Blaise Commercial Finance

What Blaise Commercial Finance does

Blaise Commercial Finance Limited is a UK-based commercial finance brokerage founded in July 2017 and headquartered in Westbury, Wiltshire. The firm operates as a credit broker, not a lender, intermediating between borrowers and a panel of over 90 lenders including challenger banks, specialist finance lenders, and high street banks. The company is authorised and regulated by the Financial Conduct Authority (FRN: 813070) and is a full member of the National Association of Commercial Finance Brokers (NACFB). It targets property developers, property investors (including buy-to-let and HMO), UK SMEs needing working capital or growth finance, and clients pursuing M&A, management buy-outs, and distressed business turnarounds.

The product catalogue spans eleven categories: development finance (up to 75% of gross development value, with up to 100% combined with mezzanine or equity), commercial mortgages (up to 80% LTV), buy-to-let and HMO financing, bridging finance, business loans, invoice finance, asset finance, equity finance, M&A acquisition financing, working capital facilities, and trade finance. There is no proprietary technology platform disclosed; the service is relationship-driven advisory executed by regional directors and brokers. Team pedigree is drawn from senior commercial banking roles at NatWest, RBS, HSBC, Barclays, Santander, Handelsbanken, BNP Paribas, Citigroup, Sesame Bankhall Group, and Together, providing underwriting and lender-relationship expertise.

Revenue is generated via lender-paid commissions that vary by lender, product and transaction, with the commission structure disclosed in the engagement letter prior to client progression. Pricing is not publicly disclosed. Distribution is direct, via nine named regional directors and brokers covering Bristol, West Midlands, London, Thames Valley, South Wiltshire, Devon & Cornwall, Manchester/North West, Solent & South East, and Worcester/West Midlands. Marketing channels include a Wix-hosted website, LinkedIn and Twitter corporate accounts, a monthly email newsletter, NACFB event participation, the Bristol Property Awards sponsorship (commercial development category, 2021), and Trustpilot review integration. The company is privately held with no parent company and no external funding rounds disclosed.

Name

Blaise Commercial Finance

Legal name

Blaise Commercial Finance Limited

Website

https://blaisecommercialfinance.co.uk

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Blaise Commercial Finance is a UK FCA-regulated commercial finance brokerage founded in 2017, connecting property developers, investors, and SMEs with over 90 lenders across eleven lending products via nine regional directors nationwide.

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)

akta.pro secondary industries

SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

Keywords

• Commercial finance brokerage
• Development finance
• Commercial mortgages
• Bridging loans
• Property investment lending

Headquarters

HQ city

Westbury

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure, Others

Revenue model

1. Broker Commission: Blaise Commercial Finance operates as a credit broker, earning commissions from lenders when clients secure financing. The company explicitly states: 'We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you within our engagement letter before you proceed.' This is the primary revenue stream from facilitating commercial finance transactions across their product range including development finance, commercial mortgages, bridging loans, business loans, and other lending products.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels6 records

Core offering

Blaise Commercial Finance is a UK commercial finance broker that connects businesses and property investors with an extensive network of lenders to source funding solutions. The firm arranges development finance, commercial mortgages, buy-to-let and HMO finance, bridging finance, business loans, invoice finance, asset finance, equity finance, M&A finance, working capital facilities, and trade finance products on behalf of its clients.

Product overview

Blaise Commercial Finance operates as a commercial finance broker offering a comprehensive suite of 11 lending products. The portfolio spans property development finance, commercial mortgages, residential investment (BTL/HMO), bridging loans, business loans, invoice and asset finance, equity finance, M&A financing, working capital facilities, and trade finance. The company acts as an intermediary, matching clients with an extensive network of lenders to source bespoke funding solutions for businesses across the UK.

Differentiator

Problem solved

Functional benefit

Products and services

• Development Finance Funding for residential and commercial property developments including PBSA, Build to Rent, PRS, new build, refurbishment, and commercial industrial projects. Can source up to 75% of gross development value with potential for 100% combined with mezzanine or equity finance.
• Commercial Mortgages Mortgages for diverse property types including offices, industrial units, factories, warehouses, hotels, retail units, care sector, and land. Available up to 80% LTV with interest-only and repayment options for owner use or investment purposes.
• Buy to Let & HMO Investment property financing for single units, multi-unit freehold blocks (MUFB), and houses of multiple occupancy (HMO). Available up to 75% LTV for individual or company applications based on rental income affordability.
• Bridging Finance Short-term loans to bridge funds between property purchases or sales. Used for funding refurbishments, property conversions, and time-sensitive acquisition opportunities. Delivered quickly by specialist lenders.
• Business Loans Unsecured loans up to £500,000 (3 months to 5 years) and secured loans for working capital, growth investment, sales & marketing, or tax payments. Lending based on business financial performance and repayment ability.
• Invoice Finance Borrowing against outstanding customer invoices. Includes confidential invoice discounting (90% advance), factoring with lender credit control, and optional bad debt protection.
• Asset Finance Funding for business assets including vehicles, machinery, and equipment. Options include Hire Purchase (10% deposit), Lease Financing, Operating Leases, and refinancing of owned assets to release cash.
• Equity Finance Capital raised through share sales for growth capital, management buy-outs, and distressed business turnaround. Sources include venture capital, business angels, family offices, and private equity funds.
• Mergers & Acquisitions Acquisition and buy-out funding structured through cash flow loans (EBITDA-based), secured/asset-based lending, and invoice discounting facilities for transaction financing.
• Working Capital Financing for business growth tied to working capital requirements. Includes overdrafts, invoice finance, trade finance, supplier finance (1-6 months), revolving credit facilities, stock finance (values over £1m), and short-term term loans.
• Trade Finance Funding for import, export, and domestic trade transactions. Products include Bonds & Guarantees (tender, performance, advance payment), Letters of Credit, short-term trade loans (2-3 months), and trade collections.

Quantifiable outcome

• Completed £2.89m Development Finance facility for luxury properties in Poole, Dorset
• +3 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Funding Options: UK business finance marketplace/broker helping SMEs find funding from a panel of lenders; directly comparable as a commercial finance broker with multi-lender network.
• Clifton Private Finance: UK commercial finance broker offering development finance, bridging, BTL, and commercial mortgages through a lender panel; very close comp in product mix and broker model.
• Rangewell: UK commercial finance broker matching businesses with lenders across property, asset, and working capital products; directly comparable business model and product breadth to Blaise.
• Capitalise: UK commercial finance platform connecting SMEs with lenders; comparable intermediation model but with stronger technology layer, competing for the same client base.
• Finanta: UK commercial finance broker offering development, bridging, and business loans via a panel of lenders; comparable broker-led, regional-director model.
• KIS Finance: UK commercial finance broker with regional director model across multiple regions; similar brokering across development, bridging, and commercial mortgages.
• Yellow Stone Finance: UK commercial finance broker specializing in development finance, bridging, and BTL; comparable in product focus and broker-led distribution.

Others

• NACFB: National Association of Commercial Finance Brokers, the industry body of which Blaise is a member; relevant as an ecosystem/infrastructure provider setting standards for the broker industry in which Blaise operates.

Broad incumbents

• Together Money: UK specialist lender for bridging, development, and commercial mortgages; broader incumbent operating in many of the same product categories Blaise brokers, often as a panel lender to brokers like Blaise.
• LendInvest: UK specialist property finance platform offering bridging, development, and BTL; a panel lender for many brokers and a direct competitor in the property-finance intermediation space.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BlaiseFinance
• LinkedInlinkedin.com/company/17894403/admin

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Blaise Commercial Finance