Dana Pensiun Pertamina

What Dana Pensiun Pertamina does

Dana Pensiun Pertamina is an Indonesian defined-benefit pension fund established in 1969 by state-owned energy company PT Pertamina (Persero) to manage retirement benefits for current and former employees of Pertamina and a network of affiliated companies (Mitra Pendiri), including PT Elnusa, PT Patra Jasa, PT Pelita Air Service, PT Patra Niaga, PT Pertamina Bina Medika, PT Badak NGL, PT Pertamina Trans Kontinental, and PT Indopelita Aircraft Services among roughly 14–16 affiliates. It operates from its headquarters at Jl. M.I Ridley Rais No. 7A in Jakarta Pusat, employs 11–50 people, and is regulated by Otoritas Jasa Keuangan (OJK) under Indonesian pension fund law (Perpres No. 40/2018 and applicable PMK regulations). The fund celebrated its 55th anniversary in January 2024 under the theme "Stay Focus On Growing Through Effective Collaboration." Its primary participants are retired Pertamina-group employees, distributed across Indonesia including Dumai, Makassar, and Balikpapan based on its regional socialization activity.

The fund's core digital offering is the OPéN (Online Pension) mobile application for Android and iOS, paired with the DPP Online web portal at portal.dp-pertamina.com, both enabling participant self-service for annual data ulang (data re-registration), pension benefit scheduling, the SPT 1721 A1 tax form download (E-SPT), and a deterministic pension benefit simulator applying the formula MP = NS x (MK x F x PhDP) + T. The underlying infrastructure is centered on Sangfor Hyper Convergence Infrastructure (HCI) servers — a multi-year procurement for 2026–2031 was announced in July 2026 — and integrates with the Indonesian Tax Directorate's Coretax DJP system for annual PPh 21 reporting aligned with PMK RI No. 81 Tahun 2024. Governance and security are certified to ISO 37001:2016 (Anti-Bribery Management System / SMAP, achieved late 2023) and ISO 27001 (Information Security Management System), supported by a published Whistleblower System (Sistem Pelaporan Pelanggaran).

The business model is mutual/defined-benefit rather than fee-based: the fund collects employer and participant contributions (iuran normal), invests them under OJK-supervised portfolio rules, and disburses monthly pension benefits (manfaat pensiun). No fees are charged to end participants for pension management. Distribution is hybrid — digital self-service through OPéN and the DPP Online portal, augmented by branch-based data ulang and pension collection at Bank Mandiri Taspen, Bank BJB, PT Bank SMBC Indonesia (formerly Bank BTPN following its December 2024 rebranding), and Kantorpos (PT Pos Indonesia) — with participant engagement reinforced by annual in-person socialization events held with Pertamina refinery units and regional subsidiaries.

Name

Dana Pensiun Pertamina

Legal name

Dana Pensiun Pertamina

Website

https://dp-pertamina.com

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

11–50 employees

Short description

Dana Pensiun Pertamina is an OJK-regulated defined-benefit pension fund established in 1969 by PT Pertamina (Persero), managing retirement benefits for employees of Pertamina and its affiliated Indonesian companies via the OPéN mobile app and DPP Online portal.

Ownership category

akta.pro rank

Product category

Pension Fund Management

NAICS

Pension Funds (525110), Insurance and Employee Benefit Funds (5251)

SIC

Finance Services (6199)

akta.pro primary industry

Corporate & Public Pension Funds (DB/DC Sponsors) (FSAAAGAA)

akta.pro secondary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

• Pension fund management
• Defined benefit pensions
• Retirement benefit services
• Employee pension administration
• Pension benefit disbursement

Headquarters

HQ city

Jakarta Pusat

HQ country

Indonesia

HQ region

Asia

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Others

Revenue model

1. Pension Fund Management (DPP): Dana Pensiun Pertamina is a defined benefit pension fund that manages retirement savings for employees of PT Pertamina (Persero) and its affiliated companies. The fund collects regular contributions (iuran normal) from employers and participants, invests these contributions, and distributes pension benefits (manfaat pensiun) to retired participants. Revenue is generated through investment returns on the fund's asset portfolio managed under Indonesian pension fund regulations supervised by OJK (Financial Services Authority). The fund publishes annual financial reports and has regular contribution reconciliation processes with employer units.

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Core offering

Dana Pensiun Pertamina is a defined benefit pension fund that manages retirement contributions and disburses monthly pension benefits (manfaat pensiun) to retired employees of PT Pertamina (Persero) and its affiliated Mitra Pendiri companies. The fund collects employer and participant contributions (iuran normal), invests these assets under OJK supervision, and delivers pension administration through the OPeN mobile app, DPP Online portal, and partner bank networks.

Product overview

Dana Pensiun Pertamina operates as a pension fund management organization serving former Pertamina employees and affiliated company participants. The core offering consists of the OPéN (Online Pension) mobile and web application integrated with the DPP Online Portal, providing participants self-service access to pension management services. Key supplementary services include E-SPT for tax form generation, Simulasi Manfaat Pensiun for benefit calculation, and a Whistleblower System for compliance reporting. The organization also publishes annual reports and maintains partnerships with multiple banking channels (Bank Mandiri Taspen, SMBC Indonesia, Bank BJB) and government systems (Coretax DJP) for pension disbursement and regulatory compliance.

Differentiator

Problem solved

Functional benefit

Products and services

• Defined Benefit Pension Fund Management Core pension fund management service that collects employer and participant contributions (iuran normal), invests the fund's assets under OJK supervision, and disburses monthly pension benefits (manfaat pensiun) to retired employees of PT Pertamina (Persero) and its Mitra Pendiri affiliated companies. Includes annual data ulang verification and death benefit claims processing.
• OPeN (Online Pension) Mobile Application Mobile application available on Android (Google Play) and iOS (Apple App Store) that enables Dana Pensiun Pertamina participants to complete annual data ulang (re-registration), view pension benefit schedules, download SPT 1721 A1 PPh 21 tax forms, access pension benefit simulation, and reach customer service. Target users are retired employees of Pertamina group and affiliates across Indonesia.
• DPP Online Participant Portal Web-based participant portal at portal.dp-pertamina.com supporting registration, login, form uploads, password/email recovery, and service requests for pensioners, active workers, and employers participating in the Dana Pensiun Pertamina fund.
• Pension Benefit Simulation Tool (Simulasi Manfaat Pensiun) Standalone online simulator tool at dp-pertamina.com that allows participants to calculate estimated monthly pension benefits using the formula MP = NS x (MK x F x PhDP) + T based on years of service (Masa Kerja), Nilai Sekarang, and Penghasilan Dasar Pensiun (PhDP) per Indonesian pension regulations.
• E-SPT (Electronic Tax Form) Service Electronic tax form service enabling pensioners to download their SPT 1721 A1 Pensiunan forms for annual PPh 21 (income tax) reporting purposes, integrated with the Indonesian Tax Directorate's Coretax DJP system per PMK RI No. 81 Tahun 2024.

Quantifiable outcome

• Annual data ulang period opens from March 1 to July 31 each year, with gamification incentive programs awarding prizes (cinderamata) to fastest participants

Named customers11 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature4 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Bank Mandiri TaspencoreChannel Partner/ Reseller/ Distributor · 12 August 2025Bank Mandiri Taspen is a key banking partner for Dana Pensiun Pertamina. It serves as a primary channel for pension benefit disbursements and data ulang services. In August 2025, Bank Mandiri Taspen underwent a New Core Banking System (NCBS) transition that temporarily affected services. The bank also runs the 'Mantap' (Mantap Care Pension) program offering health, entrepreneurship, and lifestyle content for pensioners.
• PT Pos Indonesia (Kantorpos)minorChannel Partner/ Reseller/ Distributor · 2 December 2024PT Pos Indonesia (Indonesian Postal Service) provides an alternative channel for pensioners to collect pension benefit payments in person at Kantorpos branches, serving as an alternative distribution channel especially for pensioners in remote areas.
• PT Pos Indonesia (Survey Partner)minorChannel Partner/ Reseller/ Distributor · 19 November 2024PT Pos Indonesia conducted pensioner satisfaction surveys on behalf of Dana Pensiun Pertamina in late 2024, helping the organization gather participant feedback.
• PT Bank BTPN Tbk (now PT Bank SMBC Indonesia)coreChannel Partner/ Reseller/ Distributor · 6 March 2024Bank BTPN (now PT Bank SMBC Indonesia following rebranding in December 2024) served as a branch-based data ulang partner for pensioners of Dana Pensiun Pertamina, allowing participants to perform data ulang at BTPN bank branches.
• Bank BJBcoreChannel Partner/ Reseller/ Distributor · 28 February 2024Bank BJB (Bank Jawa Barat) serves as an authorized branch network for pension data ulang services, enabling pensioners to complete their annual data verification at Bank BJB bank branches.
• Bank Mandiri Taspen (Mantap Program)minorGTM or Marketing Partner · 28 February 2024Bank Mandiri Taspen runs the 'Mantap' (Mantap Care Pension) program offering lifestyle and financial content to pensioners, including Warung Mantap Sejahtera (small business), Seminar Kesehatan Online, Agen Kurir Mantap, and Mantap Cooking Club webinars. Dana Pensiun Pertamina promotes this program through its website.
• PT Kilang Pertamina Internasional – Refinery Unit V, BalikpapanminorStrategic or Co-development Partner · 8 December 2023PT Kilang Pertamina Internasional Refinery Unit V collaborated with Dana Pensiun Pertamina to host socialization events for retired employees in Balikpapan (December 8, 2023), attended by 150 pensioners.
• PT Patra Niaga – Regional Kalimantan, BalikpapanminorStrategic or Co-development Partner · 8 December 2023PT Patra Niaga Regional Kalimantan co-hosted socialization events with Dana Pensiun Pertamina in Balikpapan (December 8, 2023) to help pensioners learn about the OPeN application for data ulang.
• PT Patra Niaga – Regional Sulawesi, MakassarminorStrategic or Co-development Partner · 6 December 2023PT Patra Niaga Regional Sulawesi collaborated with Dana Pensiun Pertamina to host socialization events for retired employees in Makassar (December 6, 2023), introducing the OPeN application to approximately 100 pensioners.
• PT Kilang Pertamina Internasional – Refinery Unit II, DumaiminorStrategic or Co-development Partner · 28 November 2023PT Kilang Pertamina Internasional Refinery Unit II in Dumai collaborated with Dana Pensiun Pertamina to host socialization events for retired employees in Dumai (November 28, 2023), helping pensioners learn about the OPeN application.
• Pertamina Group Affiliated Companies (Mitra Pendiri)coreOthersA network of 14 affiliated companies under the PT Pertamina (Persero) group serve as 'Mitra Pendiri' (Founding Partners) of Dana Pensiun Pertamina, including PT Elnusa, PT Patra Jasa, PT Pelita Air Service, PT Pertamina Tongkang, PT Pertamina Bina Medika, PT Patra Niaga, PT Pertamina Dana Ventura, PT Bank BTPN, PT Badak NGL, PT Indopelita Aircraft Services, PT Pertamina Trans Kontinental, PT Pertamina Retail, PT PERTAMINA EP, PT Pertamina Drilling Service Indonesia, PT Geo Dipa Energi, and PT Pertamina Geothermal Energy. Active and retired employees of these companies are eligible participants of the pension fund.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Regional players

• Astra Life: Indonesian life insurance and pension provider under the Astra Group — comparable as an Indonesia-based retirement product and DPLK operator with overlapping participant services such as digital self-service and tax reporting.

Broad incumbents

• BPJS Ketenagakerjaan: Indonesia's national social security agency for workers (Jamsostek) — comparable as a state-mandated pension and benefit administrator operating under OJK/Ministry of Manpower oversight with a massive nationwide participant base.
• TASPEN: Indonesia's largest state-owned pension fund managing civil servant pensions (Tabungan dan Asuransi Pegawai Negeri) — comparable as a much larger Indonesian pension administrator under similar regulatory framework and serving a captive government employee base.

Emerging players

• Allianz Life Indonesia: Insurance and pension provider operating DPLK schemes in Indonesia — comparable as a regulated retirement product provider serving individuals, with overlap in pension benefit administration but a different funding model.
• DPLK Manulife Indonesia: Dana Pensiun Lembaga Keuangan (DPLK) offered by Manulife Indonesia — comparable as an Indonesia-regulated individual/contributory pension product provider, though operates as a financial-institution-based pension vehicle rather than an employer-sponsored DB fund.

Direct peers

• Dana Pensiun PLN: Pension fund for PT PLN (Persero), Indonesia's state electricity corporation — directly comparable as another major Indonesian SOE corporate pension fund serving retired employees of a state utility under OJK supervision.
• Dana Pensiun BRI: Pension fund for PT Bank Rakyat Indonesia (Persero) Tbk employees — directly comparable corporate DB pension fund for an Indonesian state-owned bank, with similar institutional sponsorship and digital participant services.
• Dana Pensiun Bank Mandiri: Corporate pension fund for PT Bank Mandiri (Persero) Tbk — directly comparable DB pension fund within the Indonesian SOE banking ecosystem under similar regulatory and operational framework.
• Dana Pensiun Telkom: Corporate defined-benefit pension fund for PT Telekomunikasi Indonesia (Persero) Tbk employees and affiliates — operates as a direct Indonesian SOE pension fund peer with similar DB plan structure, OJK oversight, and digital participant services.
• Dana Pensiun Garuda Indonesia: Pension fund for PT Garuda Indonesia (Persero) Tbk employees — directly comparable corporate DB pension fund for another Indonesian state-owned enterprise in a different industry vertical.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/dppertamina
• Facebookfacebook.com/dapenpertamina
• LinkedInlinkedin.com/company/dana-pensiun-pertamina

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Dana Pensiun Pertamina