Paul Davis Insurance Services

What Paul Davis Insurance Services does

Paul Davis Insurance Services is an independent insurance agency founded in 1984 by Paul Davis and headquartered in Northridge, California. The firm specializes exclusively in Medicare-related insurance products—Medicare Supplement (Medigap), Medicare Advantage (Part C, HMO and PPO), and Medicare Part D Prescription Drug Plans—serving primarily Medicare-eligible seniors (65+) along with ESRD patients and disabled Medicare beneficiaries who qualify for Medicare under age 65. Ancillary offerings include dental (Delta Dental and Ameritas/Security Life), vision, travel (via Squaremouth), and referral-based pre-65 health, life, disability, and long-term care coverage. The agency is licensed in California and 23 additional states, with carrier appointments covering 8 organizations / 62 Medicare Advantage products and 7 organizations / 19 Part D products within the Los Angeles market, and 5 additional carriers nationally.

The technology footprint is deliberately minimal and non-proprietary: a website (pdinsure.com) hosting educational content on Medicare Parts A-D and Medigap, a third-party Medigap quoting engine, Google reCAPTCHA on the contact form, an Identillect-powered secure document upload facility, and a Squaremouth travel-insurance quote integration. There is no proprietary platform, no AI or automation layer, and no mobile app; all recommendations are produced through agent-led consultative work performed by Paul Davis (37-year licensed agent, USC business graduate) and Jerry Fisher (26-year licensed agent).

The business model is commission-based: as an independent agent, Paul Davis is compensated directly by the carriers represented, with no fee charged to clients for consultation or plan selection. Distribution runs through phone (800-487-0880, 818-888-0880) and in-person consultations at the Northridge office, supplemented by an online quoting tool, an email newsletter, recorded educational videos, and recurring community speaking engagements at organizations such as VICA University, SSG Academy, AAII, ONEgeneration, the Southland Regional Association of Realtors, and multiple San Fernando Valley chambers of commerce. Brand strength is evidenced by 21 consecutive years as the Los Angeles Daily News Readers Choice "Best Insurance Agent," the 2017 Fernando Award, and Alignable's 2022-2023 Local Business Person of the Year recognition.

Name

Paul Davis Insurance Services

Legal name

Paul Davis Insurance Services, Inc.

Website

https://pdinsure.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

11–50 employees

Short description

Paul Davis Insurance Services is a Northridge, California-based independent insurance agency, founded in 1984, that helps Medicare-eligible individuals across 24 states select Medicare Supplement, Medicare Advantage, and Part D Prescription Drug plans from multiple carriers on a commission basis.

Ownership category

akta.pro rank

Product category

Medicare Insurance Services

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Advantage (MA) Plans (FSAIAGAA)

akta.pro secondary industry

MA Chronic Condition Management & Supplemental Benefits (SSBCI) (HLAEACAI)

Keywords

• Medicare insurance agency
• Medicare Supplement plans
• Medicare Advantage plans
• Medicare Part D coverage
• Independent insurance agent

Headquarters

HQ city

Northridge

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Agent Commissions: As an independent insurance agent, Paul Davis is compensated directly by the insurance carriers they represent. There is no fee charged to clients for the consultation and plan selection services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Paul Davis Insurance Services is an independent insurance agency that helps Medicare-eligible individuals choose among Medicare Supplement (Medigap), Medicare Advantage (HMO/PPO), and Medicare Part D Prescription Drug Plans offered by multiple carriers. The agency also offers ancillary lines such as dental, vision, travel, life, disability, and long-term care insurance, primarily through referrals. Consultations are provided at no charge to clients; agents are compensated by the insurance carriers they represent.

Product overview

Paul Davis Insurance Services is an independent Medicare-focused insurance agency that primarily offers Medicare-related insurance products. The core offerings consist of Medicare Supplement Insurance (Medigap), Medicare Advantage Plans (HMO/PPO), and Medicare Part D Prescription Drug Plans. These three Medicare products form the primary business focus. Additionally, the company offers ancillary insurance products including dental insurance, vision insurance, travel insurance, health insurance for pre-65 individuals, life insurance, disability insurance, and long term care insurance, primarily through referral networks since the primary focus is on Medicare products. The company represents multiple carriers and acts as an independent agent without fees for service, compensated by carriers.

Differentiator

Problem solved

Functional benefit

Products and services

• Medicare Supplement Insurance (Medigap) Medicare Supplement Insurance (Medigap) policies sold by private companies that help pay for healthcare costs Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. Pricing varies by plan type, carrier, and applicant factors; quotes available via website quoting engine or by phone. Plan G is described as the most popular plan.
• Medicare Advantage (HMO/PPO) Medicare Part C Medicare Advantage Plans (HMO or PPO) offered by private companies approved by Medicare. These plans include Part A, Part B, and usually prescription drug coverage, often with extra benefits like vision, hearing, and dental.
• Medicare Part D (Rx Drug Plans) Prescription drug coverage offered by private companies to help cover the cost of prescription drugs. Covers both brand-name and generic prescription drugs at participating pharmacies.
• Dental Insurance Dental insurance plans offered through partnerships with Delta Dental and Ameritas/Security Life, including PPO and HMO options with varying provider networks.
• Vision Insurance Vision insurance plans offered through Ameritas/Security Life with options including VSP for local providers and plans covering optical services at large retail stores.
• Travel Insurance Travel insurance coverage for clients traveling outside the U.S., available through Squaremouth quote platform integration.
• Health Insurance (pre-65) Individual health insurance for people under 65, offered through a referral network of agents since Paul Davis now focuses solely on Medicare Health Care Options.
• Life Insurance Life insurance products offered through referral network since Paul focuses on Medicare Health Plan Options.
• Disability Insurance Disability insurance offered through referral network as Paul Davis now focuses solely on Medicare Health Plan Options.
• Long Term Care Insurance Long term care insurance offered through referral network as Paul Davis now focuses solely on Medicare Health Care Options.

Quantifiable outcome

• $300/month combined savings on Medicare supplement coverage for two clients
• +1 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Partnerships

Three partnerships are on record, tiered minor and core.

• Delta DentalminorChannel Partner/ Reseller/ DistributorPaul Davis Insurance Services contracts with Delta Dental to offer Delta Dental PPO and HMO plans to clients. The agency provides a direct link for Delta Dental quotes (broker ID 219578) and recommends Delta Dental for its larger provider network compared to other dental options.
• Ameritas/Security LifeminorChannel Partner/ Reseller/ DistributorPaul Davis Insurance Services offers Ameritas/Security Life dental and vision plans through their website. Ameritas offers two dental options (with more expensive plans paying more out of network) and two vision plan options (a more expensive VSP plan covering local providers, and another plan covering optical services in large stores like Target).
• Multiple Medicare Carriers (8 organizations in Los Angeles area)coreChannel Partner/ Reseller/ DistributorAs an independent insurance agency, Paul Davis Insurance Services represents multiple Medicare insurance carriers. In the Los Angeles area, they represent 8 organizations offering 62 Medicare Advantage products and 7 organizations offering 19 Medicare Part D products. They are also contracted with 5 carriers in 23 other states.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• GoHealth: Public Medicare-focused insurance brokerage that distributes Medicare Advantage, Supplement, and Part D plans via multiple carriers, often through partner relationships. Same multi-carrier Medicare model and individual-senior customer base as Paul Davis Insurance Services.
• QuoteWizard: Insurance comparison platform (LendingTree-owned) distributing Medicare Advantage, Supplement, and other health plans through carrier appointments. Comparable on multi-carrier Medicare distribution and individual senior targeting.
• eHealth: Public online health insurance marketplace that brokers Medicare Advantage, Medicare Supplement, and Part D plans nationwide from multiple carriers. Directly comparable as a multi-carrier Medicare distribution channel with similar products and target market.
• HealthPlanOne: Insurance agency specializing in Medicare Advantage, Medicare Supplement, and Medicare Part D enrollment across multiple carriers. Directly comparable on multi-carrier Medicare distribution and individual senior customer segment.
• SelectQuote: Public Medicare-focused insurance distribution platform that sells Medicare Advantage, Medicare Supplement, and Part D plans from multiple carriers. Most direct large-scale comparable in the same independent-broker Medicare model Paul Davis Insurance Services operates.
• Assurance IQ: Insurance distribution platform (acquired by Prudential in 2023) selling Medicare Advantage, Supplement, and ancillary health products to individuals via multi-carrier appointments. Directly overlaps on product set, customer segment, and broker-led distribution.
• Boomer Benefits: Independent Medicare insurance agency that helps individual seniors compare and enroll in Medicare Supplement, Medicare Advantage, and Part D plans across multiple carriers. Closest small-scale structural comparable to Paul Davis Insurance Services' independent-agency model.
• HealthMarkets: Insurance agency marketplace helping individuals and families compare Medicare, health, and supplemental insurance plans from multiple carriers. Comparable on multi-carrier Medicare distribution to individuals and seniors.

Emerging players

• Benefy: Tech-enabled Medicare enrollment platform that brokers Medicare Advantage and Part D plans across multiple carriers. Comparable on multi-carrier Medicare distribution, with a more digitally native model than the traditional Paul Davis agency.
• Chapter Advisors: Medicare-focused advisory firm that helps seniors navigate Medicare Advantage, Medigap, and Part D options. Overlaps on independent Medicare advisory model but is structured as an emerging tech-enabled advisor serving a wider geography than Paul Davis Insurance Services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/PaulDavisInsuranceServices
• LinkedInlinkedin.com/company/paul-davis-insurance-services

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Paul Davis Insurance Services