services and commitment to client care when dealing with affairs after death.
• Western Provident AssociationminorStrategic or Co-development PartnerIn conjunction with Western Provident Association, St. James's Place offers the Family Healthcare Plan - a generation-spanning health protection plan for families.
• Genus Trust CompanyminorImplementation/ SI/ Consulting PartnerJersey-based trust company specialising in providing professional trustee services. Regulated by the Jersey Financial Services Commission and provides services for clients wanting independent professional trustees.
• Rowan DartingtoncoreTechnology or IntegrationSt. James's Place Investment Management Ltd provides discretionary fund management and stockbroking services. Rowan Dartington assets are excluded from some SJP commitments such as net zero carbon reporting.

Scale indicators3 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Brewin Dolphin (now RBC Brewin Dolphin): UK wealth manager acquired by RBC, providing discretionary investment management and financial planning to private clients, charities and intermediaries. Overlaps with MBWM in HNW advisory, investment planning and retirement solutions across the UK.
• Rathbones Group: UK-listed discretionary wealth manager and investment manager serving private clients, intermediaries and charities. Comparable to MBWM in serving HNW/mass-affluent private clients with personalised advice and discretionary portfolio management, but at materially larger scale.
• St. James's Place Wealth Management: The FTSE-listed parent of MBWM and one of the UK's largest wealth managers with over £220bn AUM. Operates a network of Senior Partner Practices — including MBWM — distributing its product suite to private clients via face-to-face advice, making it the most direct structural peer and platform incumbent.
• Brown Shipley: UK private bank and wealth manager offering investment management, financial planning, banking and lending to HNW individuals, families and entrepreneurs. Comparable target market (HNW private clients, business owners) and similar face-to-face advisory distribution.
• Evelyn Partners (formerly Tilney): Large UK wealth management and professional services group offering financial planning, investment management, tax and advisory services to private clients and businesses. Overlaps with MBWM in financial planning and investment services for HNW private clients.
• Quilter Cheviot: UK discretionary investment manager owned by Quilter plc, managing portfolios for private investors, trusts, charities and pension funds. Comparable investment-led HNW proposition with personalised portfolio management.
• Charles Stanley: UK wealth manager providing discretionary and advisory investment management, financial planning and retirement services to private clients. Directly comparable target customer (UK HNW private clients) and similar face-to-face advisory model.

Direct peers

• JM Finn & Co:
• Killik & Co: Independent UK wealth advisory firm offering face-to-face financial advice and investment planning to private clients across multiple UK offices. Closely aligned with MBWM on service model (relationship-led advice, broad wealth planning suite, no proprietary product, regional offices).
• Hawksmoor Investment Management: UK boutique wealth manager providing discretionary and advisory investment management to private clients, with a strong face-to-face regional office model. Closely comparable mid-market private client advisory business to MBWM in size, structure and proposition.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mark Barclay Wealth Management