Mutualite Francaise Ille et Vilaine Clinique Mutualiste De La Sagesse

What Mutualite Francaise Ille et Vilaine Clinique Mutualiste De La Sagesse does

Mutualité Française Ille-et-Vilaine Clinique Mutualiste de la Sagesse is a mutualist healthcare clinic located in Broglie, France, operating as one establishment within VYV 3's network of more than 1,700 care and service facilities managed by Groupe VYV, France's leading mutual health and social protection group. The clinic delivers healthcare services as part of an integrated mutualist ecosystem that combines health insurance, provident insurance, retirement savings, dependence coverage, and property insurance under brands such as Harmonie Mutuelle, MGEN, MMG, and MNT, alongside care delivery through VYV 3 and health-positive housing through Groupe Arcade-VYV.

The underlying 'technology' is a healthcare services delivery infrastructure rather than a software platform: physical care establishments, a mutualist distribution network, and proprietary brand identities (Label Prévention Santé +, Mon Logement Santé) that certify quality and trust across the 10.6 million protected persons and 6 million people accompanied annually. The group's strategic plan 'Impulsions 2030' and 2026 product launches (Label Prévention Santé +, PER Alptis via UMR) indicate an evolving product surface layered on top of this established network.

The business model is subscription-recurring: insurance premiums collected from individual and enterprise members (including 186,000 companies and entrepreneurs), fees from care services delivered through the VYV 3 network, and housing-related revenue from Groupe Arcade-VYV residences serving 402,936 individuals. Customer segments span private-sector employers and employees, public-sector employers and agents, individual beneficiaries, and housing seekers, distributed through direct sales via member mutuelles and through the 86-department territorial network. Ownership is mutualist — governed by 10,000 local elected officials and militants — rather than by traditional shareholders.

Name

Mutualite Francaise Ille et Vilaine Clinique Mutualiste De La Sagesse

Legal name

Mutualité Française Ille-et-Vilaine Clinique Mutualiste de la Sagesse

Website

https://mfiv.fr

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Mutualité Française Ille-et-Vilaine Clinique Mutualiste de la Sagesse is a mutualist healthcare clinic in Broglie, France, operating within Groupe VYV's VYV 3 network of 1,700+ care facilities and serving the group's 10.6 million protected persons across insurance, care, and housing.

Ownership category

akta.pro rank

Product category

Mutual Health Insurance and Care Services

NAICS

General Medical and Surgical Hospitals (6221), Health Care and Social Assistance (62), Health and Welfare Funds (525120)

SIC

Services-Offices & Clinics Of Doctors Of Medicine (8011), Services-Nursing & Personal Care Facilities (8050), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Hospital Shared Services, GPOs & System Support Organizations (HLAFAAAO)

akta.pro secondary industry

Hospital-Owned Physician Networks & Medical Groups (HLAFAAAL)

Keywords

• Mutual health insurance
• Healthcare services
• Social protection
• Preventive healthcare
• Health-positive housing

Headquarters

HQ city

Broglie

HQ country

France

HQ region

Europe

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Infrastructure, Operations, Supply Chain, Marketing or Sales

Revenue model

1. Insurance premiums: Core insurance activities including health insurance, provident insurance (prévoyance), retirement savings, dependence insurance, and property insurance
2. Healthcare and care services: Care and accompaniment services through a network of over 1,700 establishments managed by VYV 3
3. Housing services: Housing solutions through Groupe Arcade-VYV, focused on health-positive living environments

Go-to-market motion1 record

Distribution channels3 records

Marketing channels10 records

Core offering

The Clinique Mutualiste De La Sagesse is part of Groupe VYV's network of over 1,700 mutualist healthcare and social protection establishments. The organization delivers three integrated lines of business: mutual insurance (health, provident, retirement savings, dependency, and property insurance), care and accompaniment services through VYV 3, and health-positive housing through Groupe Arcade-VYV. The clinic itself operates as a mutualist healthcare facility within this French mutualist network.

Product overview

Groupe VYV operates as a multi-brand platform offering three integrated core services: (1) Insurance and Retirement savings through subsidiaries like Harmonie Mutuelle, MGEN, MMG, and MNT; (2) Care and Accompaniment via VYV 3's network of 1,700+ facilities including Clinique Mutualiste De La Sagesse; and (3) Health-positive Housing through Groupe Arcade-VYV with 'Mon Logement Santé' certified residences. The portfolio also includes the innovative Label Prévention Santé + for prevention quality assurance. The group protects 10.6 million people, accompanies and cares for 6 million, and provides housing to 402,936 individuals across 86 French departments.

Differentiator

Problem solved

Functional benefit

Products and services

• Mutual Health and Social Protection Insurance
• VYV 3 Care and Accompaniment Services
• Health-Positive Housing (Groupe Arcade-VYV)
• Label Prévention Santé +

Quantifiable outcome

• 30% of population lives in medical deserts and 87% of territory is under-equipped in care offerings

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Five partnerships are on record, tiered major, minor and core.

• Les EntrepreneursmajorStrategic or Co-development PartnerHarmonie Mutuelle has maintained a 15-year partnership with Les Entrepreneurs organization, participating in their events and providing insurance solutions for entrepreneurs and business leaders.
• Groupe AlptisminorStrategic or Co-development PartnerPartnership for retirement savings (PER) product development, with UMR – Groupe VYV providing the insurance structure for Alptis's new retirement savings offering.
• Groupe Arcade-VYVcoreStrategic or Co-development PartnerSubsidiary entity combining Arcade and VYV for housing solutions, implementing Mon Logement Santé (Healthy Housing) concept through residences designed to positively impact occupant health.
• VYV 3coreStrategic or Co-development PartnerEntity carrying the development strategy for care and accompaniment services, managing a network of over 1,700 care establishments and services across France.
• UMR – Groupe VYVcoreStrategic or Co-development PartnerUnion Mutuelle Retraite entity managing retirement savings products, partnered with Alptis for new PER (Plan d'Épargne Retraite) launch.

Scale indicators8 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• MGEN: French mutualist insurer focused on education and public-sector employees, part of the Groupe VYV network — comparable mutualist structure, complementary target segments.
• Vivalto Santé: French private hospital and clinic operator with a network across multiple regions, comparable in offering clinic-based medical services through a multi-site platform.
• Almaviva Santé: French private clinic and hospital operator with multi-regional footprint — directly comparable as a private clinic chain competing in the same French healthcare delivery market.
• Ramsay Santé: Largest private hospital and clinic operator in France, providing comparable inpatient and outpatient medical services through a national network of healthcare facilities — directly comparable as a clinic operator competing in the same French healthcare market.
• Elsan: Major French private hospital group operating clinics and specialist care facilities nationwide, directly competing with the Clinique Mutualiste de la Sagesse in the private clinic segment.
• Aesio: French mutualist health insurer formed through merger of several mutuals, offering health, provident, and savings products — a like-for-like mutualist health/social-protection peer within the same French market.
• Harmonie Mutuelle: Major French mutual health insurer and a core subsidiary of the same parent (Groupe VYV), offering nearly identical health and provident products — closest comparable on the insurance side.

Broad incumbents

• Malakoff Humanis: Leading French mutualist social protection group providing health insurance, provident cover, and retirement savings — directly comparable mutualist model with similar health/social-protection mission and multi-affiliate structure.
• Covéa (MAAF, MMA, GMF): Leading French mutual insurance group combining MAAF, MMA, and GMF — directly comparable mutualist model at larger scale, competing for the same individual and employer insurance segments.
• AXA France: One of France's largest commercial health and property insurers — broad incumbent competing with Groupe VYV's insurance offerings but with materially greater capital and digital scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/Groupe_VYV
• YouTubeyoutube.com/channel/UCB3tbZ0lPqfJ1LviXII53nQ
• LinkedInlinkedin.com/company/groupe-vyv
• Instagraminstagram.com/groupevyv
• TikToktiktok.com/@groupe.vyv?lang=fr

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mutualite Francaise Ille et Vilaine Clinique Mutualiste De La Sagesse