Texas Tax Solution

What Texas Tax Solution does

Texas Tax Solution, founded in 2011 and headquartered in Austin, Texas (under parent company Johnson & Starr), operates as a broker network platform for property tax lending. Following its 2021 acquisition by Johnson & Starr, the company transitioned from a direct property tax lender into a channel-marketing and broker enablement brand. Its core offering, the Kick-Start Program, recruits and supports NMLS-licensed, OCCC-registered mortgage brokers across Texas, providing orientations, marketing toolkits, OCCC license guides, and a multi-channel marketing toolkit so brokers can originate property tax loans for residential and commercial property owners.

The company's product portfolio centers on the Property Tax Loans suite, split into residential and commercial modules. Underlying mechanics: brokers send loan leads to Texas Tax Solution; the parent Johnson & Starr funds the loans in full on behalf of the borrower, stopping penalty accrual and foreclosure proceedings, and the borrower repays on a customized schedule. Texas Tax Solution itself does not hold the lending balance sheet; it operates as the branded broker-facing layer that recruits and educates the originating channel.

Revenue is generated via a transaction-fee model: brokers earn a commission on closed loans plus a back-end percentage of profits from each loan, while the parent captures the net interest and fee economics on the loan book. The customer base is dual-sided — Texas residential property owners facing delinquency or foreclosure risk, Texas commercial property owners seeking cash-flow smoothing, and licensed mortgage brokers seeking new revenue streams in a volatile housing market. Operations are confined to Texas and the entity operates with a 1-10 employee footprint. No proprietary technology platform, AI capabilities, funding rounds, or management team disclosures are present in available source material.

Name

Texas Tax Solution

Website

https://texastaxsolution.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Property Tax Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Property Tax & Municipal Lien Search Services (BPAJAOAJ)

Keywords

• Property tax loans
• Mortgage broker program
• Broker network lending
• Tax lending services
• Residential property tax

Headquarters

HQ city

Fort Worth

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Broker Commission on Loan Closings: Texas Tax Solution pays mortgage brokers a commission when property tax loans close. Brokers also receive a back-end percentage of profits from each loan they close, providing long-term cash flows without the overhead of being a direct lender.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Texas Tax Solution operates a broker-network distribution channel for Property Tax Loans (residential and commercial) funded through Johnson & Starr. The company licenses its loan product to Texas-licensed mortgage brokers via a Kick-Start Program, which provides training, marketing collateral, and back-end profit sharing on closed loans. End customers are Texas property owners seeking to fund their annual property tax obligations through short-term, property-tax-secured financing rather than paying the bill out of pocket.

Product overview

Texas Tax Solution operates as a broker network platform centered on its Kick-Start Program, which enables mortgage brokers to offer property tax loans as a new revenue stream. The core product is the Property Tax Loans suite, comprising Commercial Property Tax Loans and Residential Property Tax Loans — both funded by parent company Johnson & Starr. The Multi-Channel Marketing Toolkit is provided as a supporting resource to help brokers market the loans. Texas Tax Solution itself no longer acts as a lender following its 2021 acquisition by Johnson & Starr, but serves as the branded broker-facing channel for the property tax lending business.

Differentiator

Problem solved

Functional benefit

Products and services

• Kick-Start Program A broker enablement and onboarding program that trains and equips licensed Texas mortgage brokers to originate property tax loans as an ancillary line of business. Includes access to the Multi-Channel Marketing Toolkit and back-end profit sharing on closed loans. Targets NMLS-licensed, OCCC-registered mortgage brokers across Texas.
• Property Tax Loans (Residential and Commercial) Short-term, property-tax-secured loan product available in both residential and commercial variants for Texas property owners who need to fund annual property tax liabilities rather than pay lump-sum. Funded through Johnson & Starr and originated exclusively through licensed Texas mortgage brokers in the Texas Tax Solution network.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Johnson & StarrflagshipStrategic or Co-development Partner · 1 January 2021In 2021, Texas Tax Solution was acquired by property tax lender Johnson & Starr. Johnson & Starr transformed the trusted Texas Tax Solution brand into a new opportunity for mortgage brokers. Texas Tax Solution no longer operates as a direct lender but represents a broker network program under the Johnson & Starr umbrella. Johnson & Starr provides the actual lending services while Texas Tax Solution recruits and supports mortgage brokers in the network.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Rocket Mortgage: Rocket Mortgage is the largest U.S. mortgage lender and a major consumer-facing brand in property finance. While not a property tax specialist, it competes for the same Texas homeowner/borrower attention and represents the broad-incumbent alternative to niche property tax loan products.
• loanDepot: loanDepot is a major national retail and wholesale mortgage lender that interacts with the same Texas mortgage broker ecosystem that Texas Tax Solution's network depends on. It is a broad-incumbent comparison for distribution scale and broker relationships.
• United Wholesale Mortgage (UWM): UWM is the largest U.S. wholesale mortgage lender, serving the independent mortgage broker channel that Texas Tax Solution recruits from. It is comparable as the dominant incumbent in the broker distribution channel that TTS's network program depends on.

Others

• ICE Mortgage Technology (Encompass): ICE Mortgage Technology provides the Encompass loan origination system used across the mortgage industry. It is an enabling technology provider adjacent to Texas Tax Solution's loan-origination workflow rather than a direct competitor.

Direct peers

• Texas Tax Pros: Texas Tax Pros is a Texas-focused tax resolution and tax-related financial services firm. It overlaps with Texas Tax Solution on Texas property tax problem-solving for property owners, though its primary focus is broader tax resolution rather than lending.
• Property Tax Loan Pros: Property Tax Loan Pros is a property tax lender operating in Texas, offering residential and commercial property tax loan products. It is a direct competitor serving the same borrower segments with a similar loan product.
• AmPac Property Tax Lending: AmPac is one of the largest property tax lenders in the U.S., originating loans similar to Texas Tax Solution's core product. It is a direct competitor in the property tax loan category, especially in Texas, with overlapping residential and commercial borrower segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/texas-tax-solution

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Texas Tax Solution