Montrachet

Name

Montrachet

Legal name

Montrachet Finance & Patrimoine

Website

https://montrachet-finance.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (525920)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

akta.pro secondary industries

Trust, Fiduciary & Estate Planning Services (FSABADAG), Estate, Gift & Trust Valuation (BPAHANAL)

Keywords

• Wealth management advisory
• Asset management services
• Estate planning services
• Retirement planning advisory
• Business transfer advisory

Headquarters

HQ city

Yerres

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Wealth Management Advisory Services: The firm generates revenue through professional advisory fees for comprehensive wealth management services including asset allocation, investment selection, tax optimization, retirement planning, and estate planning. Services include both initial consultation fees and ongoing annual follow-up contracts.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Montrachet Finance & Patrimoine is a French wealth management advisory firm providing personalized 360-degree patrimonial services to high-net-worth individuals, business owners, self-employed professionals, and senior executives. Core offerings include asset allocation and investment selection, tax optimization, retirement planning, estate and succession planning, family protection insurance, and specialized business transfer advisory (Cession d'entreprise) covering LBO, OBO, and MBO financing structures. Services are delivered through direct advisory engagements supported by a 100+ partner network of notaries, accountants, insurers, bankers, and lawyers.

Product overview

Montrachet Finance & Patrimoine is a comprehensive wealth management firm offering a unified platform of interconnected services. The core offering combines 360-degree wealth management with personalized collaboration and objective-based planning. Key product lines include: Gestion de patrimoine (wealth management), Cession d'entreprise (business transfer with LBO/OBO/MBO structures), and specialized sub-brands for corporate services (MFP Corporate), real estate (MFP Conseil & Immobilier), and international expansion (MFP Amérique latine, MFP Avenir via ACOFI partnership). The portfolio also includes interprofessional coordination services and investment solutions spanning monuments historiques, Loi Girardin, and Private Equity in renewable energy.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Wealth Management Advisory (Gestion de patrimoine) Comprehensive 360-degree wealth management advisory service covering asset allocation, investment selection, retirement planning, tax optimization, estate planning, and family protection for high-net-worth individuals, business owners, self-employed professionals, and senior executives. Delivered through a structured client journey (initial consultation, formal recommendation report, implementation, annual follow-up) under MIF2, PRIIPS, DDA, and AML/CTF regulatory frameworks.
• Business Transfer Advisory (Cession d'entreprise) Specialized advisory for business owners preparing for the sale or transfer of their company, including LBO (Leveraged Buy Out), OBO (Owner Buy Out), and MBO (Management Buy Out) financing structures, holding creation, company value optimization, and exit strategy planning. Supported by the MFP Corporate subsidiary created in 2023 with OBO structure.
• 360° Wealth Management (Approche 360°) Holistic wealth management methodology covering heritage engineering, financial investments, family protection, retirement preparation, and business transmission. The 360-degree approach considers the legal, economic, social, and fiscal aspects of a client's complete financial picture to enable personalized strategic planning.
• Objective-based Wealth Planning Services Objective-framed advisory services covering family protection, wealth development, business owner support, retirement preparation, heritage transmission, and fiscal optimization. Includes tax-incentivized investment solutions (Pinel, Girardin, Malraux, LMNP), retirement vehicles (PER, insurance, capitalization contracts), and estate/succession planning.
• Specialized Investment Solutions (Historical Monuments, Girardin, Private Equity) Tax-incentivized and thematic investment solutions including historical monuments (Monuments historiques, since 1997), Girardin-law investments (since 2000), and Private Equity in renewable energy (since 2004, where Montrachet was a pioneer). These solutions target investors seeking Socially Responsible Investments (SRI) and tax-efficient wealth structuring.
• Interprofessional Coordination Services Coordination service that synchronizes the work of notaries, accountants, insurers, bankers, and lawyers to ensure synergy and information flow for comprehensive client service. Leverages a network of 100+ professional partners to deliver integrated advisory across legal, fiscal, and financial dimensions.

Named customers4 records

Segments2 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Five partnerships are on record, tiered core and minor.

• OKAIAcoreStrategic or Co-development PartnerIn 2018, Montrachet regrouped competencies within OKAIA, a structure bringing together wealth management, financial expertise, and financing advisory. OKAIA serves as a unified platform for integrated professional services.
• ACOFIminorStrategic or Co-development PartnerACOFI partnered with Montrachet in 2025 to create MFP Avenir, expanding the firm's service offerings in future-oriented wealth solutions.
• Professional Network (Notaries, Accountants, Insurers, Bankers, Lawyers)coreImplementation/ SI/ Consulting PartnerExtensive network of 100+ professional partners including notaries, accountants, insurers, bankers, and lawyers. The firm coordinates communication between these stakeholders to ensure comprehensive client service.
• Tiphys CapitalminorStrategic or Co-development PartnerIn 2025, Montrachet integrated Tiphys Capital, expanding the firm's capabilities and expertise in wealth management services.
• MFP Corporate (OBO structure)coreOthersCreated in 2023 as an OBO (Owner Buy Out) structure with the former entity, enabling capital opening to employees and business development.

Scale indicators5 records

Recent moves20 records

Expansion highlights5 records

Direct peers

• K&P Finance: Independent French CGP providing wealth engineering, tax optimization, and business owner advisory to HNW clients. Direct competitor to Montrachet given similar boutique positioning, inter-professional coordination model, and HNW entrepreneur clientele.
• Eleven Finance: Mid-sized French CGP offering wealth engineering, tax optimization, and retirement planning for HNW individuals and business owners. Comparable to Montrachet in target clientele and full-service 360-degree advisory proposition.
• Cyrus (Cyrus Conseil): Independent French wealth management advisory firm (CGP) serving HNW individuals with a holistic, partner-coordinated model. Closely comparable to Montrachet in size, scope, and reliance on inter-professional referrals across France.

Broad incumbents

• BNP Paribas Wealth Management: One of Europe's largest private banks, serving HNW and UHNW clients with full wealth advisory, investment, and lending solutions. Comparable in offering breadth but operates as a tier-1 incumbent versus Montrachet's boutique model.
• Pictet Wealth Management: Swiss private bank with a sizeable French HNW franchise offering portfolio management, tax advisory, and estate planning. Comparable in service philosophy (long-term, holistic) but with significantly larger AUM and broader international capabilities.
• Lazard Frères Gestion: French arm of Lazard's private asset management business, serving HNW individuals with discretionary portfolio management and wealth advisory. Comparable clientele and advisory depth, but institutional scale and global reach dwarf Montrachet.
• Indosuez Wealth Management: Crédit Agricole's private banking arm serving HNW and UHNW clients globally with a French anchor. Overlaps with Montrachet's patrimoine advisory and asset allocation offerings, with far broader jurisdictional coverage and balance-sheet support.
• Primonial: Major French wealth and real estate management group offering patrimoine advisory, asset management, and insurance solutions. Overlaps with Montrachet's HNW advisory, tax-optimization, and real estate investment offerings, but operates at much larger scale.
• UFF (Union Financière de France): Established French wealth advisory network affiliated with Groupe Vyv, offering patrimoine advisory and financial solutions nationally. Comparable in core service mix to Montrachet but with significantly larger scale and brand recognition.
• Rothschild & Co Wealth & Asset Management: Global wealth manager with a strong French private banking presence serving UHNW families. Comparable in 360° wealth advisory and estate/succession planning, with substantially deeper capital and broader product capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/montrachet-finance-et-patrimoine

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Montrachet